What does the Washington insurance commissioner do?

How do I contact the Washington State insurance commissioner?

Does Washington State have free healthcare?

In Washington State, Medicaid is called Apple Health. ... You can apply for free or low-cost Apple Health coverage year-round. For most people, Washington Apple Health is free, but some families may have to pay a monthly premium.

What may be sent when a carrier rejects a claim because preauthorization was not obtained?

Appeals are sent by patient or providers to payers to request a review of a rejected or downcoded bill. An appeal is sent when a carrier rejects a claim because preauthorization was not obtained.

How long has Kreidler been in office?

Kreidler is Washington's eighth insurance commissioner. He was first elected as insurance commissioner in 2000. He was re-elected to a sixth term in 2020. He retired as a lieutenant colonel from the Army Reserves with 20 years of service.

What is the basic mandate of the Insurance Commission?

Pursuant to the mandate of the Insurance Commission to assist the general public on matters relating to insurance and pre-need, a total of about 24,871 claims, cases, complaints, disputes, inquiries and mediations were acted upon within the prescribed period in 2015.

What is the maximum fine that can be imposed by the commissioner to a producer who violates an insurance law?

Any person who violates the provisions of Section 780 or 781 is punishable by a fine not exceeding twenty-five thousand dollars ($25,000), or in a case in which the loss of the victim exceeds ten thousand dollars ($10,000), by a fine not exceeding three times the amount of the loss suffered by the victim, by ...

Who is over the insurance companies?

CDI enforces the insurance laws of California and has authority over how insurers and licensees conduct business in California.

How long does long term care insurance last?

Long-term care (LTC) policies are typically sold for 12 or more months of care. You can buy a policy that pays benefits for only 1 year or one that pays for 2, 3 or 5 years. Companies have stopped selling benefits for as long as you live.

Who is the Oregon insurance commissioner?

Andrew R. Stolfi was appointed Department of Consumer and Business Services (DCBS) director in April 2020. He is also the state's insurance commissioner. He began with the department in February 2018 as Division of Financial Regulation administrator and insurance commissioner.

What are the 3 most common mistakes on a claim that will cause denials?

What is a dirty claim?

The dirty claim definition is anything that's rejected, filed more than once, contains errors, has a preventable denial, etc.

What are the two main reasons for denial claims?

Whether by accident or intentionally, medical billing and coding errors are common reasons that claims are rejected or denied. Information may be incorrect, incomplete or missing. You will need to check your billing statement and EOB very carefully.

Does Washington have Medi Cal?

In Washington State, Medicaid is called Apple Health. Apple Health provides preventative care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services.

What is the income limit for Washington Apple Health?

Today, Apple Health covers adults with incomes up to 138 percent of the federal poverty level. In April 2021 that translated to about $17,775 for a single person or $36,570 for a family of four.

What do u mean by insurance?

Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies or perils. 1. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.

Can you cash out long-term care insurance?

If you die before needing long-term care, the policy has a life insurance benefit. If you decide you need the money for something else, you can typically receive a cash value that can be roughly equal to or less than the total premiums paid.

What are the disadvantages of long-term care insurance?

Long-term care (LTC) insurance has some disadvantages: * If you never need the coverage, you're out-of-pocket for all the premiums you've paid. * There is the possibility of premium increases in some plans. Once you've started, you must pay higher premiums or you lose the money you've already spent.

What is not covered under a long-term care policy?

Some of the more common exclusions in policies covering long term care services are: Mental illness, however, the policy may NOT exclude or limit benefits for Alzheimer's Disease, senile dementia, or demonstrable organic brain disease. Intentionally self-inflicted injuries. Alcoholism and drug addiction.

Who regulates insurance companies in the United States?

Insurance is regulated by the states. This system of regulation stems from the McCarran-Ferguson Act of 1945, which describes state regulation and taxation of the industry as being in “the public interest” and clearly gives it preeminence over federal law. Each state has its own set of statutes and rules.