What does UnitedHealthcare UCard cover?
Asked by: Prof. Kayleigh Bechtelar Jr. | Last update: October 10, 2025Score: 5/5 (31 votes)
What can you not buy with UnitedHealthcare UCard?
Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.
What foods can I buy with my UnitedHealthcare OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
What does the UnitedHealthcare OTC card pay for?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
What can I use my UnitedHealthcare spending card on?
You can use the card to pay copayments or any out-of-pocket responsibility. You visit the pharmacy, grocery or retail store, or related websites. If purchasing OTC medicines or drugs, you must purchase at a pharmacy and have a prescription.
Using the UnitedHealthcare UCard®
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
What can I buy with my health care spending card?
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.
How do I use my UCard for groceries?
- Simply swipe your card or scan the barcode.
- Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)
What food items can you get with a OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
What does OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Can I get toilet paper with my OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What stores accept UnitedHealthcare UCard?
- Walmart.
- Walgreens.
- CVS.
- Kroger.
- Publix.
- HEB.
- Family Dollar.
- Dollar General.
Can I buy gas with my UnitedHealthcare card?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.
Can I buy laundry detergent with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
What kind of food can you get with UnitedHealthcare card?
- Fresh fruits & vegetables.
- Canned fruits & vegetables.
- Frozen produce & meals.
- Fresh salad kits.
- Dairy products.
- Meat & seafood.
Can I use my UCard on Amazon?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.
Can I buy bread with my OTC card?
OTC Food Benefit Card
It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.
Can I use my OTC card at Walmart for food?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
Can I use my UCard at Dollar General?
Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.
Can I buy chips with my UCard?
"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.
Can I buy clothes with my UCard?
With the UCard, you will be able to:
buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.
What is the food allowance card for groceries?
The Medicare Food Allowance Card is a benefit offered through certain Medicare Advantage plans, also known as Medicare Part C. This card allows beneficiaries to purchase groceries and other healthy food items, helping to offset the costs of maintaining a nutritious diet.
What can I use my United Health Care spending card for?
Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.
Can I withdraw money from my health care spending card?
You can't withdraw money from an ATM
The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).
What can I pay with my Healthy Benefits card?
Consumers can spend their benefits on various health-related products and services depending on the program. Examples can include over-the-counter items, select groceries, medical devices, counseling services, nutrition education, fitness equipment, pet food, household supplies, gas, transportation, utilities, etc.