What food items can you get with an OTC card?

Asked by: Mrs. Kiera Krajcik DVM  |  Last update: May 28, 2025
Score: 4.7/5 (7 votes)

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

What food can I purchase with my OTC card?

desserts, fresh baked goods, soda, and tobacco.
  • • Fresh fruits and vegetables. • Canned fruits and vegetables. • Frozen produce and meals.
  • • Fresh salad kits. • Dairy products. • Meat and seafood.
  • • Beans and legumes. • Pantry staples – flour, sugar, spices, etc. ...
  • • Nutritional shakes and bars. • Soups.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Can I buy chips with my OTC card?

The allowance can't be used to purchase tobacco, alcohol, candy, soda, chips or non-food items.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

OTC Network card eligible items and Store List | OTC Network card Product List

39 related questions found

Is toilet paper covered by an OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What groceries can I buy with my UCard?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

What can you get off a OTC card?

What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..

What can I buy at Dollar General with my U card?

Dollar General customers can now purchase food, produce, over-the-counter medicines and additional wellness products in more than 20,000 stores across the country using health supplemental benefits.

What does an OTC card pay for?

Purchase non-prescription drugs and health-related items such as aspirin, vitamins, eye drops, laxatives, and more at participating pharmacies and other retailers. You can also use your OTC card for exercise equipment, activity trackers, and personal emergency response systems (PERS).

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What groceries can I buy with my Healthy Benefits card?

Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.

What products are considered OTC?

OTC Supplies
  • Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
  • Decongestants (e.g., Sudafed*)
  • Expectorant (e.g., Mucinex, Robitussin)
  • Antihistamines (e.g., Benadryl)
  • Saline nasal spray.
  • Cough drops.

Can you use OTC card at self checkout?

Yes, you can use your card at self-checkout in store.

What bills can I pay with UCard?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I buy bread with my United Healthcare card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

How much do I have left on my OTC card?

You may check check the balance on your OTC benefit card by calling the number on the back of your card or signing in to your OTC plan provider's online member portal.

Can I buy shampoo and conditioner with an OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I buy bread with my OTC card?

Grains: Rice (white, brown, wild), pasta, oats, bread (check for specific restrictions on certain types of bread), cereals (some cereals may be ineligible). Canned Goods: Canned fruits, vegetables, beans, soups, tuna, etc.

Can you buy a bag of chips with EBT?

Acceptable items include common snack foods like bags of chips and groceries that can be eaten without additional preparation such as fresh fruit and cheese. EBT cards won't work at coffee shops or restaurants because the food is prepared for consumption on site.

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.