What happened to Plan F Medicare Supplement?
Asked by: Prof. Alek Schuster | Last update: December 3, 2025Score: 4.8/5 (55 votes)
Has Medicare Plan F been discontinued?
In case you missed the news, Medicare Supplement Plan F is being phased out starting January 1, 2020. If you currently have a Plan F, don't panic. You can keep your plan as long as you want. However, if you become eligible for Medicare after January 1, 2020, you can't purchase a Plan F.
Can you get plan F Medicare supplement?
Plan F Product Details
Plan F pays the Medicare Part B (Medical) calendar year deductible, which other standardized plans do not. Only available if your 65th birthday occurred before January 1, 2020, or you qualified for Medicare due to a disability before January 1, 2020.
Will plan F be grandfathered?
The Plan F was phased out in 2020. For all consumers who qualify for Medicare Nevada before 2020, they will be grandfathered into having Plan F as an option forever. For everyone who qualifies for Medicare after 2020, the Plan F will not be an option to enroll in.
What Medicare plan is closest to plan F?
Plan G coverage is similar to that of Plan F. However, it does not cover the Medicare Part B deductible. Both plans F and G offer a high deductible version.
Medicare Supplement Plan F - Not worth it anymore?
What is the highest rated medicare supplement plan?
- Humana - Easy Online Enrollment Process.
- Anthem - Competitive Pricing.
- Cigna - Excellent Customer Service.
- Aetna - Multiple Ways to Combine Coverage.
- Mutual of Omaha - Fast Quotes.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
Can you switch from plan F to G?
If you already have Medicare Supplement Plan F but you want to change to Plan G, or any other Medicare Supplement insurance plan that is available in your state, you might be able to do that. But there are only certain situations where you have “guaranteed-issue” rights to change to the plan you want.
What causes a plan to lose grandfathered status?
Plans may lose “grandfathered” status if they make certain significant changes that reduce benefits or increase costs to consumers. A health plan must disclose whether it considers itself a grandfathered plan.
Does Medicare Plan F cover dental?
Coverage Not Included in Plan F
You'll need to enroll in a stand-alone Part D prescription drug plan to get those benefits. Some other common services not included are routine dental care and treatment, vision exams and eyeglasses, and hearing exams and hearing aids.
Is Plan F available in 2025?
Plan F is only available to those who became eligible for Medicare before January 1, 2020. Which Medicare Supplement plan is the best? The best plan for you may not be the most popular one.
What is the best medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
What is the average cost of Plan F in Medicare?
How Much Does Plan F Medicare Supplement Cost? The average premium for Medicare Supplement Insurance Plan F in 2023 was roughly $186.49 per month, or $2,237.88 per year. 41% of Medicare Supplement beneficiaries have Plan F.
Does Medicare Plan F cover eyeglasses?
The only things Plan F does NOT cover would be those things that Medicare itself also does not cover, such as: Most homeopathic treatments. Routine vision care and eyeglasses. Routine dental care and dentures.
Do grandfathered health plans still exist?
Q1: May plans maintain grandfathered status? Yes, they may. There is no specific end date for grandfathered status.
How do you maintain grandfathered status?
To maintain status as a grandfathered health plan, a plan or health insurance coverage must include a statement, in any plan materials provided to a participant or beneficiary describing the benefits provided under the plan or health insurance coverage, that the plan or coverage believes it is a grandfathered health ...
Is T-Mobile getting rid of grandfathered plans?
Just when you thought it couldn't get worse after the autopay fiasco now Tmobile is going to force customers off their grandfathered plans.
Why did Medicare get rid of Plan F?
Why is Medicare Plan F no longer an option for most people? In short, Medicare Plan F is being phased out because of the first dollar coverage that made it so popular. As federal lawmakers saw it, that kind of coverage has the potential to be overused at the expense of the Medicare program.
What replaces Medicare Plan F?
If you became eligible for Medicare in 2020 or later, you can only buy Plan G, not Plan F.
Can I drop my medicare advantage plan and go back to original Medicare?
Medicare Advantage Open Enrollment Period: Between January 1 and March 31 of each year, if you already have a Medicare Advantage Plan (with or without drug coverage) you can: Switch to another Medicare Advantage Plan (with or without drug coverage). Drop your Medicare Advantage Plan and return to Original Medicare.
Why are seniors losing their Medicare Advantage plans?
Health systems and hospitals are also making the decision to cancel contracts due to excessive prior authorization denial rates and slow payments from insurers. Already 27 health systems have canceled their Medicare Advantage contracts this year.
What are the top 5 medicare supplement plans?
💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.
Why do doctors not like Medicare Advantage plans?
Across the country, provider grumbling about claim denials and onerous preapproval requirements by Advantage plans is crescendoing. Some hospitals and physician practices are so fed up they're refusing to accept the plans — even big ones like those offered by UnitedHealthcare and Humana.