What happens if someone sues you and you ignore it?

Asked by: Dr. Kattie Kirlin  |  Last update: June 9, 2025
Score: 4.7/5 (66 votes)

A default judgment means you lose the case automatically, and the plaintiff can enforce the judgment against your assets or income. It can also damage your credit score and reputation. In Texas, the response deadline depends on which court the case was filed.

What if you ignore someone suing you?

If you ignore service of the lawsuit, a default judgment WILL be entered against you. If you defend the case, you have the opportunity to show that you are not liable. If you ignore the case, EVERYTHING in the petition, including the allegations about your liability, are accepted as true by the Court.

What happens when someone doesn't respond to a lawsuit?

Consequences of Not Responding: If you fail to respond to the summons and complaint within the required time frame, the party who filed the lawsuit can request a default judgment from the court. This means the court may automatically rule in favor of the other party, without hearing your side of the story.

What happens if you get sued and don't do anything?

You ignore that judgement, the court can order your assets seized to pay whatever damages were awarded. If the suit was you make you stop doing something, and you ignore the order and keep doing it, the court can send law enforcement to make you stop, or order your arrest, or both.

What happens if you sue someone and they refuse to pay?

The defendant must pay their legal debt. If they can't pay immediately, legal mechanisms can help you collect later. This may involve payment plans or monitoring assets. Collecting from someone unable to pay requires patience.

What To Do If You Get Sued But You Don't Have The Money [Walkthrough]

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Can you go to jail for not paying someone who sued you?

While debt collectors can no longer have you jailed or threaten to have you arrested for not paying your debts, there are a few instances in which you can be incarcerated with debt as the underlying cause. For example, a debt collector can sue you and, if you fail to comply with court orders, you could get jail time.

Is it worth suing someone with no money?

Essentially, you might think suing someone with no money is futile, but that's not the case. The law protects your rights and allows you to seek compensation if someone causes you harm or loss, regardless of their financial status.

What happens if someone sues you but you don't own anything?

Despite your financial constraints, a court ruling against you would still result in a legal obligation to pay the determined amount. This could lead to wage garnishment, where a part of your future income is deducted to satisfy the debt, or even asset seizure, including bank account freezes.

Will a collection agency sue for $3000?

While smaller debts are less likely to result in legal action, there are no guarantees. In many cases, though, debt collectors will prioritize larger debts, as they offer a higher return on the time and legal fees associated with a lawsuit.

Can you go to jail for ignoring a lawsuit?

In certain states, a debtor who fails to obey a court order to make an assigned payment or to appear at a hearing can deemed to be in civil contempt of court. As a result, a court may issue a warrant for the arrest of the debtor who has not followed court orders.

What happens if a company ignores a lawsuit?

Ignoring a lawsuit can have severe, lasting consequences for your business: Financial consequences : The plaintiff may be awarded the full amount of damages they are seeking, regardless of whether those damages are exaggerated or unsupported by the facts.

Can you settle without a lawsuit?

Mediation or Arbitration. During the litigation process, you may be able to resolve your case through mediation or arbitration. Mediation and arbitration are popular ways to settle disputes without going to trial. Both can be set up quickly and take less time than going to court.

What happens if someone doesn't show up to a lawsuit?

If you don't show up to court, at some point, a default judgment will be obtained against you, and the creditor can pursue collection against you on the money judgment.

How do you protect yourself from someone suing you?

Investing in an umbrella liability insurance policy is a good first step to protecting yourself against civil action. The company who provides your homeowner's insurance or auto insurance policy probably offers this type of add-on policy. It pays out to cover losses above and beyond what your normal policy might cover.

What to do if someone keeps suing you?

Request that the plaintiff be ruled a vexatious litigant.

Your attorney can gather evidence to present to the court showing that the plaintiff has a history of vexatious litigation. When the judge sees proof of this, the plaintiff's baseless case against you will likely be dismissed.

What's the worst a debt collector can do?

A debt collector cannot lie or use deceptive practices to collect a debt. They cannot falsely claim to be attorneys or government representatives, misrepresent the amount you owe, falsely claim you've committed a crime or threaten legal action they cannot or do not intend to take.

Can you go to jail if a credit card company sues you?

Here's the good news — you can't go to jail for credit card debt, and if a debt collector implies that you might end up in jail, they are breaking the law as established by the Fair Debt Collection Practices Act.

What is the 11 word phrase to stop debt collectors?

The phrase in question is: “Please cease and desist all calls and contact with me, immediately.” These 11 words, when used correctly, can provide significant protection against aggressive debt collection practices.

What happens if you sue someone and lose?

If you lose, you could be required to pay all court costs and fees, including those of the other parties. Some states, like Nevada, are "loser pays" states, meaning the loser in a lawsuit pays all court costs. If you lose a personal injury claim, you will be out of pocket for your medical expenses and other costs.

What is it called when someone sues you for no reason?

Vexatious litigation is legal action which is brought solely to harass or subdue an adversary. It may take the form of a primary frivolous lawsuit or may be the repetitive, burdensome, and unwarranted filing of meritless motions in a matter which is otherwise a meritorious cause of action.

What are the chances of winning a civil lawsuit?

Only about one percent of civil lawsuits filed are eventually decided by trial or any other determination on the merits, such as a summary judgment motion. The other 99% are dropped, the defendant is noted in default, or they settle at some point.

What happens if someone sues me and I have no assets?

Some defendants might be considered “judgment proof” if they have no assets. Possible Outcomes and Future Collection: Judgments remain active for several years and could be renewed. Even if the defendant has no money now, the plaintiff might collect it in the future when financial circumstances change.

How do I fight a lawsuit with no money?

Contingency means that your lawyer will agree to take on your case and represent you without requiring any payment upfront, allowing you to file a case with no money. Your lawyer will only receive payment for their services if and when you reach a positive resolution and some form of compensation in your case.

What happens if I sue someone and they can't pay?

The California statute of limitations for filing a judgment is ten years. If the debtor cannot pay or complete payment within this time, you must renew the judgment. The judgment must continue to be renewed to ensure the debtor pays the full amount.