What happens to a body if no one can afford a funeral?

Asked by: Marty Stanton  |  Last update: November 13, 2025
Score: 4.1/5 (58 votes)

You don't necessarily need to worry about what happens to your body if you can't afford a funeral. Signing a form at the county coroner can authorize the release of your body to the state or county for burial or cremation. It may be possible to pay a fee to recover your ashes if your family would like them.

What happens to a body if you can't afford a funeral?

If you cannot afford a burial or cremation, you can sign a form with the county coroner's office and the state will bury or cremate the body for you. This will be at no cost, but you won't have any say in where or how.

What happens to bodies that don't get a funeral?

In most cases, local governments use direct cremation to dispose of unclaimed bodies and the cremains are stored for a set period of time. After being stored the cremains may be scattered.

Can a funeral home dig up a body for non-payment?

A body may not be retained by an undertaker as security for unpaid funeral expenses, particularly where a body has been kept without authorization and payment is demanded as a condition precedent to its release.

Who pays for cremation if there is no money?

Medicaid and state assistance programs

California offers several state-specific programs to assist with funeral and cremation expenses for low-income individuals. Medi-Cal, California's Medicaid program, may provide assistance in certain situations.

Funeral Home Secrets They Don't Want You To Know

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What do funeral homes do if you can't pay?

If the funeral home already has custody of the body and the family refuses to pay, the funeral home will pause all funeral services and planning , store the body in the cooler, and charge the family a storage fee for every day the body is there.

What happens if a family doesn't have enough money for a funeral?

You don't necessarily need to worry about what happens to your body if you can't afford a funeral. Signing a form at the county coroner can authorize the release of your body to the state or county for burial or cremation. It may be possible to pay a fee to recover your ashes if your family would like them.

Does the next of kin have to pay for a funeral?

If your loved one has no assets or property, the next of kin will typically cover funeral costs. The next of kin will also handle arrangements.

Who owns the body of a deceased person?

Who owns your body after death? The answer: no one. However, how your body is disposed is a matter for your personal representatives to decide. Controlling what happens to your body after you die may be important to you, for others, not so much.

Can a funeral home refuse to release a body?

If you want the funeral home in possession of the remains to transport the body the funeral home can't refuse. They must release the body or transport it. Most funeral homes are fine with transporting the body when requested, because you'll have to pay for the service.

What happens to someone who dies with no money?

The burial may take place in a designated section of a cemetery reserved for indigent burials or in a communal grave. In some cases, your remains may be cremated, and the ashes may be interred or scattered in a designated area.

Who picks up a body when someone dies at home?

It is the funeral home's job to come and pick up the body from your residence. They will then prepare the body depending on the wishes of the deceased and the intended funeral arrangements.

How long can a body stay in the morgue without being embalmed?

In California, a body can typically stay in the morgue for 24 to 72 hours.

What if nobody wants to pay for a funeral?

If a family can't pay for a funeral or afford the disposition costs, their family member will likely be buried in an indigent cemetery -- a cemetery for those who can't afford to be buried elsewhere.

Who pays for the funeral of a homeless person?

If the deceased is determined to be indigent, your local government entity must work with a licensed funeral director to provide final disposition (burial or cremation) at its expense.

Does social security help with funeral expenses?

Social Security offers a one-time, lump-sum payment of $255 to assist with funeral costs, including cremation costs. Social Security's death benefit program was established in 1935 and the payment was capped in 1954.

What not to do when someone dies?

What Not to Do When Someone Dies: 10 Common Mistakes
  1. Not Obtaining Multiple Copies of the Death Certificate.
  2. 2- Delaying Notification of Death.
  3. 3- Not Knowing About a Preplan for Funeral Expenses.
  4. 4- Not Understanding the Crucial Role a Funeral Director Plays.
  5. 5- Letting Others Pressure You Into Bad Decisions.

What happens if the next of kin does not claim the body?

If a funeral director picks up an unclaimed body and can't find the next of kin, they can either pay for the burial with the money provided by the state, and absorb the rest of the cost, or store the body in a refrigerated space, in hopes that a family member will eventually turn up.

Who do ashes legally belong to?

The custody laws for cremated ashes are pretty much the same as for the body. The next-of-kin (or the person designated as executor) has responsibility for the ashes.

What happens to people who can't afford a funeral?

Many states and local governments assist low-income families who cannot afford funerals. These programs vary by location but often provide financial aid to cover basic burial or cremation costs. Contact your state or local health department or social services office for information on available programs in your area.

Who pays bills after someone dies?

The executor — the person named in a will to carry out what it says after the person's death — is responsible for settling the deceased person's debts.

Can I be forced to pay for my parents' funeral?

State Laws: In most states, children are not automatically responsible for their parents' funeral expenses. However, some states have “filial responsibility” laws, which could require adult children to cover their parents' debts, including funeral costs, if the estate cannot pay them.

What happens when a family member dies and you can't afford it?

If you find that even low-cost burial options are too expensive for you, then you can reach out to your county coroner's office. Most coroners will pitch in to bury or cremate the remains of your loved one if you can't. You will have to sign release forms permitting the county to cremate the body.

How can you avoid funeral costs?

10 Ways to Reduce Funeral Costs
  1. Research Funeral Homes.
  2. Find a Budget-Friendly Casket.
  3. Decide on a Direct Burial.
  4. Consider Cremation.
  5. Use Your Own Urn.
  6. Have the Funeral at Church.
  7. Go Green.
  8. Have a Home Funeral.

What is Paupers grave?

A potter's field, paupers' grave or common grave is a place for the burial of unknown, unclaimed or indigent people.