What has been strongly challenged under the Affordable Care Act (ACA)?
Asked by: Tevin Von | Last update: February 5, 2025Score: 4.1/5 (9 votes)
What are the major problems with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What is the challenge to the Affordable Care Act?
In California, after determining the individual plaintiffs had standing to bring the case, the district court considered the merits of their challenge and ruled that the individual mandate was unconstitutional and the rest of the Act's provisions were not severable.
What is one of the reasons people oppose the Affordable Care Act ACA )?
Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features. They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care.
Which of the following was the most controversial element of the Affordable Care Act ACA?
Final answer: The most controversial aspect of the Affordable Care Act (ACA) is the individual mandate, which required individuals to purchase health insurance or face a penalty. Critics viewed this as an infringement on personal freedoms and it sparked legal challenges that reached the Supreme Court.
ACA and AHCA: Don Berwick Breaks It Down
What was one of the more controversial provisions of the Affordable Care Act?
Despite the popularity of the ACA's protections for people with pre-existing conditions, the individual mandate was politically controversial and consistently viewed negatively by a substantial share of the public.
What are ethical issues with the Affordable Care Act?
The recently enacted Affordable Care Act (PPACA) of 2010 has fueled ethical debate of several important controversial topics. Ethical issues of health care reform include moral foundations, cost containment, public health, access to care, ED crowding, and end-of-life issues.
What did the Affordable Care Act prohibit?
Some of the requirements (a prohibition against rescissions [i.e., cancellations], a ban on exclusion of children younger than 19 years of age with preexisting conditions, coverage of young adults up to 26 years of age under their parents' plans, coverage of clinical preventive benefits, expanded appeals rights when ...
Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.
Has the Affordable Care Act been successful?
The ACA continues to be a successful, popular, and important federal program to millions of people and their families.
How many times has the Affordable Care Act been challenged?
Since the enactment of the Affordable Care Act (ACA) in 2010, more than 2,000 legal challenges have been filed in state and federal courts contesting part or all of the ACA.
What was the main idea of the Affordable Care Act?
About the Affordable Care Act
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
Why is the Affordable Care Act not affordable?
In some cases companies intentionally underpriced plans to attract enrollees, and that strategy didn't work out as well as they wanted. Such actuarial errors put some companies in the position where they needed to either leave the market, or raise premiums. "They made a mistake,” said Gaynor.
Why is affordable healthcare a problem?
Affordability is a widespread problem even as fewer Americans go without health insurance. The amount people spend directly on health care (not including insurance premiums), known as “out-of-pocket” costs, has been growing faster than inflation and this has several important implications.
What are the barriers to enrollment in the ACA?
Similar to the experiences in Massachusetts (20, 66), common barriers to enrollment have included perceived cost of coverage (16, 23, 29, 30, 40), limited awareness about coverage expansions and eligibility (29, 30, 40, 89), difficulty navigating the enrollment process (16, 23, 30), and language barriers (41, 89); ...
How can the ACA be improved?
- Ensure Affordable Premiums.
- Reduce Cost-Sharing.
- Strengthen Coverage Requirements.
- Create Federal Backstops for Coverage.
- Simplify Plan Options and Enrollment Pathways.
What is likely to be the biggest obstacle to the delivery of cost-efficient care?
The inadequacy of comparative effectiveness research is likely to be the biggest obstacle to the delivery of cost-efficient care.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
Did Obamacare hurt the middle class?
Obamacare has cost the middle class money and freedom. Not even one in five people eligible for Obamacare plans who earn more than 250 percent of the federal poverty line have signed up for exchange coverage. Many chose to pay the individual mandate tax penalty instead.
What is the 30 hour rule for ACA?
If an employee is credited with an average of 30 hours per week or more during the Standard Measurement Period, the employee would be eligible for benefits for the upcoming plan year. The Stability Period is the period of time that the employee cannot lose eligibility regardless of the hours he works.
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
Which is considered the most controversial issue related to the Affordable Care Act?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
What is the #1 ethical challenge issue in healthcare?
The major 10 ethical issues, as perceived by the participants in order of their importance, were: (1) Patients' Rights, (2) Equity of resources, (3) Confidentiality of the patients, (4) Patient Safety, (5) Conflict of Interests, (6) Ethics of privatization, (7) Informed Consent, (8) Dealing with the opposite sex, (9) ...
What is the moral hazard of the ACA?
A major issue to address with health insurance in any context, including the ACA, is that of moral hazard. Moral hazard refers to the tendency of any insured party to exercise less care to avoid an insured loss than would be exercised if the loss were not insured.