What health insurance company is most reliable?

Asked by: Ms. Joy Macejkovic I  |  Last update: September 26, 2025
Score: 4.6/5 (35 votes)

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Who is the most trusted insurance company?

Best car insurance companies
  • Best for customer satisfaction: Erie Insurance.
  • Best for seniors: Nationwide.
  • Best for liability insurance: Auto-Owners.
  • Best for claims filing : State Farm.
  • Best for bundling: American Family.
  • Best for accident forgiveness: Progressive.
  • Best for military members and veterans: USAA.

Which health insurance company denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

What is the best health insurance company to go with?

Best Health Insurance Companies for 2025
  • Best Overall and Best for Self-Employed: Kaiser Permanente.
  • Best Widely Available Plans: UnitedHealthcare.
  • Best for Low Complaints and Best for Chronic Conditions: Aetna.
  • Most Affordable: Molina Healthcare.

Who is the number 1 healthcare company in USA?

1. UnitedHealth Group (UNH) UnitedHealth Group holds its position at the forefront of the healthcare sector, pushing the boundaries of digital and personalized care.

Ultimate Health Insurance Guide | The last video you need before buying policy!

40 related questions found

Which health insurance company has the highest customer satisfaction?

Kaiser Permanente is the top health insurer in the nation for affordability, customer satisfaction, and trustworthiness, according to Insure.com. Insure.com uses industry data and consumer feedback to rate health insurance companies.

Is UnitedHealthcare the best insurance?

Although a few companies, such as Kaiser Permanente, performed better in this category, UnitedHealthcare received 4.06 out of 5 stars. The company also did well in J.D. Power 2023 U.S. Commercial Member Health Plan Study scores for California, which measures health plans for overall customer satisfaction.

How is Aetna health insurance rated?

Aetna is one of the cheapest health insurance companies and is good if you're on a budget. But Aetna's customer service is typically below average. The company may not be the best choice if you have a complex or chronic illness, or if customer satisfaction is a high priority for you.

Is it best to have all your insurances with one company?

The Bottom Line. Combining all of your policies with one insurance company can save you money compared to having a variety of carriers.

What insurance company has the most complaints?

The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index.

Who gives best health insurance?

The best overall health insurance company is Kaiser Permanente because its plans are cheap and highly rated. If you can't get Kaiser, Blue Cross Blue Shield is also a good health insurance company that offers more flexibility in its coverage.

What is a disadvantage of choosing Kaiser?

Limited plan types: Kaiser offers mostly HMO plans, so most members must work within Kaiser's network of medical providers. Low member experience ratings: Kaiser's member experience ratings, including customer service and getting needed care, are lower than most major providers.

What insurances are not recommended?

15 Insurance Policies You Don't Need
  • Private Mortgage Insurance. ...
  • Extended Warranties. ...
  • Automobile Collision Insurance. ...
  • Rental Car Insurance. ...
  • Car Rental Damage Insurance. ...
  • Flight Insurance. ...
  • Water Line Coverage. ...
  • Life Insurance for Children.

Does Aetna deny a lot of claims?

In the same year, Medicare denied 6.85% of its claims. One year later, AMA reported that all the surveyed insurers were denying fewer claims: Aetna's denial rate was down to 1.81%, Anthem BCBS reduced its rate to 4.34%, and private insurers overall were down to 2.79%, while Medicare denied only 4% of claims.

What amount of health insurance is the best?

Hence, insurance experts advise people to buy a medical insurance policy of at least ₹5-10 lakh, depending on the city they reside in. But if you have any pre-existing disease, you should opt for a higher sum insured of at least ₹25-30 lakh.

What is the most trusted healthcare brand?

Here are the top 30 most trusted health system brands of the more than 200 that were evaluated:
  • Mayo Clinic.
  • Johns Hopkins Medicine (Baltimore)
  • Houston Methodist.
  • Emory Healthcare (Atlanta)
  • UCLA Health (Los Angeles)
  • Cedars-Sinai (Los Angeles)
  • UAB Medicine (Birmingham, Ala.)
  • Memorial Hermann Health System (Houston)

What is the most popular health insurance in America?

Market share of largest U.S. health insurance companies 2014 and 2022, by enrollments. In 2022, UnitedHealth Group Inc was the market leader and had a 14 percent share of the U.S. health insurance market. Ellevance Health and CVS (Aetna) followed with a market share of 12 percent and 11 percent, respectively.

Is Blue Cross Blue Shield private insurance?

Blue Cross Blue Shield is a private insurer that offers Medicare Advantage (Part C) plans. The plans they offer have various pros and cons, including cost and coverage.