What if I get sick in another country?

Asked by: Dr. Kevon Pagac MD  |  Last update: April 19, 2025
Score: 4.3/5 (22 votes)

Special care if you become ill or injured while traveling Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

Does health insurance cover out of country?

U.S. Medicare and Medicaid do not cover medical costs overseas. Private U.S. insurance policies also might not cover any or all expenses. Check with your insurance before traveling to see if it provides coverage overseas. More information is also available on the CDC insurance page.

What happens if an American gets sick in Europe?

While no system is perfect, Europe's universal health care does mean that everyone is taken care of — including foreigners. So if you get sick or injured while traveling, you will receive treatment, no questions asked.

What happens if you go to the hospital in a different country?

The U.S. government does not pay overseas medical bills. The patient must pay all hospital and other expenses. You can find lists of doctors and hospitals in the country you are visiting. Check the website of the U.S. embassy in the country you are visiting.

What happens if an American gets sick in Canada?

Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.

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What to do if sick in another country?

Special care if you become ill or injured while traveling

Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

What happens if you don't pay a hospital bill from another country?

If no action is taking on your medical bill and you do not pay what is owed, additional charges can be added to your account balance in the form of late fees and interest. Additionally, the healthcare provider can move your balance into international debt collection or file a lawsuit against you.

What happens if a tourist gets sick in the US without insurance?

If a tourist gets sick in the USA without insurance, they are responsible for covering all medical expenses out of pocket. Healthcare in the USA is expensive, and even basic treatments or emergency services can result in significant bills.

What to do if you get the flu while traveling?

If you become ill with flu symptoms, seek medical attention if they are severe. If you traveled and feel sick, particularly if you have a fever, talk to a healthcare provider and tell them about any areas you recently traveled to. If you need medical care abroad, Getting Health Care During Travel.

Can a foreigner go to the hospital in the US?

You will need to apply through your local U.S. embassy or consulate. To succeed in obtaining a B-2 visitor visa, you will need to show that this treatment is medically necessary and unavailable in your home country, as well as prove that that you can afford to pay the often extremely high costs of U.S. healthcare.

What happens if an American gets sick in Italy?

In Italy, patients are free to choose between public hospitals and private hospitals. Public hospitals normally provide both emergency and non-emergency services. At public hospitals, patients may receive emergency services at no cost or upon payment of a limited contribution, depending on the public hospital's policy.

What to do if you're sick before a flight?

If you fall ill suddenly before your flight, please cancel your reservation through the Manage booking page. If the ticket type you purchased is refundable, you can also claim a refund in Manage booking. In other cases, please contact your insurance company for reimbursement.

Can I see a doctor in another country?

Consult Your Embassy or Consulate

Another useful resource for finding a doctor abroad is your embassy or consulate. For example, U.S. citizens can often find a list of international hospitals and doctors under the "American Citizens Services" section of their embassy's website.

Can I use my health insurance card in another country?

Does my health insurance work internationally? Many health insurance plans do not cover you when you are out of the country. For those that do, the coverage is often limited and requires you to pay at the time of service, save receipts and file for reimbursement once you get home.

What happens if you get injured in another country?

If you have a medical emergency while abroad the cost may be covered by the travel insurance you purchased before your trip. Travel insurance is designed for things like emergency services, an air ambulance (to move you off of a cruise ship quickly in an emergency situation), or general medical bills.

Can I use my United healthcare in another country?

No matter where your assignment takes you, you have access to the health care resources you need. Your UnitedHealthcare Global insurance plan works efficiently and simply, wherever you are in the world.

What happens if you get sick on vacation?

If you get sick while traveling, it will most likely be a stomach virus like norovirus, a cold or the flu. Usually, treatment involves drinking lots of water, rest and taking care of your symptoms. But it's also a good idea to keep an eye out for signs of infection such as high fever, chills, headache and fatigue.

How to deal with a sore throat while traveling?

Sore throat remedies
  1. Warm tea with honey. This classic remedy can provide immediate throat pain relief. ...
  2. Saltwater gargle. Gargling with warm salt water helps reduce swelling and clear bacteria in the throat. ...
  3. Stay hydrated. ...
  4. Use menthol for relief. ...
  5. Throat lozenges.

What to do if you get sick in Germany?

What to Do When Sick or Injured in Germany
  1. Emergencies. If you have a medical emergency, you should call 112. ...
  2. Urgent Care. If you need medical assistance but it's not life threatening, you can call 116 117. ...
  3. Finding a doctor. ...
  4. Primary care physicians. ...
  5. Specialists.

What happens if I go to the ER without insurance?

Despite the financial hurdles, uninsured emergency patients are provided with legal safeguards. The Emergency Medical Treatment and Active Labor Act (EMTALA) is a federal law that requires anyone coming to an emergency department to be stabilized and treated, regardless of their insurance status or ability to pay.

What happens if you need healthcare in another country?

Travelers are usually responsible for paying hospital and other medical expenses out of pocket at most destinations. Make sure you have a plan to get care overseas, in case you need it.

What if an American gets sick in France?

In Case of Medical Emergency

If you are experiencing a medical emergency, please contact French Emergency Services. For life or death emergencies, dial 112 for immediate assistance.

What happens if you ignore hospital bills?

If you do nothing and don't pay, you could be facing late fees and interest, debt collection, lawsuits, garnishments, and lower credit scores.

Does U.S. health insurance work abroad?

Generally, U.S. health insurance benefits will not cover you while outside of the U.S. Your domestic U.S. health insurance plans will cover you in a specific region within the USA. Sometimes they will offer limited coverage outside of the USA, but that is rarely the case.

Do foreigners pay hospital bills?

Since the United States does not have universal healthcare, visitors to the United States will be left paying out-of-pocket for medical expenses if they don't have travel medical insurance or have additional expenses that aren't eligible for coverage to pay for.