What insurance company does AARP use?
Asked by: Miss Viviane Dibbert Jr. | Last update: November 12, 2025Score: 4.5/5 (30 votes)
Is AARP insurance worth it?
AARP earned 4.5 stars out of 5 for overall performance. The AARP Life Insurance Program features policies issued by New York Life Insurance Company for AARP members. Its life insurance offerings are a solid pick for older consumers, especially those looking to avoid a medical exam.
Who underwrites AARP insurance?
The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010 (NAIC #66915). AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries.
Is AARP insurance UnitedHealthcare?
AARP Medicare Supplement plans are insured by UnitedHealthcare Insurance Company and endorsed by AARP.
Is AARP homeowners insurance cheaper?
Up to 20% Savings for Members
Plus, you could save up to 20% when you bundle your home and auto policies. No-cost, no-obligation quotes are available. To get a quote online or by phone, enter or mention your AARP membership number. You'll leave AARP and go to the website of a trusted provider.
AARP Review: The Good, The Bad, and the Kinda Ugly
What is the best homeowners insurance for seniors?
Who has the best homeowners insurance for seniors? The Hartford offers policies specifically tailored to the elderly. If this provider is not available in your area, consider AIG or Chubb for high-value homes.
How much is AARP insurance a month?
The average cost of AARP auto insurance is $1,332 per 12-month policy — or approximately $111 per month (methodology). AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.
What is the disadvantage of UnitedHealthcare?
Cons About UnitedHealthcare Medicare Advantage
You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.
What health insurance is associated with AARP?
The AARP-branded health insurance plans provided by UnitedHealthcare are Medicare plans, which means you usually have to be 65 years and older to enroll unless you are on Medicare due to a disability, then depending on the state, Medicare Supplement plans may be available.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
Is AARP cheaper than State Farm?
State Farm is the cheapest option overall, with an average monthly rate of $54 for liability coverage. The Hartford has an average monthly rate of $93 for drivers with an AARP membership. But this is just the national average for each insurer.
Why is AARP life insurance so expensive?
AARP Guaranteed Acceptance Life Insurance from New York Life is initially more expensive than term life because the rate is locked in for the rest of your life, as long as you continue paying your premiums.
Who owns AARP insurance?
AARP has no owners as it is a nonprofit organization. AARP is a non-profit, but while they deny they have no affiliation with UnitedHealthCare, they carry no ads for other insurers.
What is the AARP $9 deal for seniors?
While we don't quite agree with being called a “Senior” at such a young age, we can't deny the incredible perks of being an AARP member. Right now, you can get a year-long membership for just $9 per year. After that, a second membership for anyone in your household will be free.
Which is better, AAA or AARP?
AAA and AARP are quite evenly matched, but ultimately The Zebra recommends AAA for most drivers due to higher JD Power scores, broader eligibility requirements, and discount opportunities. Both options are solid, though, and drivers over 50 should consider both companies.
Are there any real benefits to joining AARP?
Bottom line. AARP members can take advantage of discounts for travel, cell phone services, insurance and more. And you don't have to be 50 or older to join AARP. Plus, it's cheap, the first year only costs $12 (with automatic renewal), and you can easily save many times that by using a single discount.
What is the AARP discount at Walmart?
$20 Off a Walmart+ Annual Membership
You'll leave AARP and go to the website of a trusted provider. The provider's terms, conditions, and policies apply.
What is the best health insurance for 55 and older people?
Medicare is the best health insurance for retirees and seniors. You can choose between Original Medicare (Parts A and B) or private, bundled coverage, called Medicare Advantage.
Does AARP save you money on insurance?
Exclusive Discounts and Savings
Since 1984, the AARP Auto Insurance Program from The Hartford has been offering AARP members exclusive discounts and benefits, including saving up to 10% on your policy by simply being a member. Find out more about the benefits of the AARP Auto Insurance Program from The Hartford.
What is the best Medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
Why does AARP recommend UnitedHealthcare?
AARP does not necessarily argue that UnitedHealthcare is the right choice for every Medicare beneficiary, but it does proclaim it as a trusted healthcare partner and resource. Of course, there may be an additional reason other than UHCs good name. UnitedHealthcare pays AARP for the use of its name.
Why do doctors not like Medicare Advantage plans?
Across the country, provider grumbling about claim denials and onerous preapproval requirements by Advantage plans is crescendoing. Some hospitals and physician practices are so fed up they're refusing to accept the plans — even big ones like those offered by UnitedHealthcare and Humana.
Is AARP insurance cheaper than Allstate?
Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.
What is the best auto insurance for seniors?
- State Farm - Most affordable.
- Allstate - Best bundling.
- USAA - Best for military personnel and veterans.
- AARP from The Hartford - Best membership benefits.
- Travelers - Best customizable packages.