What insurance does UPS give you?

Asked by: Libby Osinski  |  Last update: June 8, 2025
Score: 4.4/5 (30 votes)

Healthcare coverage UPS offers comprehensive medical, dental, vision, hearing, and behavioral health coverage. This includes preventive care, hospitalization, and prescription drugs.

What insurance does UPS use for employees?

Currently, UPS is insured by Liberty Mutual Insurance for workers' compensation claims. If you are a UPS employee recently injured, you may be anxious about what is to come. Your injury may render you unable to return to work while your medical bills pile up.

What is the insurance on an UPS package?

UPS provides all packages automatically with $100 worth of liability for loss or damage. A shipper can declare a higher value for the shipment with an additional charge.

How long do you have to work at UPS to get insurance?

UPS employees receive a weekly paycheck, health, dental, vision, prescription, life and disability insurance after 9 months of employment.

How much do most employees pay for health insurance?

Employer vs.

For single plans, the overall average cost was $7,911 last year. This cost is split between employers and employees: Employer costs: $6,584. Employee costs: $1,327.

What Health Insurance Does UPS Offer? - InsuranceGuide360.com

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How do I know how much my employer pays for health insurance?

Employers that are subject to this requirement should report the value of the health care coverage in Box 12 of the Form W-2 PDF, with Code DD to identify the amount. There is no reporting on the Form W-3 of the total of these amounts for all the employer's employees.

Does UPS insurance pay out?

†If your package is insured through the UPS Capital® Flexible Parcel Multi-Carrier Program (the “FMC Program”) and it is damaged or lost in transit, you'll be reimbursed in accordance with The UPS Store® center's insurance policy issued pursuant to the FMC Program.

How often does UPS pay?

How much is a Package Delivery Driver paid? Package Delivery Drivers receive competitive pay, which is paid weekly.

How much are UPS union dues?

Typically, monthly dues are two-and-a-half hours of base pay monthly. So, if you make $15 an hour, your monthly dues are $37.50. There will be no initiation fees as we are a new Teamster bargaining unit.

How much is UPS insurance for $4000?

And if your order totals $4000, the cost of insurance would be around $40.

What does package insurance cover?

This insurance covers damaged, stolen, or lost packages. To receive coverage for a package that doesn't arrive as expected, you need to file an insurance claim based on the declared value of the items. Once you go through the claims process and the carrier verifies the loss, you'll be reimbursed for your claim.

How much insurance does UPS come with?

UPS's Liability and Compensation: All UPS deliveries by default assume a maximum $100 liability. For compensation beyond this amount, you will need to purchase a specific coverage plan ahead of time.

Is it hard getting hired by UPS?

Application & Onboarding Process. Applying for a job at UPS is quick and easy. In fact, our hiring process is so fast and straightforward that you can receive a job offer within 10 minutes for some roles. Check out the position you're interested in below to see how it works.

How many sick days do you get at UPS?

After your first 30 working days you get 1 option day. That is a sick day or discretionary day for us. After you have worked for a year you get 1 vacation week, 1 option day, and a week you can choose. The week you choose make sure you pick 7 option days.

Do UPS drivers make $40 dollars an hour?

UPS pays $0.95 per mile after four years. The average hourly wage for full-time package delivery drivers after four years on the job is $42 per hour as per UPS. The following table will help you understand how much UPS drivers make (including the hourly wage) and the state-wise UPS driver salaries in the USA.

Do you get a weekly bonus at UPS?

Overall, UPS offers numerous benefits such as medical and dental insurance. One major perk for new hires is a weekly attendance bonus! All workers start out as package handlers, which is a VERY physical job! Make sure you are in good physical condition because you are constantly lifting packages of varying weight.

How much is UPS health insurance?

How much does UPS health insurance cost? The cost of UPS health insurance varies depending on the plan chosen and the employee's location. However, on average, employees can expect to pay between $50 and $200 per month for individual coverage and between $200 and $600 per month for family coverage.

What insurance do you get with UPS?

InsureShield shipping insurance is protection for your in-transit goods offered through UPS Capital Insurance Agency, Inc. Policies can be created based on your business needs and can include protection for all or part of your supply chain. It just depends on your needs and unique level of risk.

How long does it take to get insurance with UPS?

UPS employees are eligible for insurance after 9 months of work at UPS. You must fill out the enrollment form and send it to Southwest Service Administrators via fax or mail. It can take up to 45 days to process or update your enrollment form and for your medical cards to be sent.

What happens when an UPS driver gets into an accident?

Legally, drivers are considered the same as the trucking company for which they drive. If the truck driver does something wrong, their company bears responsibility under the respondeat superior legal theory. As long as the truck driver was on the job when the accident occurred, UPS must pay for the driver's negligence.

Does health insurance come out of my paycheck?

If you sign up for your employer-provided health care, the cost of your health insurance will come out of your paycheck. Livadary notes that any company with over 50 employees is required to offer health care benefits, and the HR department should provide you with details about it when you start.

How much does employer health insurance cost per month?

If you have an employer-based plan, the cost of a family plan, on average, is $6,575 annually, or around $548 a month.