What insurance is similar to Aflac?

Asked by: Eddie Dickens  |  Last update: February 11, 2022
Score: 4.8/5 (31 votes)

Aflac's competitors
Aflac's top competitors include MetLife, Prudential, Allstate, Manulife, Old Mutual and Colonial Life. Aflac is a company that offers individuals and companies supplemental disability insurance.

Is there an alternative to Aflac?

Aflac competitors include Liberty Mutual Insurance, Humana, Allstate, State Farm Insurance and Aetna.

Which is better Allstate or Aflac?

Allstate Benefits has better coverage options. Coverage options provided by Aflac are not as good as Allstate Benefits. Allstate Benefits offers only off-the-job plans. Aflac offers both off-the-job as well as on-the-job plans.

Is Aflac an international company?

Aflac does business in two of the largest insurance markets in the world, the United States and Japan, and our policies help cover more than 50 million people worldwide.

Does Aflac take pre existing conditions?

Pre-Existing Conditions Limitation: Aflac will not pay benefits for any period of disability that results, directly or indirectly, from Sickness or Injury for which you, during the 12 months prior to the most recent Effective Date of your insurance, incurred expenses, received medical treatment, took prescribed drugs ...

What Type of Insurance is Aflac?

18 related questions found

How long do you have to have Aflac before you can use it?

Both the policy and the rider must remain in force for five consecutive years for you to be eligible for the Aflac Value Benefit. If the rider is issued after the Effective Date of the policy, the initial consecutive five-year period begins on the rider Effective Date.

Can I keep Aflac if I leave my job?

Q: If I quit, can I keep my AFLAC plan? A: Yes, your benefit is portable – and can follow you to your new employer. Your premium will become directly billed by AFLAC. AFLAC stipulations will apply.

What does Dave Ramsey say about Aflac?

In short, I recall Dave calling Aflac “snake oil” on the radio, to which I took exception. I believe in many of Dave's financial freedom rules, and yet I also live in the real world where most American do NOT have six months of income set aside for emergencies.

Is Unum better than Aflac?

Overall Rating

Aflac employees rated their Work-life balance 0.3 higher than Unum employees rated theirs. Aflac employees rated their Culture & Values 0.3 higher than Unum employees rated theirs. Aflac employees rated their CEO Approval 20% higher than Unum employees rated theirs.

What will Aflac pay for?

What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.

What exactly does Aflac cover?

Accident Insurance. Dental Insurance. Vision Insurance. Short-Term Disability Insurance.

Can you enroll in Aflac at any time?

Q: Can I enroll in the AFLAC plan anytime? A: No, you can only enroll during your initial eligibility period, and then during any announced open enrollment period.

Does Aflac cover past medical bills?

If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have. They're your benefits, so you can use them your way.

Is Aflac considered long-term care insurance?

That's why Aflac's Long- Term Care policy automatically provides you a First-Occurrence Benefit! ... Nursing Home Daily Benefit Aflac will pay the Nursing Home Daily Benefit you select for each day a covered person is confined and requires qualified long-term care services in a nursing home.

Is Aflac considered gap insurance?

Aflac policies are considered HIPAA excepted benefits because they are not major medical health insurance. This means they're offered separately from major medical coverage and are not an integral part of an individual's health plan.

Why does Aflac use a duck?

Making a Name for Aflac. The Aflac Duck was created to increase the company's name recognition in the United States. ... “Insurance” was changed to “assurance” as the result of a gentleman's coin toss between our former CEO and the head of a Wisconsin insurance company of the same name.

Is Aflac a duck or goose?

When a little white duck with a lot of personality stormed upon the scene, Aflac made advertising history and became an international powerhouse. Since then, the Aflac Duck has appeared in more than 75 commercials and has helped catapult Aflac into a household name.

Does Aflac cover dental work?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more.

Can you buy an Aflac duck?

3. Where can I purchase a duck? My Special Aflac Duck is not for sale. Aflac has made a philanthropic commitment to donate a duck to any child, ages three and up, who is newly diagnosed with cancer.

Is Aflac a good deal?

Aflac has an A+ rating from A.M. Best, a credit rating agency for the insurance industry. Aflac also sells some of its supplemental insurance products directly to individuals.