What is a benefits MasterCard prepaid card?

Asked by: Mr. Jedediah Tremblay  |  Last update: September 12, 2025
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A Prepaid Benefits Card is a special-purpose MasterCard® Card or Visa® Card that gives participants an easy, automatic way to pay for qualified health care/benefit expenses.

What is the benefits prepaid Mastercard?

The Prepaid Benefits Card is a special-purpose MasterCard Card or Visa Card that can be used only for eligible health care/benefits expenses. It cannot be used, for instance, at gas stations or restaurants. There are no monthly bills and no interest.

What can you buy with a benefits Mastercard prepaid card?

Members can use the card to purchase non-prescription health and wellness items such as:
  • Cough and cold medicine.
  • Vitamins.
  • Pain relievers.
  • Bandages.
  • COVID-19 Over-The-Counter Tests.

What is a benefit Mastercard?

Your prepaid Benefits Mastercard makes using your Medicare Advantage over-the-counter (OTC), dental, and vision benefits even easier! We've teamed up with NationsBenefits to bring you one convenient card preloaded with both your quarterly OTC and yearly dental spending amounts.

Can I use my benefits prepaid card at Walmart?

Please note: Your Benefits Prepaid Card is not accepted at online retailers like Walmart.com, but in-store purchases are accepted.

Florida Blue Medicare Blue Dollars Benefits Mastercard® Prepaid Card

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Can you use a benefits card for anything?

You can only use it at specific stores and on eligible expenses . But don't worry: The card is smart enough to deny a purchase of milk (an ineligible expense) but approve the purchase of bandages (an eligible expense) at the same store, for example.

What groceries can I buy with my Healthy Benefits card?

Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.

How does a benefits card work?

The Prepaid Benefits Card is a special‐purpose Visa® Card that gives participants an easy, automatic way to pay for eligible health care/benefit expenses. The Card lets participants electronically access the pre‐tax amounts set aside in their Flexible Spending Accounts (FSA's). 2.

What foods can I buy at Walmart with my NationsBenefits card?

Eligible products include all food items like fresh meats, fruits and vegetables, canned goods, frozen foods, and more.

Where can I use my benefits debit Mastercard?

You can use your Benefits Card at certain healthcare and non- healthcare merchants or transit merchants specified by your Benefits Plan. A healthcare merchant includes medical providers such as doctors, dentists, vision care facilities, and other locations that sell only medical services/products.

What is one downside of using a prepaid card?

Disadvantages. Pre-paid debit cards do not help you build credit. Many pre-paid debit cards charge fees before you even start using them. There is usually a monthly fee and fees on common transactions such as ATM withdrawals, card replacement, direct deposit, and reloading the card.

How do I check the balance on my benefits card on Mastercard?

With your Beniversal® Prepaid Mastercard® or eTRAC® Prepaid Mastercard handy, just call the Participant Services phone number at (800) 473-9595. Select the option from the prompt to hear your card balance and provide your card number and CVV. The automated system will then read you the balance in your account(s).

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What is the point of a prepaid Mastercard?

Just load a Mastercard prepaid card and pay for everything you need — online shopping, bill payments or everyday purchases. Accepted wherever Mastercard is accepted, prepaid cards provide a more convenient and safer way to pay than cash. Your benefits may vary by card type and issuing bank or credit union.

Can I use my NationsBenefits card to buy groceries?

Members with eligible health plan-funded benefits can purchase qualified grocery, OTC, and wellness products with their health plan's flex card. Members receive a personalized prepaid card that gives them quick and easy access to funds that are loaded monthly, quarterly, or annual.

Can I use a prepaid Mastercard on anything?

Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

How do I check the balance on my benefits Mastercard prepaid card Nations Benefits?

Q: How do I check my card balance? A: You can access your card balance 24/7/365 by going online at MyBenefits.NationsBenefits.com or on the MyBenefits app.

Can I buy soda with a healthy benefits card?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

What can I use my benefits prepaid card for?

Your Benefits Prepaid Card can be used to purchase eligible OTC items at participating retail stores in-person. You can also order products online, by phone, or by mail exclusively through our OTC partner, NationsBenefits, and get them delivered to your home at no additional cost.

Can you take money out of a benefits card?

You can use your EBT Card wherever you see the Quest mark throughout California and across the country. An ATM is a cash machine found at banks, stores and many other places that allows you to get your cash benefits.

Why did I receive a benefits identification card?

You qualified for Medi-Cal. What happens next? You or your Medi-Cal-eligible family member will receive a benefits identification card (BIC) in the mail. You'll also receive an informational packet in the mail that explains the available Medi-Cal health plan options in your county and how to enroll.

Can I use my Healthy Benefits card at a gas station?

Can I use my Healthy Benefits card for gas? No, the Healthy Benefits Plus Program isn't for gas. It is tailored to specific products within a supermarket rather than just everything they sell, such as gasoline.

What can I not buy with my Healthy Benefits card?

Items you can't buy with your Healthy Food Card include:
  • Non-food items.
  • Alcohol or nicotine products.
  • Pet food.
  • Candy or desserts.
  • Chips.
  • Fresh baked goods.
  • Soda.
  • Prescriptions.

What foods can I buy at Walmart with my Nations benefits card?

Eligible products include all food items like fresh meats, fruits and vegetables, canned goods, frozen foods, and more.