What is a LexisNexis CLUE report?
Asked by: Mr. Fredy Johnston | Last update: September 3, 2022Score: 4.2/5 (72 votes)
C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database produced by consumer reporting agency LexisNexis® that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy.
What does a CLUE report show?
A Comprehensive Loss Underwriting Exchange (CLUE) report discloses any insurance claims made by a policyholder in recent years on your potential home or vehicle. For example, a CLUE report will show if a policyholder filed a claim for damage after a storm or fire, or if the car was involved in an accident.
Can I view my CLUE report online?
You can view your CLUE report online by going to the LexisNexis website and filling out their electronic request form. LexisNexis is the consumer reporting agency that produces CLUE reports to provide information about individuals and properties to organizations like banks and insurance companies.
How do I dispute a LexisNexis CLUE report?
If you see an error in your CLUE report, such as an incorrect claim, then it's important to dispute the error by contacting LexisNexis as soon as you can. You can contact LexisNexis by calling their Consumer Center at 888-497-0011.
Who can obtain a copy of a CLUE report?
If you are purchasing a new home, the current owner will need to request the CLUE report and provide you with a copy. A CLUE report includes any homeowners insurance claims that have been made for the property in the past 5-7 years.
What is LexisNexis Credit Report
How many years does a CLUE report go back?
C.L.U.E. reports go back five years into the history of a property. It's standard industry practice to purge losses over five years old.
How much is a CLUE report?
WalletHub, Financial Company
A CLUE report costs $0 for consumers requesting their personal report from LexisNexis. Individuals are entitled to one free copy of their LexisNexis CLUE report each year, while additional copies will cost $19.95 for each report.
Does LexisNexis affect credit score?
If you see LexisNexis/INS/P&C on your credit report, it means that an individual or company used LexisNexis's services to run a background check on you. If LexisNexis triggered a hard inquiry, then it will probably cause a small, temporary drop in your credit score. Soft inquiries don't hurt your credit score.
Why would I get a letter from LexisNexis?
We help find and verify customer details by forwarding letters to relevant individuals for verification purposes. The following are typical questions asked in respect of letters written to members of a Life and Pension company.
How do I remove my information from LexisNexis?
- Go directly to the LexisNexis opt out form at https://optout.lexisnexis.com/. ...
- Read through the instructions & click “Next”.
- Select an Opt Out reason from the dropdown menu & click “Next”. ...
- Fill in the form, including your first and last name. ...
- Enter your full mailing address.
How do you read a CLUE report?
Reading a C.L.U.E. report is about as easy as reading a credit report. Each line will have a tidbit of information about the claim filed, driver's record, address and individuals on the report. The lines should match up fairly easily.
Do insurance companies check claims history?
Most car, home and travel-insurance providers submit information to CUE, which typically stores details of insurance claims for six years. Insurance providers use CUE to calculate the cost of your premium, based on your claims history, so always be accurate and honest about any past claims when you buy car insurance.
Which of these best describes a CLUE report?
Which of these best describes a CLUE report? A report that identifies any insurance claims made on a parcel of real estate in the past five years. What do Texas homestead rights do? Which of the below is true regarding condominiums and cooperatives?
How do you clear a CLUE report?
How to fix your CLUE report. If you discover an error on your CLUE report, for example, an invalid claim report or an incorrect loss payment, you can contact LexisNexis directly by calling 888-497-0011 or 866-312-8076 and report the problem.
What does LexisNexis do for insurance companies?
LexisNexis® Policy Insights
We provide personal data that helps insurers to make more informed underwriting and pricing decisions about motor insurance policies, by providing information about the motorists' previous motor insurance history.
Do all insurance companies use LexisNexis?
Not all insurers use the service, but most do, says a LexisNexis spokesperson. When you apply for auto or homeowners insurance, you authorize insurers to check your records at consumer reporting agencies.
Where does LexisNexis get their information?
LexisNexis Risk Solutions compiles much of its information through public records, such as documents from courthouses and government agencies. Buying a home, getting married or registering a business can all show up in public documents and your LexisNexis file.
Is LexisNexis part of Experian?
Information for Experian Consumers
("LexisNexis") is a provider of bankruptcy information to Experian.
How do I speak to someone at LexisNexis?
Contact Sales
Call 1-888-AT-LEXIS or complete the form below for LexisNexis ® sales. For Customer Service questions, please call us at 1-800-543-6862.
Why are LexisNexis searching me?
Why is LexisNexis or Insurance Initiatives Ltd (IIL) on my credit file? A LexisNexis/IIL search footprint on your credit file demonstrates that an insurer or broker has requested LexisNexis/IIL to search your data with a Credit Reference Agency (“CRA”).
What shows up on LexisNexis background check?
The report will pick up almost every known record about you from lawsuits to liens, criminal records to credit reports — and so much more.
Can I view my LexisNexis report online?
Request and Receive a Report Online
You can request and receive reports from LexisNexis Risk Solutions online. After your request is submitted, you will receive a letter via U.S. Mail with details explaining how to access your report online.
CAN I GET A CLUE report on a house I want to buy?
A C.L.U.E. report can only be requested by the owner of a property or an insurer, so if you are planning to buy a home and want to review a C.L.U.E. report, you will have to ask the owner to request it.
How often is CLUE report updated?
The report will be updated with your statement within 30 days. For a dispute, you'll need to include: Your CLUE report reference number. The claim number and name of the insurance company that handled the loss.
Does Geico use LexisNexis?
Geico reports information about its customers to LexisNexis; LexisNexis compiles information into consumer reports.