What is a waiver of pre-existing condition?

• AIDS/HIV.
• Alcohol abuse/drug abuse with recent treatment.
• Alzheimer's/dementia.
• Arthritis, fibromyalgia or other inflammatory joint disease.
• Cancer (usually in past decade)
• Cerebral palsy.
• Congestive heart failure.
• Coronary artery/heart disease, bypass surgery.

Does blood pressure medication affect travel insurance?

The quick answer to this question is: yes. You should always tell your insurer about your high blood pressure, even if it's being well-managed through medication.

Do I need travel insurance if I already have health insurance?

Before you travel, consider getting travel insurance to cover yourself in case delays, accidents, or illness occur on your trip. Your current medical insurance may not cover care in another country. Also, some types of travel insurance help you cover costs if your travel is cancelled or disrupted.

What are 3 pre-existing conditions?

A medical illness or injury that you have before you start a new health care plan may be considered a pre-existing condition. Conditions like diabetes, chronic obstructive pulmonary disease (COPD), cancer, and sleep apnea, may be examples of pre-existing health conditions. They tend to be chronic or long-term.

What is aggravation of a pre-existing condition?

You can lodge a WorkCover claim for an aggravation of a pre existing condition. However, there should be an aggravation that persists. It does not matter how or where the original injury occurred. What matters is that there is a connection between the aggravation injury and your employment.

Is high blood pressure a pre-existing condition?

High blood pressure (also called hypertension) is a common pre-existing medical condition, and can be covered by your policy - but you need to meet the conditions below.

Is high cholesterol a pre-existing condition?

High cholesterol as diagnosed by a physician is considered to be a pre-existing medical condition by most - if not all - travel insurers. Ensure you tell your insurer about any pre-existing medical conditions before you take out the policy.

Is obesity a pre-existing condition?

Declinable Pre-existing Conditions

Declinable conditions included AIDS/HIV, congestive heart failure, diabetes, epilepsy, severe obesity, pregnancy, and severe mental disorders.

What are examples of pre-existing conditions that are not covered by health care?

Pre-existing conditions are medical conditions and health problems that you had before the start date of your health insurance coverage. Examples of pre-existing conditions include cancer, asthma, diabetes, and even pregnancy.

Is a pre-existing condition a diagnosis?

A pre-existing condition is a health issue that required diagnosis or treatment prior to an applicants' enrollment in a health plan.

What is an example of a pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

Is anxiety pre-existing condition for insurance?

Insurance carriers can't deny coverage to any applicant due to a pre-existing condition, including mental illness. They also can't charge higher premiums to individuals with existing health problems.

What is to aggravate the condition?

aggravate verb [T] (MAKE WORSE)

to make a disease worse: The treatment only aggravated the condition. SMART Vocabulary: related words and phrases. Deteriorating and making worse.

How long does pre-existing last?

The same goes for individual insurance purchased through a state or the federal health marketplace. Should a non-ACA-compliant plan still exclude pre-existing conditions, in most cases, it can only do so for a certain period—12 or 18 months, depending on when you enrolled.

What does 12 months for pre-existing conditions mean?

What is the Waiting Period for Pre-Existing Conditions? Under the Private Health Insurance Act 2007, a health insurer may impose a 12 month waiting period on benefits for hospital treatment for pre-existing conditions.

What is a 3 6 pre-existing condition?

Example: A 3/6 pre-existing clause means that any disabling condition which the Insured received treatment during the 3 months immediately prior to the effective date of coverage is excluded. Once the Insured has been covered for 6 months the pre-existing clause no longer applies.

Can travel insurance replace health insurance?

Travel insurance isn't the same thing as health insurance.

Travel insurance with emergency medical benefits offers just that — benefits for losses due to covered medical and dental emergencies. It doesn't cover preventive, routine or elective medical care.

Can I get travel insurance that only covers and medical?

Some travelers need travel insurance that covers just emergency medical expenses and mishaps while traveling, not the entire cost of their trip. That's why Allianz Global Assistance created the OneTrip Emergency Medical Plan.

What reasons are not covered by travelers insurance?

Baggage delay, damage, and loss policies don't cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones.

What is considered high blood pressure for travel insurance?

High blood pressure, or hypertension as it's also known, is defined by a consistent reading of 140/90mmHg or higher; systolic blood pressure of 140mmHg over a diastolic pressure of 90mmHg.

Does taking statins increase travel insurance?

But, it's not a situation you should surrender to. Taking statins shouldn't increase your travel insurance premium, but if you find it does and you're caught in negotiations over price, take a step back to compare your options.