What is an example of twisting in insurance?
Asked by: Mozell Baumbach | Last update: January 22, 2026Score: 4.4/5 (40 votes)
Which of the following is an example of twisting?
An example of twisting in homeowners insurance would be if you built a new garage and called your agent to ask if it's covered. If they say it's not, and tell you that you must add a rider to your existing policy, when it is covered, that would be twisting.
What is an act of twisting?
the act of squirming or turning about; wiggling: Her restless twisting disturbed the bedsheets. the act or practice of tricking the holder of a life insurance policy into switching to a policy from a new company that is less advantageous for them.
What is twisting best described as?
: the use of misrepresentation or trickery to get someone to lapse a life insurance policy and buy another usually in another company.
Which of the following describes twisting insurance?
Twisting in insurance is when an agent convinces a policyholder to replace their current policy with a new one that is often to their detriment. The correct answer is B: Policy replacement that is to the detriment of the policyowner.
What Is Insurance Twisting?
What is the twisting term?
From Glossary of Meteorology. (Also called tilting term, tipping term.) The term in the vorticity equation that represents the generation of vertical vorticity by the twisting of horizontal vorticity into the vertical through the agency of shear in the vertical velocity.
Which of the following correctly describes the practice of twisting?
The practice of twisting in the context of insurance refers to a deceptive or misleading act where an insurance agent or broker persuades a policyholder to cancel or switch their existing insurance policy for a new one, often by providing misleading information or false statements about the benefits of the new policy.
What is an example of twisting something?
When you twist something, you turn it in a different direction. You might twist off a bottle cap, or you might even twist the plot of a story you are writing. A kite's tail twists in the wind, curling around itself, and a baker twists a piece of dough into a pretzel shape.
What is an example of a twisting motion?
Simple Twisting – rotating only around our long or longitudinal axis (no flipping action). Initiation is accomplished by an eccentric thrust or a couple to produce twisting momentum. Examples are pirouette on one foot while on beam or floor, jumps with twists and twists initiated while on bars or the apparatus.
What is twisting also known as?
In the field of solid mechanics, torsion is the twisting of an object due to an applied torque.
What is twist in legal terms?
Definition: A twist is someone who tells the police information about a crime in exchange for a lighter punishment, instead of getting paid for it. This person is also known as an informant.
What is an example of twisting words?
In marketing, twisting words can use loaded language or emotive words to elicit certain consumer feelings or responses. For example, marketers may use words like “revolutionary” or “breakthrough” to overstate the uniqueness or effectiveness of a product.
Which of these best describes the illegal act of twisting?
Explanation: The illegal act of twisting is best described by option B) Replacing an insurance policy from one insurer to another based on misrepresentation.
What is a real life example of twisting?
Wringing of clothes by hand: When you wring something dry using your hands, you twist the cloth out - essentially creating torsion which drives the water out and in turns dries the cloth!
What is an example of twisted?
She twisted her hair into a bun and pinned it at the back of her head. He twisted her arms behind her back and clipped a pair of handcuffs on her wrists. Sophia's face twisted in pain. Her hands twisted in her lap.
What is the difference between twisting and churning in insurance?
Twisting is the act of replacing insurance coverage of one insurer with that of another based on misrepresentations (coverage with Carrier A is replaced with coverage from Carrier B). Churning is in effect "twisting" of policies by the existing insurer (coverage with Carrier A is replaced with coverage from Carrier A).
What is an example of twisting and turning?
As an example, cats always fall paws down when you drop them. They do this, by twisting their bodies (and tails) in just such a way that one part turns first and then the other, yielding a net change in the direction the paws are pointing even though there is no rotational angular momentum (a neat trick!).
What is the action of twisting?
the action of turning or rotating on an axis; rotary motion; spin. anything formed by or as if by twisting or twining parts together. the act or process of twining strands together, as in thread, yarn, or rope. a twisting awry or askew.
What is an example of twirling?
Her boots dangled from her hand by the laces, twirling gently as she walked. A'Ran returned his attention to the battles twirling before him on the planner. Even when I accidentally decapitate the artichokes he continues twirling around the various ovens, smiling and dishing out orders.
What is meant by twisting?
to turn something, especially repeatedly, or to turn or wrap one thing around another: twist and turn The path twists and turns for over a mile. She sat there nervously twisting the ring around on her finger. She twisted her head (round) so she could see what was happening.
What motion is twisting?
Rotation. Rotation can occur within the vertebral column, at a pivot joint, or at a ball-and-socket joint. Rotation of the neck or body is the twisting movement produced by the summation of the small rotational movements available between adjacent vertebrae.
What is the difference between twisting and misrepresentation insurance?
Twisting involves persuading a policyholder to replace their current policy with a new one, while misrepresentation involves providing false information about the terms or benefits of an insurance policy.
What is twisting activity?
Twisting, or rotation of the upper body on the lower body, must be learned before a child can learn to crawl and later to walk. Babies usually learn by themselves to roll over. But children who are developmentally delayed will learn faster with additional help and encouragement.
Which of the following is not allowed in credit life insurance?
Option D) Creditor requiring that a debtor has a life insurance: This is NOT allowed in credit life insurance. The creditor cannot require the debtor to have a separate life insurance policy. Credit life insurance is designed specifically to cover the outstanding debt in case of the debtor's death.