What is Chesapeake SureBridge?
Asked by: Mr. Celestino Wehner | Last update: February 11, 2022Score: 4.1/5 (74 votes)
SureBridge offers robust supplemental health insurance solutions that include accident, cancer, critical accident, critical illness, dental, disability, final expense, fixed indemnity, hospital, income protection, metal gap, term life, and vision coverage. ...
What kind of insurance is SureBridge?
SureBridge, underwritten by The Chesapeake Life Insurance Company, is one of the nation's leading supplemental insurance brands. We help provide financial security for Americans of all ages. Our products are available from licensed insurance agents in 46 states and the District of Columbia.
How do I contact SureBridge?
If you have any questions about this notice, you may contact a Customer Call Center Representative at 1-800-815-8535 (TTY/RTT 711).
How do I cancel my Chesapeake insurance?
Cancel your policy by contacting your agent or by calling 800-815-8535.
How long has SureBridge been in business?
Insurance products underwritten by The Chesapeake Life Insurance Company are available in 46 states. The company began in Maryland in 1956 before changing hands in 1991 when a predecessor of HealthMarkets acquired it.
Surebridge DVH and Critical Illness
Where is SureBridge located?
Chesapeake (SureBridge) insurance products are available in 46 of the 50 states excluding Hawaii, New Jersey, New York, and Vermont. The company began in Maryland in 1956 before changing hands in 1991 when a predecessor of HealthMarkets acquired it. The corporate hub is now in Texas at the HealthMarkets, Inc. location.
Why is Aflac good?
Helps with out-of-pocket costs if you experience a covered health event. Provides a lump-sum cash benefit if you're diagnosed and treated for a covered critical illness event. Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits.
What is a supplemental health plan?
Supplemental insurance refers to an insurance policy that supplements your primary health insurance coverage. Supplemental insurance includes a variety of policies that can be offered by employers or purchased on their own, including: Life insurance. ... Dental/vision insurance. Accident insurance.
What are supplementary health benefits?
Supplemental health insurance works by pooling or spreading financial risk. A large number of people – the policyholders – pay into a shared pool of money. If a policyholder runs into a large, unexpected medical expense, the pooled money can help pay for it. The pooled money can also cover smaller, more routine costs.
Do I need supplemental insurance if I have Medicare and Medicaid?
ANSWER: Medicaid coverage is quite comprehensive, and beneficiaries do not purchase additional policies to supplement it. ... If you are over age 65 and covered by both Medicare and Medicaid, you have one of the best insurance arrangements around.
Who might benefit from supplemental insurance and why?
Supplemental health insurance can be an added layer of protection used to cover what a traditional health insurance plan does not. It can also help pay for nonmedical expenses that can go with illness or injury, such as lost income or childcare.
What illnesses does Aflac cover?
Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous ...
What will Aflac pay for?
What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.
Does Aflac cover pre existing conditions?
Pre-Existing Conditions Limitation: Aflac will not pay benefits for any period of disability that results, directly or indirectly, from Sickness or Injury for which you, during the 12 months prior to the most recent Effective Date of your insurance, incurred expenses, received medical treatment, took prescribed drugs ...
Can I keep Aflac if I leave my job?
Q: If I quit, can I keep my AFLAC plan? A: Yes, your benefit is portable – and can follow you to your new employer. Your premium will become directly billed by AFLAC. AFLAC stipulations will apply.
How long does it take for an Aflac claim?
Claims approval process takes 5 days to process and pay out claims.
Does Aflac pay for arthritis?
What most of us don't realize is that in addition to accidental injuries, conditions such as arthritis, heart disease, diabetes, and even pregnancy are some of the leading causes of disability that can keep you out of work and affect your income. That's where Aflac group disability insurance can help.
Does Aflac pay for doctor visits?
A. PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit) to a Physician, Psychologist, or Urgent Care Center. Services must be under the supervision of a Physician or Psychologist.
Does Aflac pay for death?
ACCIDENTAL-DEATH BENEFIT: Aflac will pay the applicable lump-sum benefit indicated below for an Accidental-Death. Accidental-Death must occur as a result of an Injury sustained in a covered accident and must occur within 90 days of such accident.
How does supplemental life insurance work?
Supplemental life insurance is a single contract that covers a group of people. It's often provided as a workplace benefit. If you leave the job, you'll typically lose the workplace life insurance. A life insurance rider is an add-on that you can buy to increase coverage on an individual life insurance policy.
What is the difference between basic life insurance and supplemental life insurance?
Basic life insurance policies are typically free and cover one or two times your annual salary. Your employer pays the premiums. Supplemental life insurance policies have higher coverage limits, but you typically pay the premiums.
Which is an example of a supplemental health insurance policy?
Examples of supplemental health insurance include dental plans, critical illness plans, and hospital indemnity plans. Whether a supplemental health plan is right for you depends on your health, the costs of the plan, and the benefits of the policy you're thinking about buying.
Who is eligible for both Medicare and Medicaid?
Many seniors who live in nursing homes are dual eligible: they qualify for Medicare based on their age, and Medicaid because of their financial circumstances. It is also common for Medicare beneficiaries who are under 65 and live on Social Security Disability Insurance (SSDI) to receive Medicaid benefits.
Does Medicaid cover prescriptions?
Although pharmacy coverage is an optional benefit under federal Medicaid law, all states currently provide coverage for outpatient prescription drugs to all categorically eligible individuals and most other enrollees within their state Medicaid programs.