What is covered under Coverage C?
Asked by: Chadrick Sanford MD | Last update: January 17, 2026Score: 4.4/5 (49 votes)
What is covered in coverage C?
Coverage C - Personal Property
This coverage provides protection for the contents of your home and other personal belongings owned by you and other family members who live with you. Additional amounts of insurance may be purchased. You may want to consider scheduling these items separately.
Which of the following would be covered under coverage C?
Coverage C, also known as personal property coverage, is a part of your homeowners insurance policy that protects your personal belongings. This includes things like furniture, clothing, electronics, jewelry, and appliances.
What medical payments are covered under Coverage C?
Coverage C: Medical Payments
Limited coverage for medical payments includes payments for injuries sustained by a non-employee caused by an accident that takes place on the insured's premises or when exposed to the insured's business operations. Medical payments coverage can be triggered without legal action.
What is covered under Medicare Plan C?
Medicare Advantage (MA), also called Medicare Part C, are private insurance plans offered by Medicare-approved companies. Medicare Advantage plans provide most of Part A (Hospital Insurance) and Part B (Medical Insurance) coverage and typically offer extra benefits such as vision, hearing and dental care.
🏡 Coverage C: Personal Property Coverage Explained | Homeowners Insurance Series 🏡
What are the 6 things Medicare doesn't cover?
- Eye exams (for prescription eyeglasses)
- Long-term care.
- Cosmetic surgery.
- Massage therapy.
- Routine physical exams.
- Hearing aids and exams for fitting them.
Do you pay a premium for Medicare Part C?
Medicare Advantage Plan (Part C):
Monthly premiums vary based on which plan you join. The amount can change each year. You must keep paying your Part B premium to stay in your plan. Deductibles, coinsurance, and copayments vary based on which plan you join.
Does Coverage C cover credit cards?
Coverage C - Personal Property:
Provides protection for personal belongings. Items such as clothing, furniture and standard electronics are covered. Some policies may include credit card theft and away from home theft. The policy limit on Coverage C is equal to 50 percent of the policy limit on Coverage A.
How much should coverage C be?
Typically, these are around 50% of your dwelling coverage. For example, if your dwelling is covered up to $250,000, your personal property would be covered up to $125,000. However, some items—such as cash/gift cards, jewelry/watches/gemstones, expensive furs, fine art, firearms, gold, etc.
Which of the following is not covered under coverage of a dwelling?
Note: Dwelling coverage on standard policies typically won't protect against damage caused by floods, earthquakes, sewer backups, or lack of maintenance. Learn how flood insurance works and what to do if your home is damaged in an earthquake.
Is coverage C 50% of coverage A?
Coverage C insures your personal property, including all of your household possessions and other items such as awnings, outdoor antennas, and carpeting. The limit on Coverage C protection is typically 50 percent of the Coverage A amount.
What is Coverage C on general liability?
Coverage C of a CGL policy provides a no-fault coverage for medical expenses incurred by people who sustain bodily injuries on your premises or due to your operations. Another name for this is “goodwill coverage” because it pays medical bills without going through the rigmarole of determining who fault it was.
What is Type C insurance?
A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
What does Coverage C not cover?
Coverage C also doesn't usually pay to repair or replace items damaged by storm surges and flood waters, either. For that, you'd need flood insurance.
What does Part C cover in insurance?
Medicare Advantage Plans (Part C) combine Part A and B for comprehensive coverage that includes dental, vision, and prescription coverage if you choose. There are additional no-cost programs and services like health coaching and help managing a chronic condition. These are benefits you don't get with Original Medicare.
Are broken drain pipes covered by homeowners insurance?
Homeowners insurance may cover sudden damage due to a burst pipe or leaking pipe, assuming the failure was unexpected, and pay to repair or replace damaged items.
Why is Medicare Part C so cheap?
Medicare Advantage plans differ in coverage and costs, even those sponsored by the same insurance company. Some plans even have $0 premiums or $0 deductibles, though all require you to still pay your Part B premium. (Medicare Advantage plans are partially funded by Medicare, which is why costs are so low.)
Why is Social Security no longer paying Medicare Part B?
There could be several reasons why Social Security stopped withholding your Medicare Part B premium. One common reason is that your income has exceeded the threshold for premium assistance. Another reason could be that there was a mistake or error in your records.
How do you qualify for $144 back from Medicare?
- Be enrolled Original Medicare (Parts A and B)
- Pay your own Part B premium.
- Live in the service area of a plan that offers a Part B giveback.
Why are people leaving Medicare Advantage plans?
But there are trade-offs. Medicare Advantage plans often have a limited network of hospitals and physicians. And while the premiums are typically low, enrollees could end up paying more in the long run in copays and deductibles if they develop a serious illness.
What is the best supplemental insurance for Medicare?
- Best for extra plan benefits: Humana.
- Best for straightforward coverage: State Farm.
- Best for extensive medical care coverage: AARP by UnitedHealthcare.
- Best for a range of Medigap plans: Blue Cross Blue Shield.