What is covered with OTC?

Asked by: Loraine Hettinger  |  Last update: October 16, 2023
Score: 4.3/5 (18 votes)

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

What can you not buy with OTC card?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card.

Can I buy paper towels with my OTC card?

You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.

Can I buy bath soap with my OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I buy milk with my OTC card?

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs. You can find a complete list of eligible items by clicking on this link: Full list of eligible items.

how to make OTC “work smoother” (health insurance)

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How do I use my OTC card for food?

Once activated, you can use your OTC and Grocery Card for eligible purchases at participating stores. No PIN or signature is required for in-store purchases — it works just like a prepaid card. Go to the checkout lanes, and simply swipe the card for payment.

Can I withdraw cash from my OTC card?

OTC withdrawals are available up to the daily withdrawal authorization limits, provided the Available Balance in your account is greater than or equal to the cash withdrawal amount requested.

Is toothpaste covered by OTC card?

OTC (Over-the-Counter) Plus and OTC Card

Staying healthy is easier with a Healthfirst OTC Plus and OTC card. Save on items you use every day, such as toothpaste, eye drops, aspirin, and more, when you shop at participating neighborhood stores and select online retailers, with free home-delivery options available.

Can I use my OTC card at Dollar Store?

In addition to shopping from Medline, members can use their OTC card in-store at CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart, and at Walmart.com. IMPORTANT: The new 2023 OTC card has a magnetic strip on the back for swiping the card at participating retail stores.

What can I buy with my OTC card 2023?

Categories of covered OTC items include generic and brand name products for allergy, sinus, cold and flu; pain relief; home health care and daily living; supports, braces and wraps; dental and oral health; eye and ear care; first aid; smoking cessation; diabetes care; foot care; digestive health; incontinence; skin ...

Does OTC card balance roll over?

At the beginning of each calendar quarter, your OTC card is loaded with the quarterly OTC amount for your plan. Your balance does not carry over—try to spend the full amount before the end of each quarter. Don't throw out your card—it will be reloaded at the start of the next calendar quarter.

How do I use my Walmart OTC card?

During checkout, use your OTC Card. Approved purchases are automatically paid for up to your approved balance. Any remaining balance will require an additional form of payment. If you are shopping for OTC items at Walmart, you will receive free shipping for orders over $35.

How do I use my Walgreens OTC card?

SHOP at participating stores – Walmart, Walgreens/Duane Reade, CVS Pharmacy, Family Dollar and Fred's Pharmacy. Choose items that are currently discounted. SWIPE your card at the checkout to save.

How often can I use my OTC card?

How often can I use my OTC benefit? Your OTC benefit can be utilized once a month or once a quarter, not to exceed your benefit's allowance. A Member will not be allowed to place multiple orders during a monthly or quarterly benefit period.

What kind of food can you buy with the Healthy Benefits card?

These include:
  • Fresh or canned fruits and vegetables.
  • Frozen produce and meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat and seafood.
  • Beans and legumes.
  • Pantry staples, like flour, sugar, and spices.
  • Healthy grains, like bread, cereals and pasta.

Can you use OTC card at self checkout?

You can pay either at a traditional register or through self checkout. When it comes time to provide your payment, simply hand your OTC card to the cashier or swipe your card at the self checkout machine.

How do I check my OTC card balance?

You can check the balance on your OTC card at any time by:
  1. calling 1‑888‑682‑2400. You will be asked to enter your OTC card number.
  2. or by visiting www.otcmember.com. Once on the site, you will be asked to enter your OTC card number.
  3. or by calling Member Services.

How do I use my OTC card at Family Dollar?

Visit any Family Dollar store and shop approved items. Checkout. Swipe your OTC Network-powered card first to pay for approved purchases. For a complete list of eligible items, visit www.otcnetwork.com.

What type of card is OTC card?

What is an OTC Card? An OTC Medicare card is provided by private insurance carriers through Medicare Advantage plans. You can use this card to purchase select over-the-counter products at participating locations.

Can you use OTC card for diapers?

What is covered with your OTC Benefit? Eligible items include OTC remedies or medicines to alleviate or treat illness or injury, dental care items, eye and ear care items, and incontinence supplies (adult diapers). These items do not require a prescription from a healthcare provider.

What is OTC toothpaste?

Toothpastes are pastes, powders, liquids, or other preparations intended for cleaning the teeth. If the product is also intended to prevent the formation of cavities (carries), then it is regulated by the Food and Drug Administration as an Over-The-Counter (OTC) drug.

Can I buy OTC from a pharmacy?

OTC medications don't require a prescription, and they're available to treat a variety of symptoms — from dry eye to fever. If you've ever browsed the shelves at your local pharmacy, you've likely seen many of these products.

Does OTC money expire?

You'll receive your OTC card within three weeks of your plan's effective date. When you get it, the card will be loaded with your quarterly benefit amount. Remember, the benefit doesn't roll over and unused funds expire at the end of each quarter (March 31, June 30, September 30 and December 31).

What is OTC cash deposit?

Cash deposit to or cash withdrawal from an account at a bank using a bank form. These transactions do not represent payments in the strict sense since they comprise only a change from the central bank money to the bank account money or vice versa.

Can you get money off a debit card at Walmart?

You can withdraw cash at any Walmart location in the United States using your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service Desk. If you forget your card at home, you can also withdraw cash at Walmart locations by generating a barcode in your ONE app.