What is DMO dental insurance?

Asked by: Sofia Herzog  |  Last update: January 2, 2026
Score: 4.6/5 (48 votes)

A DMO is a network of dentists and specialists who provide dental care services at a fixed cost. With the DMO, a participant does not have to meet a deductible or file any claim forms.

What is the difference between DMO and PPO dental?

Most DHMOs will only cover out-of-network services in an emergency or where required by law. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan's network.

Why is DMO so cheap?

That's because HMO/DMO dentists receive a check each month based on the number of patients assigned to him or her. HMO/DMO providers can be expected to perform services for a deeply discounted rate. On the other hand, PPO dentists only receive money from the insurance company if services are rendered.

What does DMO mean for dental?

In a DMO (Dental Maintenance Organization), an enrollee selects a participating Primary Care Dentist (PCD). Their primary dental care is provided by their PCD and only at locations that participate in the plan.

What is the best insurance to have for dental?

Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.

*Delta Dental Insurance HACKS - DMO. HMO. PPO ?!?!

33 related questions found

Is it better to have dental insurance or pay out of pocket?

Dental care without insurance: The costs quickly add up

That's a lot to pay out of your own pocket. But dental insurance can help cover a big chunk of the cost. For example, if you need one crown that normally costs $1,200, your dental plan's negotiated fee with network dental clinics could be reduced to around $900.

How can I fix my teeth if I don't have money?

Free Dental Clinics
  1. Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
  2. Donated services. Some state or national charities use donated labor and materials to give free care. ...
  3. Private dentists.

What does DMO cover?

What's Covered. The Aetna DMO generally covers preventive, basic and major services as well as orthodontia services. Refer to the Aetna DMO's Benefit Summary or Evidence of Coverage for a complete list of what is covered by the plan.

What are the benefits of a DMO?

What Benefits Does a DMO Provide
  • Unlocking the Power of DMOs: Exploring the Benefits.
  • What Is a DMO?
  • Benefit #1: Boosting Tourism and Revenue.
  • Benefit #2: Enhancing Destination Visibility.
  • Benefit #3: Creating Memorable Experiences.
  • Benefit #4: Supporting Local Businesses.
  • Benefit #5: Sustainable Tourism Development.

How does DMO work?

Dental Maintenance Organization is a network of specialist dentists who provide various dental care services at a fixed cost. DMO offers affordable dental coverage and allows you to choose a plan with a dental preferred provider organization or a dental maintenance organization.

What are the three main types of dental plans?

Types of Dental Insurance

There are four general types of dental coverage: 1) dental preferred provider organization (DPPO or PPO); 2) dental health maintenance organization (DHMO or HMO); 3) dental indemnity insurance; and 4) discount dental/dental savings plans.

How much does Aetna pay for a root canal?

With Aetna dental insurance, the plan covers 50% on root canal treatment (but there may be a 12-month waiting period, depending on if you've had prior coverage.) With a dental discount plan (also known as a dental savings plan,) you save 20% on root canals, and can use your plan within three days of purchase.

Why do dentists prefer PPO over HMO?

Dental PPOs are the most common commercial dental plan types and offer more flexibility in dentist choice. Dental HMO plans charge lower premiums but limit coverage to in-network dentists for most procedures. Consider your needs, budget, and dentist preferences when choosing between HMO and PPO plans.

Does Blue Cross have dental insurance?

A healthy smile is an important part of your overall health. That's why BCBS FEP Dental offers the coverage you and your family need to keep your teeth healthy.

Does Medicare cover dental?

In most cases, Medicare doesn't cover dental services like routine cleanings, fillings, tooth extractions, or items like dentures.

What are the advantages of DMO?

DMO's offer customized itineraries with guided tours of hotels, event venues, convention centers, etc. Depending on the size of your event, DMOs can provide financial assistance for flights and accommodations too.

Who funds DMO?

DMO is an executive agency, sponsored by HM Treasury.

What is the purpose of a DMO?

A destination marketing organization (DMO) is an organisation which promotes a location as an attractive travel destination. DMOs are known as tourist boards, tourism authorities or "Convention and Visitors Bureaus". They primarily exist to provide information to leisure travelers.

Is dental PPO or DMO better?

DHMO insurance plans typically cover dental services at a low cost and minimal or no copayments with a pre-selected primary care dentist or a dentist facility with multiple dentists. PPO dental insurance plans, on the other hand, offer a balance between low-cost care and dentist choice.

Does Aetna cover tooth extraction?

Surgical dental extractions are considered dental in nature. They are typically covered under an Aetna dental plan. There are exceptions, however. To verify whether your dental or medical plan may cover surgical extractions, call Member Services.

What is a PDP dental plan?

PDP. A preferred dental program covers any licensed dentist/specialist, but if you choose an in-network provider, costs are typically lower.

How do you pay for dental work when you can't afford it?

7 ways to find free or low-cost dental care
  1. Ask your dentist. Some dental offices have dental membership savings plans. ...
  2. The Health Insurance Marketplace. ...
  3. Federally Qualified Health Centers. ...
  4. Your local dental school. ...
  5. Nonprofit organizations focused on dental health. ...
  6. Government programs for children. ...
  7. Give Kids A Smile®

What is the cheapest way to get your teeth fixed?

The cheapest way to fix teeth involves basic restorative procedures like fillings or extractions. Preventative care, such as regular cleanings and check-ups, can save money in the long run by preventing more serious issues.