What is dual complete from UnitedHealthcare?

Asked by: Dr. Chelsey Beatty IV  |  Last update: November 19, 2025
Score: 4.9/5 (57 votes)

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.

What are the benefits of UnitedHealthcare Dual Complete?

What standard benefits are typically covered by UnitedHealthcare dual plans?
  • Dental.
  • Vision.
  • Hearing.
  • Transportation assistance.
  • Nursing hotline.
  • And many other benefits and features.

What does Medicare dual complete mean?

Full dual eligible means you receive full Medi-Cal benefits. Your Medicare Part A and B premiums and nearly all of your out-of-pocket costs may be paid based on your state's program. Partial dual eligible means you qualify for Medi-Cal but based on your income, you don't receive full medical benefits.

What is dual coverage?

Revised 09/06/2024. People who are entitled to both Medicare and Medicaid, also known as dually eligible individuals, fall into several eligibility groups. These individuals may either be enrolled first in Medicare and then qualify for Medicaid or vice versa.

Can I have Medicare and UnitedHealthcare at the same time?

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

United Healthcare Dual Complete Video (Medicare & Medicaid)

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Does UHC Dual Complete replace Medicare?

UnitedHealthcare Dual Complete plans

This plan is available to anyone who has both Medical Assistance from the State and Medicare. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

What is a dual benefit?

Dual eligibles are individuals who are entitled to Medicare Part A and/or Part B and are eligible for some form of Medicaid benefit.

What are the disadvantages of dual insurance?

Cons and Considerations:
  • Complex Management: Involves more paperwork, potential claim delays, and higher premiums.
  • Coordination of Benefits: Primary insurance pays first, and secondary covers remaining eligible costs, requiring thorough understanding and communication.

Who is eligible for UHC dual complete benefits 2024?

UnitedHealthcare offers a Medicare Advantage plan in your area known as UHC Dual Complete DE-S001 (HMO-POS D-SNP), a Dual Special Needs Plan (D-SNP), for individuals who are eligible for both Medicaid and Medicare.

Why do some people have both Medicare and Medicaid?

Medicare-Medicaid enrollees include people ages 65 and over who are in relatively good health but have limited financial resources and people who at one time, may have had more financial resources, but spent their income and wealth on health or long-term care costs.

Do I need Medicare Part B if I have Medicaid?

If you qualify for both Medicare and Medicaid, you're what's known as dual eligible - and your state Medicaid program will pay your Part B premiums. Medicare provides medical coverage and benefits to people age 65 or older, or who have a qualifying disability.

Does Medicare cover dental?

In most cases, Medicare doesn't cover dental services like routine cleanings, fillings, tooth extractions, or items like dentures.

Can you have both Medicare and Medicare Advantage?

If you join a Medicare Advantage Plan you'll still have Medicare, but you'll get most of your Part A and Part B coverage from your Medicare Advantage Plan, not Original Medicare.

Does UnitedHealthcare Dual Complete cover dental implants?

Did you know the UnitedHealthcare Dual Complete Plan offers dental benefits that cover up to $4,000* for cleanings, fillings, crowns, root canals, extractions, dentures, and implants? If you are a qualified UnitedHealthcare Dual Complete member, please give us a call and schedule a consultation.

What foods can I buy with my UnitedHealthcare OTC card?

Healthy foods
  • Fruits and vegetables.
  • Poultry.
  • Meat.
  • Seafood.
  • Dairy products.
  • Beans.
  • Bread.
  • Cereals.

What does dual complete mean in insurance?

Dual Complete. is designed for people who have Medicare and who are also entitled to assistance from Medicaid. Because you get assistance from Medicaid with your Medicare Part A and B cost-sharing. (deductibles, copayments, and coinsurance), you may pay nothing for your Medicare health care. services.

Is UnitedHealthcare Dual Complete a good insurance?

If you have Medicare and Medicaid, UnitedHealthcare Dual Complete is coverage you can count on. We're America's most chosen brand for Dual Special Needs plans, 1 with coverage 4 out of 5 members recommend.

How does UnitedHealthcare dual complete work?

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Is dual coverage worth it?

Assuming Dual Coverage Is Always Better: While dual coverage can be beneficial, it's not always the best option for every situation. Don't assume that having two plans will automatically save you money. Evaluate the costs, coverage, and your specific healthcare needs to determine if dual coverage is cost-effective.

Can you have Medicaid and private insurance at the same time in 2024?

The simple answer to the question of “can you have both Medicaid and private insurance?” is a resounding “YES”! Medicaid is given to low-income U.S citizens in need and will not be disputed due to already enrolled in a private health insurance program.

What is an example of dual insurance?

Example of double insurance

Person A has double insurance. She has two supplementary hospital insurance plans with two different health insurers that cover the same risk, plus two accident insurance plans.

How do you qualify for dual eligibility?

According to the Centers for Medicare & Medicaid Services, you may qualify for dual eligible benefits if5:
  1. You are enrolled in Original Medicare (Part A, Part B, or both); and.
  2. Receive full Medicaid benefits; or.
  3. Get help with your Medicare out-of-pocket costs through a Medicare Savings Program (MSP)

Is dual complete Medicare Advantage?

A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-care plan. It is an all-in-one plan that combines your Medicare Part A and Part B benefits, your Medicare Part D prescription drug coverage, your Medicaid benefits and additional health benefits such as vision, dental or fitness.

Can you have both medical and Medicare?

Some people qualify for both Medicare and Medi-Cal and are “dual eligible” or Medi Medi beneficiaries. When an individual has both Medicare Parts A and B, Medicare is the primary insurance and pays for most medical care.