What is existing condition?

Asked by: Miss Marion Lubowitz PhD  |  Last update: September 17, 2022
Score: 4.7/5 (63 votes)

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

What does pre-existing condition means?

Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.

What are pre-existing conditions examples?

What's a pre-existing condition?
  • A pre-existing condition is a health problem you had before the date that your new health coverage starts.
  • Epilepsy, cancer, diabetes, lupus, sleep apnea, and pregnancy are all examples of pre-existing conditions.

How long is a pre-existing condition?

The time period during which a health plan won't pay for care relating to a pre-existing condition. Under a job-based plan, this cannot exceed 12 months for a regular enrollee or 18 months for a late-enrollee.

Is high blood pressure considered a pre-existing condition?

Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.

What is a Pre existing Condition ?

28 related questions found

Is High Cholesterol a pre-existing condition?

High cholesterol as diagnosed by a physician is considered to be a pre-existing condition by most - if not all - travel insurers.

How do I know if I have a pre-existing condition?

A medical illness or injury that you have before you start a new health care plan may be considered a “pre-existing condition.” Conditions like diabetes, COPD, cancer, and sleep apnea, may be examples of pre-existing health conditions. They tend to be chronic or long-term.

What is the difference between existing and pre-existing?

A. You can use pre- in ways that are redundant, but it's a valid prefix, and preexisting has its own meaning. For instance, if you want to describe dinosaurs in relation to humans, existing doesn't work, but preexisting does.

Is a cold a pre-existing condition?

What is a pre-existing condition? Well, any health condition that a doctor has previously diagnosed you with prior to your health plan taking effect is considered “preexisting.” This could mean essentially anything, from a simple cold to an active cancer.

Is asthma a pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

Is arthritis a pre-existing condition?

Arthritis is generally considered pre-existing medical condition. This doesn't necessarily mean you can't get travel insurance, but you do need to disclose your condition before you book your cover. With arthritis, you'll need to declare your specific type of arthritis whether it's osteo, rheumatoid, or psoriatic.

Can I get medical insurance with a pre-existing condition?

You can still get health insurance cover if you have pre-existing medical conditions, but it is unlikely your policy will provide cover for them. The type of underwriting of your health plan determines whether your pre-existing conditions will be covered in the future.

What is already existing?

also preexisting. adjective [ADJECTIVE noun] A pre-existing situation or thing exists already or existed before something else.

How do insurance know about pre-existing conditions?

Full medical cover underwriting

Full underwriting lets you know for sure whether your pre-existing condition is covered or not. You have to provide your insurer with extensive details of your medical history.

What are the most common medical conditions?

Common Illnesses
  • Allergies.
  • Colds and Flu.
  • Conjunctivitis ("pink eye“)
  • Diarrhea.
  • Headaches.
  • Mononucleosis.
  • Stomach Aches.

Which insurance covers pre-existing conditions?

Best Health Insurance Plans For Pre-Existing Diseases To Buy In...
  • Apollo Munich Energy Health Insurance Plan.
  • Aditya Birla Activ Health Enhanced Plan.
  • HDFC ERGO Energy Gold Health Insurance Plan.
  • Star Health Diabetes Safe Health Insurance Plan.

Can you be denied life insurance for high cholesterol?

Because high cholesterol can put you at risk for heart attacks and strokes, two of the leading causes of death in the U.S., insurance companies consider it a risk factor. If your cholesterol is particularly high, not well controlled with medication or if you have other health issues, you might even be denied coverage.

Is blood pressure covered in health insurance?

Regular health insurance may cover hospitalisation from hypertension subject to terms and conditions.

How do you use existing?

presently existing.
  1. The new design will eventually replace all existing models.
  2. Calculations are based on a projection of existing trends.
  3. Existing commercial broadcasters claim the new stations are illegal.
  4. Existing laws on obscenity are to be tightened.
  5. Existing methods of production are expensive and inefficient.

Is already exist or already exists?

A complete search of the internet has found these results: already exists is the most popular phrase on the web.

Is pre exist?

or pre-ex·ist

to exist beforehand. to exist in a previous state. to exist prior to (something or someone else); precede: primitive artifacts that preexisted sophisticated tools.

What if I don't declare pre-existing condition?

Typically, such a waiting period varies between two to four years depending on the insurance company. If you do not declare known existing medical conditions, it will be construed as fraud by the insurer. It will give the insurer an opportunity to contest even an unrelated claim on the grounds of a void proposal form.

Is knee pain a pre-existing condition?

Any conditions, whether it be an illness or injury, that you had prior to the workplace accident is considered a pre-existing medical condition. Some obvious examples of pre-existing injuries include herniated disks, broken bones, shoulder or upper body injuries, knee injuries, and torn ligaments.