What is Medi Medi plan?

Asked by: Keara Donnelly  |  Last update: February 11, 2022
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Medicaid is a joint federal and state program that helps pay medical costs if you have limited income and resources and meet other requirements. Some people qualify for both Medicare and Medicaid and are called “dual eligibles.” This is also referred to as “Medi-Medi.”

Is Medi Medi the same as Medicare?

Medicare provides health coverage to individuals 65 and older or those with a severe disability regardless of income, whereas Medi-Cal (California's state-run and funded Medicaid program) provides health coverage to those families with very low income, as well as pregnant women and the blind, among others.

What does Medi Medi pay for?

People with Medi-Cal may get coverage for services that Medicare may not or may partially cover, like basic vision and hearing, dental, non-emergency transportation, incontinence supplies, personal care, and home-and community-based services.

What type of coverage does a Medi Medi patient have?

Medi-Cal covers most medically necessary care. This includes doctor and dentist appointments, prescription drugs, vision care, family planning, mental health care, and drug or alcohol treatment. Medi-Cal also covers transportation to these services. Read more in “Covered Benefits” on page 12.

Who is eligible for Medi Medi?

Medi-Cal covers a wide variety of people, including people who are under 65, living with a disability, as well as children under 19, parents, or other adults caring for a child, and even adults without dependent children in some locations as long as they demonstrate financial need.

Difference Between Medicare and Medicaid and Medi-Cal?

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How do I know if I qualify for Medi-Cal?

To qualify for free Medi-Cal coverage, you need to earn less than 138% of the poverty level, based on the number of people who live in your home. The income limits based on household size are: One person: $17,609. Two people: $23,792.

What are the two types of Medi-Cal?

This guidebook explains the two kinds of Medi-Cal: Regular Medi-Cal and Medi-Cal Health Plans.

Does Medi-Cal check your bank account?

Yes. Asset tests are a part of Medicaid eligibility requirements. Medi-Cal is the State of California's Medicaid program. Bank accounts are one of the easier tests for the government to make.

What's the difference between Medicaid and Medi-Cal?

Actually, the good news is – there is no difference between the two. Medi-Cal health insurance is merely California's Medicaid program, which is paid for with federal and state tax revenues.

Do I need to enroll in Medicare if I have Medi-Cal?

If you have Medi-Cal, you must enroll in a Medicare Part D drug plan. ... Medi-Cal pays for your long-term care and care in a nursing home. If you're in a Medicare Advantage plan, you must get all of your medical care from in-network doctors and other medical providers.

How much money can I make and keep Medi-Cal?

The $54,082 income limit is called a threshold amount. This is what Social Security calculates as the value of your SSI and Medi-Cal benefits.

How much money can you make and still qualify for Medi-Cal?

According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.

Can I have both Medicare and Medi-Cal?

Medi-Cal, the Medicaid program in California, provides health coverage to people with low-income and asset levels who meet certain eligibility requirements. ... People who qualify for both Medicare and full Medi-Cal are known as “dual eligibles” or “Medi-Medis.”

Can you be on Medi-Cal and Medicare at the same time?

Medi-Cal can supplement Medicare services and help pay Medicare premiums, deductibles and copayments. In certain cases, Medi-Cal may also be used to pay private health insurance premiums. ... If you have both Medicare and Medi-Cal, be sure the medical providers you choose accept both sources of payment for your care.

What is the difference between Covered California and Medi-Cal?

Medi-Cal offers low-cost or free health coverage to eligible Californian residents with limited income. Covered California is the state's health insurance marketplace where Californians can shop for health plans and access financial assistance if they qualify for it.

Who pays Medi-Cal?

Medi-Cal is California's Medicaid health care program. This program pays for a variety of medical services for children and adults with limited income and resources. Medi-Cal is supported by Federal and state taxes.

What are the benefits of Medi-Cal?

​​​What are the Medi-Cal Benefits?
  • Outpatient (Ambulatory) services.
  • Emergency services.
  • Hospitalization.
  • Maternity and Newborn care.
  • Mental Health and Substance Use Disorder Services​
  • Prescription Drugs.
  • Programs such as physical and occupational therapy (known as Rehabilitative & Habilitative Services) and devices.

Is Medi-Cal free?

What is Medi-Cal?​ Medi-Cal offers free or low-cost health coverage for California residents who meet eligibility requirements. Most applicants who apply through Covered California and enroll in Medi-Cal will receive care through managed health plans.

Can you get Medi-Cal if you are unemployed?

People who are unemployed may be able to get a health plan through Covered California that includes savings based on your household size and income. You or your family members could also qualify for free or low-cost coverage through Medi-Cal.

Does Medi-Cal check tax return?

For tax year 2014, health coverage for Medi-Cal is reported by self-attestation by checking a block on your tax return when filing your taxes.

Do you have to repay Medi-Cal after your income increases?

Many of these people fear they will have to repay Medi-Cal for the months they were really ineligible for the no cost health insurance. Do you have to repay Medi-Cal after your income increases and you were no longer eligible? The short answer is usually not.

Is Medi-Cal PPO or HMO?

Medi-Cal is health insurance for people with low incomes. Some counties have Medi-Cal Managed Care, in which the State contracts with HMO plans to provide health care services to Medi-Cal members.

Is CalOptima the same as Medi-Cal?

Medi-Cal — also known as Medicaid — is a public health insurance program for low-income people offered by the state. ... CalOptima provides health care coverage for Orange County residents who are eligible for full Medi-Cal.

What does full scope Medi-Cal mean?

Medi-Cal provides free or low-cost health care for some people who live in California. Full scope Medi-Cal covers more than just care when you have an emergency. It provides medical, dental, mental health, and vision (eye) care. It also covers alcohol and drug use treatment, drugs your doctor orders, and more.