What is one benefit of Affordable Care Act quizlet?
Asked by: Peter Mohr | Last update: January 13, 2026Score: 4.5/5 (43 votes)
What is one benefit of the Affordable Care Act?
Once you buy health insurance, you do not have to pay anything for preventive care. Most coverage must now include Essential Health Benefits (EHBs). No more annual dollar limits on coverage for EHBs. No more lifetime limits on EHBs.
Which of the following is a benefit of the Affordable Care Act Quizlet?
Rationale:The consumer benefits of the ACA include free preventive care, young adults are covered under their parents' plans until age 26, consumers have the option to choose their doctor, and insurance provides access to birth control methods and counseling.
What does the Affordable Care Act do in Quizlet?
-Expands eligibility for Medicaid at or below 138% of poverty in states. -Creates state health insurance exchanges where people can buy insurance individually instead of through government or employers. -Can't deny coverage for pre-existing conditions. -Allows parents to keep kids on insurance until 26 years old.
What is one of the effects of the Affordable Care Act?
The ACA has generally been associated with significant improvements in access and affordability and increases in outpatient utilization among low-income populations, but changes in inpatient utilization and health outcomes have been less conclusive.
Obamacare Explained: Understanding the Affordable Care Act
What did the Affordable Care Act do?
Under the Affordable Care Act, patients who may have been uninsured due to preexisting conditions or limited finances can secure affordable health plans through the health insurance marketplace in their state.
How effective is the Affordable Care Act?
When fully implemented, the Act will cut the number of uninsured Americans by more than half. The law will result in health insurance coverage for about 94% of the American population, reducing the uninsured by 31 million people, and increasing Medicaid enrollment by 15 million beneficiaries.
What was one of the main goals of the Affordable Care Act?
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
How does the Affordable Care Act affect the US economy?
The ACA's deficit-reducing effects will grow over time. CBO estimates that over the decade from 2023 through 2032, the ACA will reduce the deficit by an average of 0.5 percent of GDP each year, corresponding to total deficit reduction of nearly $1.6 trillion over that ten-year period.
What was the purpose of the Affordable Care Act's individual mandate quizlet?
Under the Affordable Care Act, the individual mandate requires all Americans to purchase health insurance. The individual mandate was a key provision of the Affordable Care Act (ACA), which aimed to increase the number of Americans with health insurance and reduce the overall cost of healthcare.
Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.
Which of the following are consumer benefits of ACA?
- Emergency services.
- Hospitalization (for surgeries and inpatient care)
- Laboratory services.
- Mental health and substance use disorder services (including behavioral health treatment such as counseling and psychotherapy)
- Outpatient care.
Which of the following statements is true re the Affordable Care Act?
Answer. The true statement about the Affordable Health Care Act (ACA) is that it eliminates lifetime limits on total health care insurance payments by insurers. The Affordable Health Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law enacted in the United States in 2010.
How many people benefit from the Affordable Care Act?
Based on 2023 and early 2024 enrollment data, more than 45 million people are currently enrolled in Marketplace or Medicaid expansion coverage under provisions of the Affordable Care Act (ACA), the highest total on record.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
How is the Affordable Care Act different from Medicaid?
While the two share various similarities, they vary greatly in many regards. On a general basis, Obamacare, or the Affordable Care Act, aims to provide affordable health coverage to all Americans. On the other hand, Medicaid provides coverage for those in need that cannot afford coverage otherwise.
What is a benefit of the Affordable Care Act?
Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What 3 things did the Affordable Care Act do?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
Why is affordable healthcare important?
Surveys consistently show that people delay or forgo care due to cost, worry about their ability to pay for health care bills, and incur medical debt. Health care affordability—or a lack thereof—can harm individual health.
Does the Affordable Care Act cover everyone?
You'll find the following protections for patients in the ACA California: Everyone in California has access to health insurance. Pre-existing health conditions cannot deny anyone health coverage or extra charges. Children can be listed on their parent's health plan until they are 26 years of age.
How did the Affordable Care Act change healthcare?
It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ...
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.