What is one of the provisions of the Affordable Care Act?
Asked by: Kenna Larson | Last update: November 25, 2025Score: 4.4/5 (61 votes)
What are the provisions of the Affordable Care Act Quizlet?
Its key provisions include having the insurers cover preventive services, requiring the insurers to cover young adults under their parent's plan until the age of 26, individuals with preexisting conditions are not denied coverage, prescriptions medications are covered, and the annual and lifetime benefits have no limit ... It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ... The individual mandate is a provision within the Affordable Care Act (ACA) that required individuals to purchase minimum essential coverage – or face a tax penalty – unless they were eligible for an exemption.Which of the following is a key provision of the Affordable Care Act?
What provisions did the Affordable Care Act attempt to enact?
What does it mean that one of the main provisions of the original Affordable Care Act was the individual mandate?
How Does The Affordable Care Act Work?
What are 3 provisions of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
What was one of the more controversial provisions of the Affordable Care Act?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
What is one requirement of the Affordable Care Act?
One provision contained in the law is known as the “individual mandate” which requires that all Americans (regardless of age) be covered by health insurance (through a group or individual plan) or pay an annual financial penalty assessed by the Internal Revenue Service, unless waived under certain limited circumstances ...
Which of the following provisions of the Affordable Care Act was struck down by the Supreme Court in 2012?
Effectively, Congress was forcing states to either agree to the ACA and provide for Medicaid expansion or sacrifice their budgets and abandon their poor by opting out. Because the provision threatening Medicaid funding was severable from the rest of ACA, it was the only provision struck down by the Court.
What was one major purpose behind the Affordable Care Act?
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). Expand the Medicaid program to cover all adults with income below 138% of the FPL.
Which of the following provisions of the Affordable Care Act (ACA) came into effect in January 2014?
The ACA required guaranteed issue and renewability of coverage and prohibited insurers from imposing pre-existing condition exclusions on coverage. These provisions went into effect on January 1, 2014.
What is the ACA affordability provision?
In 2025, a job-based health plan is considered "affordable" if your share of the monthly premium in the lowest-cost plan offered by the employer is less than 9.02% of your household income. The lowest-cost plan must also meet the minimum value standard.
What are 5 of the essential health benefits provided by the Affordable Care Act?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
What are the two main parts of the Affordable Care Act?
The law has 2 parts: the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act. Full Text of the Affordable Care Act and Reconciliation Act (PDF – 2.6 MB) This is not the official version, and we provide it for your convenience.
Which of the following provisions of the Patient Protection and Affordable Care Act is not true?
Explanation: The provision of the Patient Protection and Affordable Care Act (ACA) that is not true is option d: insurers can charge people who have cancer a lot more than those who are healthy.
Which provisions of the Affordable Care Act ACA 2010 was overturned by Congress in 2017?
As part of the Tax Cuts and Jobs Act of 2017, Congress eliminated the Affordable Care Act's tax penalty for most people who are not covered by health insurance effective in 2019.
What is one of the main provisions of the Affordable Care Act?
Health insurance companies cannot turn down your application because of your health status. Women can no longer be charged more for insurance than men. In fact, insurance rates cannot be based on gender or gender identity at all. Once you buy health insurance, you do not have to pay anything for preventive care.
What are the major provisions of the Affordable Care Act ACA quizlet?
The four major components of the ACA are expanding Medicaid, preventing insurance companies from denying or increasing the cost of coverage to sick people, requiring all Americans to have health insurance, and requiring large companies to provide health insurance to employees.
What did the Affordable Care Act prohibit?
Some of the requirements (a prohibition against rescissions [i.e., cancellations], a ban on exclusion of children younger than 19 years of age with preexisting conditions, coverage of young adults up to 26 years of age under their parents' plans, coverage of clinical preventive benefits, expanded appeals rights when ...
What is one requirement of the Affordable Care Act answers?
The Affordable Care Act (ACA) requires most Americans to have qualifying health insurance called "minimum essential coverage." Under the ACA's individual shared responsibility provision (also known as the "individual mandate"), most Americans must maintain minimum essential coverage.
What is one requirement of the Affordable Care Act that insurance companies must insure people even if they are sick?
C - Insurance companies must insure people even if they are sick. Before the Affordable Care Act, insurance companies could turn people away if they were sick or had a pre-existing condition. Now insurance companies must insure them.
Which is not one of the three primary goals of the Affordable Care Act?
Therefore, the correct answer to which of the following is not a goal of the ACA is increasing the rates for those insured already, as the ACA aims to make healthcare more accessible and affordable, not to increase the rates for those who are already insured.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What are the major provisions of the Affordable Care Act (ACA) inquizitive?
The major provisions of the Affordable Care Act (ACA) include the expansion of Medicaid, the establishment of state-based insurance exchanges, and the implementation of an individual mandate. The expansion of Medicaid allowed more low-income individuals to qualify for healthcare coverage.
What is the Affordable Care Act in simple terms?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.