What is Part C Medicare used for?
Asked by: Hiram Schamberger | Last update: September 18, 2025Score: 4.8/5 (64 votes)
Why do I need Medicare Part C if I have?
If you have Original Medicare and just need a plan for prescription medications, Medicare Part D is the best choice. When you require more coverage for dental, vision, or prescription drugs, Medicare Part C plans provide more options to fit your healthcare needs.
What will Medicare Part C pay for?
Medicare Advantage Plans (Part C) combine Part A and B for comprehensive coverage that includes dental, vision, and prescription coverage if you choose. There are additional no-cost programs and services like health coaching and help managing a chronic condition. These are benefits you don't get with Original Medicare.
What is the difference between part B and Part C of Medicare?
Medicare Part C is an all-in-one bundle that includes medical insurance, hospital insurance, and prescription coverage. Medicare Part B is one of the original components of Medicare. It covers doctor visits and outpatient services. Together with Part A, which covers hospital visits, it is called Original Medicare.
Can I get Medicare Part C for free?
The cost of Medicare Part C plans (also known as Medicare Advantage plans) varies depending on where you live and the plan you choose. Some plans have $0 monthly premiums. You still have to pay your Part A and Part B monthly premiums.
What Does Medicare Part C Cover? | Medicare Advantage
At what age will a person normally enroll in Medicare Part C?
Generally, when you turn 65.
This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65. My birthday is on the first of the month.
What are the 6 things Medicare doesn't cover?
- Eye exams (for prescription eyeglasses)
- Long-term care.
- Cosmetic surgery.
- Massage therapy.
- Routine physical exams.
- Hearing aids and exams for fitting them.
What does Plan C cover?
Plan C covers most of the costs you'd have to pay for Medicare-approved medical expenses. It offers all the benefits of Medicare Supplement Insurance Plans A and B including: Hospitalization: pays Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
Is Medicare Part B free at age 65?
Medicare Part A (hospital insurance) is free for almost everyone. You have to pay a monthly premium for Medicare Part B (medical insurance). If you already have other health insurance when you become eligible for Medicare, you may wonder if it's worth the monthly premium costs to sign up for Part B.
Why is Medicare Part C so cheap?
Medicare Advantage plans differ in coverage and costs, even those sponsored by the same insurance company. Some plans even have $0 premiums or $0 deductibles, though all require you to still pay your Part B premium. (Medicare Advantage plans are partially funded by Medicare, which is why costs are so low.)
What are the top 5 medicare supplement plans?
💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.
Does Medicare Part C cover dental?
Under Medicare Part C, some Medicare Advantage (MA) plans may cover and pay for routine and other dental services as an added benefit. Patients can check with their MA plan to find out what dental services it covers.
Why do the elderly need Part C of Medicare?
Medicare Advantage (also known as Part C) allows older adults to get their Medicare benefits through private plans. In other words, if you have Medicare Advantage, you still have Medicare; you just receive your Part A and Part B coverage a different way.
Is there a penalty for not having Medicare Part C?
Medicare Advantage (Part C) plans are Medicare-approved plans offered by private insurance companies that cover Medicare Part A and Part B. Because Part C plans aren't required, there aren't late enrollment penalties. Some Medicare Advantage (MA) plans also include Medicare Part D coverage (MAPD).
Who qualifies for Medicare Part C?
Who Is Eligible For Medicare Part C? To be eligible for a Medicare Part C plan: You must be enrolled in Original Medicare (Medicare Parts A and B) You need a Medicare Part C insurance provider that's offering the coverage you want during your enrollment periods.
What does Coverage C not cover?
Coverage C also doesn't usually pay to repair or replace items damaged by storm surges and flood waters, either. For that, you'd need flood insurance.
What does Plan C include?
Mifepristone and misoprostol are typically taken over a 1-to-2-day period, but taking misoprostol by itself is an option if you can't take or obtain mifepristone. Plan C is a safe and effective way to end a pregnancy for the first 11 weeks.
Can you get Medicare Part C anytime?
Sign up for a Medicare Advantage Plan (with or without prescription drug coverage) or a Medicare Prescription Drug Plan. During the 7‑month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
Can I stay on my spouse's health insurance when I turn 65?
It depends on how you are receiving your current insurance. If you are receiving employer-sponsored health insurance through either your or your spouse's job when you turn 65, you may be able to keep your insurance until you (or your spouse) retire(s).