What is preferred dental program?
Asked by: Joanie Collier | Last update: September 4, 2025Score: 4.6/5 (68 votes)
What is a preferred dentist program?
The MetLife PDP is a Preferred Provider Organization, wherein you choose the dentist at the time of treatment. You do not have to pre- select a primary dentist nor do you need an ID card or referrals for specialty care.
What are the three main types of dental plans?
Types of Dental Insurance
There are four general types of dental coverage: 1) dental preferred provider organization (DPPO or PPO); 2) dental health maintenance organization (DHMO or HMO); 3) dental indemnity insurance; and 4) discount dental/dental savings plans.
Is Metlife Preferred dentist Program a PPO?
A healthy smile could mean better health. That's why it's good to know you have access to the Preferred Dentist Program — a dental preferred provider organization (Dental PPO) plan. With the plan, you can go to any licensed dentist, in or out of the network.
What is a dental preferred provider organization?
What is a dental preferred provider organization (PPO) plan? A PPO plan is a regular indemnity plan combined with a network of dentists under contract to the insurance company to deliver specified services for discounted fees in accordance with provisions in the signed agreement.
Welcome to Preferred Dental Care!
What does being a preferred provider mean?
A provider who has a contract with your health insurer or plan to provide services to you at a discount.
What is the best insurance to have for dental?
Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.
What is a preferred PPO plan?
Preferred provider organization (PPO) A type of medical plan in which coverage is provided to participants through a network of selected health care providers, such as hospitals and physicians. Enrollees may seek care outside the network but pay a greater percentage of the cost of coverage than within the network.
Is MetLife a good dental insurance?
MetLife ranks as one of our favorite dental providers for its many strengths. It offers more than a dozen dental plans throughout the U.S. Most are PPOs with reasonable premiums and fairly high annual maximum coverage limits. However, its PPO waiting periods for coverage are longer than some competitors'.
Why do dentists prefer PPO over HMO?
Dental PPOs are the most common commercial dental plan types and offer more flexibility in dentist choice. Dental HMO plans charge lower premiums but limit coverage to in-network dentists for most procedures. Consider your needs, budget, and dentist preferences when choosing between HMO and PPO plans.
What does MetLife dental PPO cover?
With the MetLife TakeAlong dental PPO-low plan, members can have an estimate of 100% or full coverage on diagnostic services and preventive care including oral exams, bitewing x-rays for both adults and children, fluoride treatment, and teeth cleanings with no waiting period.
How do you know which dental insurance is primary?
Employee/Main Policyholder - When both plans have COB provisions, the plan in which the patient is enrolled as an employee or as the main policyholder is primary. The plan in which the patient is enrolled as a dependent would be secondary.
What is the hardest dental specialty to get into?
Experts and surveys often vary in their ranking of difficulty across specialties, but there's a general consensus that oral and maxillofacial surgery tops the list.
Does MetLife dental cover implants?
Visit Federal Dental Plan Details for | MetLife FEDVIP for details. Are implants covered under the plan? Yes.
Why MetLife is the best?
Proven expertise Collaborate with our experts to help you explore options and recommend the right benefits at the right price. Exceptional Service From set-up to enrollment and ongoing service through claims, our dedicated service teams are with you and your clients every step of the way.
Does MetLife dental cover cleanings?
Our plans give you the flexibility to visit providers in or out-of-network. Most cleanings and exams are covered 100%.
What is a preferred plan?
A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
Why do doctors prefer PPO?
HMO plans might involve more bureaucracy and can limit doctors' ability to practice medicine as they see fit due to stricter guidelines on treatment protocols. So just as with patients, providers who prefer a greater degree of flexibility tend to prefer PPO plans.
What is the downside to a PPO plan?
Cons of PPO Plans
Less Coordination: Without a primary care doctor managing your healthcare, there's less oversight, and it can be harder to keep track of your treatments and appointments.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
Is it cheaper to get dental insurance or pay out of pocket?
If your only expenses each year are for routine six-month checkups, it might be less expensive to skip the insurance and pay out of pocket. However, unexpected dental work—such as fillings, crowns, or root canals—can be expensive, and it is for those situations when dental insurance can be most helpful.