What is senior advantage through Kaiser?

Asked by: Linnea Feil  |  Last update: April 18, 2025
Score: 4.6/5 (13 votes)

Senior Advantage combines your Kaiser Permanente coverage with your Medicare coverage into a single plan at no additional premium. Senior Advantage gives you all the benefits of Medicare, plus more. You may also save money with Senior Advantage because you pay only copayments for services.

How does Kaiser Senior Advantage work?

This is a Medicare Advantage plan, which means that it generally replaces your Medicare coverage. You agree to let Kaiser manage your Medicare benefits. It is an HMO (health maintenance organization) with a closed network of providers. Kaiser Permanente Senior Advantage is considered the “partner plan” of Kaiser HMO.

How much is Kaiser Senior Advantage per month?

One of the costs you will pay is the Medicare Advantage Part C premium, which is often a $0 premium for most carriers. Kaiser offers $0 premiums on nearly most of its Medicare Advantage plans. However, you will be required to pay your Medicare Part B, about $175 per month in 2024.

Does Kaiser Senior Advantage cover international travel?

You're covered for emergency and urgent care anywhere in the world if you get hurt or sick while traveling. Visit the Care While Traveling on the Kaiser Permanente website or call the Away from Home Travel Line at 951-268-3900.

Is Kaiser Senior Advantage Plus worth it?

And even better, it's affordable. As a Kaiser Permanente Senior Advantage member, you enjoy the ease of combining your Medicare coverage with Kaiser Permanente coverage in a single plan. Now, with Advantage Plus, you can get valuable comprehensive dental, fitness, hearing, and vision benefits added to your plan.

How much is Kaiser Senior Advantage per month?

34 related questions found

What is the disadvantage of Kaiser?

If you do a search of online reviews of Kaiser, you'll discover a lot of complaints about everything from limiting doctor visits, long ER wait times, and decreasing service accessibility to limiting the number of contracted specialists, making appointments inconvenient, and increased office visit waiting times.

What is the difference between senior advantage and advantage plus?

Advantage Plus gives you the choice to add more benefits to your Senior Advantage plan. The Advantage Plus package is optional, so if you want to add these benefits, be sure to fill out the Advantage Plus Enrollment Form in this kit. Kaiser Permanente is an HMO plan with a Medicare contract.

Does Kaiser sponsor visas?

Does Kaiser sponsor Visas? Visas (which include, Temporary TN work status and J-1) can only be sponsored for hard to fill positions. However, our training programs are extremely competitive and do not meet the hard to fill criteria.

Can I use my Kaiser insurance internationally?

As a Kaiser Permanente member, you're covered for emergency and urgent care anywhere in the world.

What is the difference between Medicare and Senior Advantage?

Medicare Advantage is an alternative to traditional Medicare offered by private health insurance companies. Medicare Advantage plans cover all the same services under Original Medicare Part A and Part B, but often include prescription drug coverage and extra benefits.

What states have Kaiser senior advantage?

People who are living in the following nine states can enroll in a Kaiser Medicare Advantage plan:
  • California.
  • Colorado.
  • Georgia.
  • Hawaii.
  • Maryland.
  • Oregon.
  • Virginia.
  • Washington.

What is Kaiser retirement age?

benefits administrator how to enroll in a Kaiser Permanente Medicare health plan. If you're retiring at 65 don't delay. If you retire at 65 and don't sign up before your enrollment period ends — 3 months after your birthday — you may have to pay a costly, ongoing late enrollment penalty. 4–6 months before. you turn 65.

What is the senior advantage card?

A flex card is a prepaid debit card that gives you access to benefits through your Medicare Advantage insurance plan. This card is separate from your Medicare card and plan ID card. You can use it to pay for health and wellness needs like over-the-counter medications and supplies.

What are the benefits of having Kaiser?

With your Kaiser Permanente health plan, you get a range of care and support to help you stay healthy and thrive. There are no deductibles to keep track of and virtually no paperwork to worry about. And when you come in for care, most services covered by your plan require only a copay.

How much is Kaiser Senior Advantage Plus?

For all 4 benefits, you pay a $21 monthly premium, which is added to your monthly Senior Advantage premium. To learn more about how to enroll, please see “How to Enroll in Advantage Plus” on page 16.

What is Kaiser Senior Advantage Payer ID?

HMO/DHMO/Senior Advantage members For HMO/DHMO/Senior Advantage members, claims for services must be sent to the following: We encourage you to submit your claims electronically. Kaiser Permanente's payer ID number is 94134.

Which US states have Kaiser?

A Kaiser Permanente service area is a geographical area where there are Kaiser Permanente medical offices. Kaiser Permanente service areas include all or parts of: • California • Colorado • Georgia • Hawaii • Maryland • Oregon • Virginia • Washington • Washington, D.C.

How long does Kaiser take to reimburse?

Note: Claims can take about 45 days to process. If your claim was incomplete or missing information, it could take longer. If you feel your claim was wrongly denied or the amount you received was incorrect, you have the right to appeal.

Does Kaiser accept immigrants?

Learn about Medi-Cal with Kaiser Permanente

Starting January 1, 2024, immigration status will not matter for any Medi-Cal applicant in California. Kaiser Permanente participates in Medi-Cal in many counties.

Why does Kaiser require SSN for job application?

General Employment

Question: Will Kaiser Permanente sponsor my work visa? Question: Why does Kaiser Permanente collect Social Security numbers (SSNs)? Answer: Kaiser Permanente uses SSNs to establish a job seeker's identity.

Who pays for visa sponsorship?

The employer will have to pay a number of fees to sponsor a skilled worker visa, including the sponsor licence application fee and the fee to assign a Certificate of Sponsorship to the worker.

How do I unlock my Kaiser account?

If you've forgotten your password, you can reset it online. In most cases, we will send you a one-time passcode to the email address we have on file for you. Please don't close the page where we prompt you to enter the passcode or you'll need to start the process again.

What is Kaiser Senior Advantage Plan?

Senior Advantage combines your Kaiser Permanente coverage with your Medicare coverage into a single plan at no additional premium. Senior Advantage gives you all the benefits of Medicare, plus more. You may also save money with Senior Advantage because you pay only copayments for services.

What is a disadvantage of choosing Kaiser?

Limited plan types: Kaiser offers mostly HMO plans, so most members must work within Kaiser's network of medical providers. Low member experience ratings: Kaiser's member experience ratings, including customer service and getting needed care, are lower than most major providers.

How much does Senior Advantage cost?

The estimated average monthly Medicare Advantage plan premium for 2025 is expected to decrease slightly to $17—from $18.50 in 2024—but this cost may vary based on the insurer and level of coverage. Some plan premiums could be $0, while others could be $200 or more.