What is the 8 minute rule for physical therapy?

Asked by: Devyn McGlynn IV  |  Last update: August 5, 2025
Score: 5/5 (9 votes)

What is the 8-Minute Rule? To receive payment from Medicare for a time-based CPT code, a therapist must provide direct treatment for at least eight minutes. Providers must add the total minutes of skilled, one-on-one therapy and divide by 15. If eight or more minutes remain, you can bill one more unit.

What is the Medicare one-on-one rule for physical therapy?

To add a little more context, the Medicare program requires that direct patient contact either occurs “continuously (15 minutes straight), or in notable episodes (for example, 10 minutes now, 5 minutes later).” The AMA refers to this as intermittent one-on-one.

What insurances follow the Medicare 8 minute rule?

Please note that this rule applies specifically to Medicare Part B services (and insurance companies that have stated they follow Medicare billing guidelines, which includes all federally funded plans, such as Medicare, Medicaid, TriCare and CHAMPUS). The rule does not apply to Medicare Part A services.

How to calculate an 8 minute rule?

Understanding the Calculation for Billing Units

The 8-minute rule entails particular calculations to determine the number of billable units accurately. To correctly apply the rule, the total minutes of skilled or one-on-one therapy provided are added, and this sum is divided by 15.

What is an example of the 8 minute rule?

As an example, a physical therapist provides 15 minutes of therapeutic exercise (97110), 8 minutes of therapeutic activities (97530), and 5 minutes of manual therapy (97140). All services are timed codes. Adding them together (15 + 8 + 5), the total time spent with the patient is 28 minutes.

Everything You Need to Know About the 8-Minute Rule

39 related questions found

How to maximize physical therapy billing?

Best Practices for Physical Therapy Billing
  1. Verify patient insurance information and eligibility.
  2. Ensure complete and accurate documentation.
  3. Double-check coding accuracy before submission.
  4. Conduct regular billing audits and identify improvement areas.
  5. Maintain communication and positive relationships with payers.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

What is the Medicare PT 8 min rule?

What is the 8-Minute Rule? To receive payment from Medicare for a time-based CPT code, a therapist must provide direct treatment for at least eight minutes. Providers must add the total minutes of skilled, one-on-one therapy and divide by 15. If eight or more minutes remain, you can bill one more unit.

What is the 2 2 2 rule in Medicare?

Introduced in the Fiscal Year 2014 Inpatient Prospective Payment System (IPPS) Final Rule, the two-midnight rule specifies that Medicare will pay for inpatient hospital admissions when a physician reasonably expects the patient's care to require a stay that crosses two midnights, and the medical record supports this ...

Does Medicare pay 100% of physical therapy?

Medicare Part B covers physical therapy in a doctor's or therapist's office, or at home if you are unable to travel. Part B will pay 80% of the Medicare-approved amount after you pay your Part B deductible ($240 in 2024).

How many PT sessions allowed by Medicare?

How many visits of physical therapy am I allowed per year? There is not a set number of visits that you are allowed by Medicare per year. Instead, it's determined by medical necessity.

What is the Medicare cap for physical therapy 2024?

These per-beneficiary amounts under section 1833(g) of the Act (as amended by 1997 BBA) are updated each year by the Medicare Economic Index (MEI). For Calendar Year (CY) 2024, the KX modifier threshold amounts are: (a) $2,330 for PT and SLP services combined, and (b) $2,330 for OT services.

Who can bill for physical therapy services?

Therapy services must be provided by a qualified clinician i.e., physician, non-physician practitioner (NPP), therapist, or speech-language pathologist (SLP). Treatment services may also be provided by an appropriately supervised physical therapy (PT) or occupational therapy (OT) assistant.

What is 8 minutes equal to?

Therefore 8 minutes = 8 × 60 = 480 seconds.

How many days does Medicare allow for physical therapy?

There's no limit on how much Medicare pays for your medically necessary outpatient therapy services in one calendar year.

How does the 8-minute rule work?

That's where the 8-Minute Rule comes in: Per Medicare rules, in order to bill one unit of a timed CPT code, you must perform the associated modality for at least 8 minutes. In other words, Medicare adds up the total minutes of skilled, one-on-one therapy (direct time) and divides the resulting sum by 15.

When did Medicare stop limiting physical therapy?

Medicare Part B covers outpatient therapy, including physical therapy (PT), speech-language pathology (SLP), and occupational therapy (OT). Previously, there were limits, also known as the therapy cap, how much outpatient therapy Original Medicare covered annually. However, in 2018, the therapy cap was removed.

What does Medicare not cover for seniors?

Medicare doesn't cover supplies and services that aren't considered medically necessary, such as cosmetic surgery. The program also doesn't cover long-term care or most dental services.

How to lower physical therapy bill?

Ask to lower the bill

Reach out, be nice, and tell the provider that you can't afford to pay the bill. Then, ask for a reduction.

How many PT sessions does insurance cover?

Coverage Limits: Many insurance plans limit the number of annual physical therapy visits, often covering 20 to 60 sessions, depending on your plan and medical necessity.

Do you tip a physical therapist?

It's worth noting that most physical therapists, regardless of setting, don't expect tips.