What is the average cost of cataract surgery in the United States?

Asked by: Dr. Reilly Graham  |  Last update: October 28, 2025
Score: 4.9/5 (3 votes)

Average Cost of Cataract Surgery In the United States, cataract surgery costs between $3,500 and $7,000 per eye, without insurance. Insurance—including Medicare—often reduces those overall expenses. The exact costs of your cataract surgeries will depend on your insurance.

How much does cataract surgery cost without insurance in the US?

The total cost of cataract treatment for a patient who doesn't have an insurance provider can range: $3,000 to $5,000 per eye for standard cataract surgery. $4,000 to $6,000 per eye for laser-assisted cataract surgery or procedures using advanced lens implants.

What is average out of pocket cost for cataract surgery with Medicare?

Average cataract surgery costs vary depending on the source. Medicare, which bases national averages on 2022 payments, indicates the average cost ranges between $1,808 and $2,866 per eye, depending on which type of care facility performs the procedure.

What part of cataract surgery is not covered by insurance?

Insurance will cover the basic costs of cataract surgery including the surgeon fee, facility fee, and anesthesiologist fees. Costs for Lifestyle Lenses are and Refractive Services not covered by insurance and are the responsibility of the patient.

How much do lens implants cost after cataract surgery?

The type of IOL implant you choose significantly impacts the overall cost. Monofocal lenses can cost $1,000 to $3,000 per eye, while multifocal and toric lenses can cost $2,000 to $4,000 per eye. The choice of lens will depend on your specific vision needs and budget.

How Expensive is Cataract Surgery in 2024? (HIDDEN COSTS?!)

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Are premium cataract lenses worth it?

You can reduce your dependence on glasses and contacts

For many people, this reason alone is what convinces them that a premium IOL is the way to go. If you've worn glasses or contact lenses your entire life, choosing a premium IOL during cataract surgery can finally grant you visual freedom!

Do you get free glasses after cataract surgery with Medicare?

Typically, Medicare does not cover eyeglasses or contact lenses. However, after cataract surgery Medicare will cover one standard pair of untinted prescription eyeglasses or one set of contact lenses. If it is medically necessary, Medicare may pay for customized eyeglasses or contact lenses.

Why is cataract surgery so expensive?

Ophthalmologists say many of the improvements in cataract surgery are the result of new, high-tech equipment, such as femtosecond lasers and optical biometry machines, which are expensive and require frequent updating and training.

What happens if you choose not to have cataract surgery?

If you wait too long to have cataract surgery, you may experience vision loss, as well as other health problems related to cataracts. This can include an increased risk of falls, difficulty driving, and even depression. In severe cases, waiting too long can cause permanent vision loss.

Is laser cataract surgery worth the extra cost?

We found there were no (zero) benefits over phacoemulsification/IOL surgery either in terms of visual outcome or complications. It was more uncomfortable for the patients. The use of the laser did not replace or improve any part of the procedure -it just added another expensive and time-consuming step.

Will Medicare cover cataract surgery in 2024?

Does Medicare cover cataract surgery? Yes, if you have original Medicare. You must first meet the annual deductible, which will be $240 in 2024, and pay 20% of the cost of cataract surgery.

What is the newest lens for cataract surgery in 2024?

Light-Adjustable Lenses (LAL)

Light-adjustable lenses (LALs) are a newer type of monofocal lens that allows patients to customize and refine their vision outcomes after their cataract surgery. LALs are made from a unique photosensitive material containing molecules called macromers.

Is cataract surgery tax deductible?

Cataract surgery with or without upgraded lenses, including multifocal, accommodating, toric, light-adjustable, and others, is eligible for tax deductions.

Is it better to be nearsighted or farsighted after cataract surgery?

If your daily lifestyle includes activities such as driving or watching TV, then farsightedness after surgery might be a great fit. You'll have clear distance vision for the things you do most, and close-up tasks can be easily tackled with a well-chosen pair of reading glasses.

How much is cataract surgery out-of-pocket with insurance?

Standard surgery can range from $3,000 to $5,000 per eye out-of-pocket. It is important to note that Medicare insurance covers standard cataract surgery for individuals aged 65 and older. This means that most people do not have to pay out-of-pocket expenses for basic cataract surgery.

Are glasses covered after cataract surgery?

Medicare guidelines state that the patient's policy covers one pair of glasses or contacts after an IOL insertion surgery, meaning they could obtain an additional pair after surgery on their second eye.

How long does cataract surgery take?

How long does cataract surgery take? Cataract surgery takes 10 to 20 minutes to complete, depending on the severity of the condition. You should also plan to spend up to 30 minutes following the surgery to recover from the effects of the sedative.

How long do cataract lenses last?

Cataract lenses are designed to last a lifetime for most patients. Unlike the natural lenses they replace, IOLs do not degrade or become cloudy over time. Once implanted, they typically remain in the patient's eye for the rest of their life.

What is the cost of the best lens for cataract surgery?

Cataract Lens Price List
  • INDIAN MONOFOCAL. ₹20000 TO ₹35000.
  • IMPORTED MONOFOCAL EDOF. ₹40000 TO ₹60000.
  • INDIAN BIFOCAL. ₹55000 TO ₹80000.
  • IMPORTED BIFOCAL. ₹80000 TO ₹90000.
  • INDIAN TRIFOCAL. ₹85000 TO ₹1,00,000.
  • IMPORTED TRIFOCAL. ₹1,15000 TO ₹1,25,000.

What is the downside of multifocal cataract lenses?

For example, there is some loss of clarity and contrast with multifocal lenses, which can present a problem with night vision. Some patients also experience a glare or halo. In addition, you won't achieve 20/20 vision with multifocal lenses and may require additional vision correction solutions.

Do you ever have to replace lens after cataract surgery?

Your cataract surgeon implants a new intraocular lens that takes the place of the old lens and allows you to see clearly again. The intraocular lens is an artificial lens that should remain in your eye for the rest of your life. But in some cases, the lens implant can become dislodged.

How much does surgery cost without insurance?

The average hospital stay is 4.6 days, at an average cost of $13,262. If surgery is involved, hospital costs soar through the roof. Some of the most common surgeries have price tags that top $100,000. Those are alarming figures, especially for families with limited budgets or no insurance.

What is the cheapest lens for cataract surgery?

Cost-effective: Monofocal IOLs are generally more affordable compared to premium lens options. Many insurance companies, including Medicare, cover the cost of standard cataract surgery with a monofocal lens.