What is the best dental plan for seniors on Medicare?
Asked by: Dr. Kaci Wilkinson III | Last update: September 3, 2025Score: 4.8/5 (55 votes)
- Best for size of dental network: UnitedHealthcare Medicare Advantage.
- Best for comprehensive coverage: Cigna Medicare Advantage.
- Best for ratings: Aetna Medicare Advantage.
- Best for Part B Giveback: Humana Medicare Advantage.
What is the best dental insurance for seniors over 65?
- Cigna - Best App.
- Mutual of Omaha - Best coverage without waiting periods.
- Aetna - Most Comprehensive Plans.
- Spirit Dental & Vision - Best Loyalty Program.
- Humana - Best Coverage.
Does Medicare include dental care for seniors?
In most cases, Medicare doesn't cover dental services like routine cleanings, fillings, tooth extractions, or items like dentures.
Is Blue Cross Blue Shield good for dental?
We can help you and your family smile with confidence. That's the Benefit of Blue®. Both our high-option and standard-option plans offer the comprehensive dental benefits you and your family need, including: in-network covered preventive care paid in full, including up to three cleanings a year.
What is the best insurance to have for dental?
Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.
Best Dental Plans for Seniors (DON'T Get Dental Insurance!)
Is Anthem Blue Cross dental good?
The Bottom Line. Anthem can be a good dental insurance provider if you want to use your dental benefits soon after you enroll. You can access basic care after a three-month waiting period and pay just 50% of the costs. The 50% coverage is fairly standard, but the three-month wait is shorter than many other plans.
Is it true that Medicare now pays for dental implants?
Key Takeaways. Original Medicare excludes dental implants, covering them only in rare cases tied to medical treatment, like cancer care or accident recovery. Medicare Advantage plans can include implant coverage, but availability and benefits differ, making it essential to compare plans carefully.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
Do dentists give senior discounts?
Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.
Does Delta Dental PPO cover implants for seniors?
Does delta dental cover implants? Yes! As of 2023 with more than 20 million enrolled, Delta Dental is one of the largest benefit coverage systems of dental implants in the country and provides benefits in 16 states.
What does my Humana dental plan cover for seniors?
Humana Medicare Advantage Plans With Dental Coverage
Dental benefits provide an annual exam, two annual free cleanings, and dental X-rays once every five years. They may also come with vision benefits such as yearly eye exams, a yearly allowance for eyeglasses or contacts, glaucoma screenings, and diabetic eye exams.
Which medicare plan has the best dental plan?
Best for comprehensive coverage: Cigna
Eight in 10 Cigna Medicare Advantage plans have a $0 premium, and Cigna's comprehensive dental coverage includes an average of seven covered services. All Cigna Medicare Advantage members have preventive dental coverage, and 99% have comprehensive dental coverage.
How does AARP help with dental?
An AARP dental insurance plan typically covers a wide range of dental services, including dental cleanings, preventive care, fillings, and in some cases, cosmetic dentistry procedures. Coverage for emergency dental care and tooth extraction may also be available, depending on the specific plan chosen.
What is the best type of insurance for seniors?
Term life insurance is a great option for seniors if you have an idea of how long you may desire to have coverage for because you can choose the specific length of your plan. Typically, term life insurance plans can be 10, 20, or 30 years long.
How do you get dental work if you can't afford it?
Federally Qualified Health Centers
A Federally Qualified Health Center (FQHC) can provide dental services for you or your family, regardless of your ability to pay. Services are offered on a sliding scale based on your income.
What if my tooth breaks and I have no insurance?
Community Health Centers: Federally funded health centers often provide low-cost dental services, and fees are usually based on your income. Free Clinics: Some charities, faith-based organizations, and professional dental organizations provide free or low-cost dental clinics for those without insurance.
Does Aspen dental take Medicaid?
No, we do not currently accept Medicaid. At Aspen Dental, we want to make sure you're always covered which is why we offer flexible dental financing options for patients without insurance or who are unable to use their coverage with us.
Is it worth getting dental implants at 70 years old?
Dental implants are placed successfully in many older patients, even patients in their 90s in some cases. Age itself is not a limitation when considering implants. However, older patients may have health concerns which may need to be addressed before having implants placed.
Does social security pay for dental implants?
In conclusion, Social Security generally does not cover the cost of dental implants. However, there may be exceptions for medically necessary procedures under Medicare or Medicaid.
What type of oral care is reimbursed by Medicare?
For instance, Medicare may cover: An oral examination in the hospital before a kidney transplant. An oral examination in a rural clinic or Federally Qualified Health Center (FQHC) before a heart valve replacement. Dental services needed for radiation treatment for certain jaw-related diseases (like oral cancer)
Is Anthem as good as Blue Cross Blue Shield?
Anthem is a BCBS company, but its ratings fall below the BCBS collective average. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.
How good is UnitedHealthcare dental?
We rated UnitedHealthcare as one of the best dental insurance providers available. The insurer offers a broad selection of dental plans, including policies with short or no waiting periods, basic or comprehensive coverage, high payout limits and coverage for out-of-network providers.
How much does AARP dental insurance cost?
How much does AARP dental insurance cost? The cost of an AARP dental plan varies by state. However, the lowest-cost plan (DeltaCare USA) starts at $27.80 in some states, and the most expensive plan (PPO Protect Plus) starts at $52.24.