What is the care cash card from UnitedHealthcare?

Asked by: Tessie Ryan DDS  |  Last update: December 8, 2025
Score: 4.8/5 (67 votes)

When employees receive financial support for health care expenses through Care Cash, they may be able to save money, stay healthier and take ownership of their health. Care Cash® is a preloaded debit card designed to help members pay toward cost sharing for program eligible network health care expenses.

What can you use the UnitedHealthcare cash card for?

The Care Cash card can be used to cover copays or other cost sharing for certain eligible In Network services, including:
  • UnitedHealth Premium® providers visits.
  • Primary care physician visits.
  • Urgent care visits.
  • 24/7 virtual visits.
  • Outpatient behavioral health visits.
  • Outpatient labs.

Can you withdraw money from your UnitedHealthcare card?

* You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket. When you are making a purchase in person: Be sure that the location accepts MasterCard. Give your card to the person at the register.

Why did I get a UnitedHealthcare card?

Your member ID card (or health plan ID card) is proof that you have health insurance. Health care providers use the information from your member ID card to confirm they are part of your plan's network and to bill your health plan for your care.

What is a Cash care card?

Care Cash® is a preloaded debit card that helps you pay for cost-effective* and convenient care. Use it in place of a credit or debit card to help pay for the eligible, network** expenses listed below. To get the most from your Care Cash card, use it only for eligible, network expenses outlined in this document.

Using the UnitedHealthcare UCard®

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What does the care card pay for?

The card can also be used for elective medical procedures that are not covered by traditional insurance plans. Some of the medical procedures and wellness services that the card can be used for include vision care, cosmetic surgery, dermatology services, dental services, and hearing care.

How does cash card work?

A cash card is an electronic payment card that stores cash for various types of payments. Cash cards may be bank debit cards, ATM cards, prepaid debit cards, gift cards, or payroll cards. They differ from credit cards because credit cards purchase things with debt rather than accessing cash.

What can I use my UnitedHealthcare U card for?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Who accepts UnitedHealthcare card?

How can I shop in a store using my UCard? You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

What stores can I use my UnitedHealthcare card?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Is the UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

What can I use my health care spending card on?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Can you use a care card for anything?

The CareCredit Rewards Mastercard can be used for purchases everywhere Mastercard is accepted and also earns points on all purchases that can be redeemed for rewards Learn more at carecredit.com/mastercard.

Can I get cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I use my cash card for anything?

Once you get your Cash Card, you'll need to activate it. After that, you can begin using it anywhere Visa is accepted, in stores and online.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

Why did I get a UnitedHealthcare card?

The UnitedHealthcare UCard (member ID) makes it easier for Medicare Advantage members to access their benefits and programs so they can take advantage of their plan offerings. The following are some UCard updates for 2025.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

Can I use United card anywhere?

Fees. The United℠ Explorer Card has an annual fee of $0 intro for the first year, then $95. There are no foreign transaction fees, so you can use the card anywhere in the world without racking up extra charges.

Can I use my UCard on Amazon?

No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

How do you qualify for a Cash Card?

You must be 13+ (with parental approval) or older than 18 to apply for a Cash App Card. Cards should arrive within 14 days. While you wait, you may be able to access your card details from the Card tab for online purchases, or to link to Apple or Google Pay.

What are the disadvantages of cash cards?

Disadvantages
  • Pre-paid debit cards do not help you build credit.
  • Many pre-paid debit cards charge fees before you even start using them. ...
  • Fees are typically hidden in fine print on the card provider's website.
  • Different cards have different policies regarding the charges you can make.

Can you withdraw money from Cash Card?

As a Cash Card owner, you can use your card from Cash App to withdraw money at any ATM. While Cash App does charge a $2.50 transaction fee, which is unavoidable, there are several in-network ATMs that will not charge a fee on top of the one charged by Cash App.