What is the cheapest car insurance for seniors over 60?
Asked by: Donnie Windler | Last update: January 4, 2026Score: 4.8/5 (7 votes)
Who has the cheapest car insurance for senior citizens?
Our research found that Auto-Owners, Travelers, Geico, USAA and Nationwide may be the cheapest car insurance companies for seniors based on average rates from Quadrant Information Services. Rates provided are for a 70-year-old driver with a clean driving record.
Does car insurance go down after 60?
So overall, barring no other changes, your car insurance rate may continue decreasing throughout your 50s and 60s, and it may increase starting around age 75.
How much is AARP car insurance for seniors?
The average cost of AARP auto insurance is $1,332 per 12-month policy — or approximately $111 per month (methodology). AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.
Is AARP car insurance cheaper than Allstate?
Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.
Best Car Insurance For Seniors 🇺🇸 | [Top 5] Senior's Car Insurance Companies
At what age is car insurance cheapest?
Experienced drivers are less likely to have accident claims, which means they cost less to insure. At Progressive, the average premium per driver tends to decrease significantly from 19-34 and then stabilize or decrease slightly from 34-75. At age 75, the average premium begins trending upward.
What insurance company does AARP recommend?
AARP® Homeowners Insurance Program from The Hartford
Plus, you could save up to 20% when you bundle your home and auto policies. No-cost, no-obligation quotes are available.
What does Colonial Penn give you for $9.95 a month?
We offer Guaranteed acceptance whole life insurance for those ages 50-85 (in most states) with options starting at $9.95 a month—ease the burden of final expenses and get back to living life on your terms. Colonial Penn's® popular guaranteed acceptance whole life insurance coverage rates are offered in units.
Does credit score affect car insurance?
How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.
Why is Progressive so expensive?
Progressive is so expensive because car insurance is expensive in general, due to rising costs for insurers. The price of a Progressive policy may also reflect the cost of staffing, marketing campaigns, and maintaining sales centers.
At what age does car insurance go up for seniors?
Senior drivers' insurance premiums will begin to increase at age 70 because of an assessed higher likelihood of accidents, injuries and claims. Geico offers the cheapest insurance for 70-year-old drivers, at $454 annually for state minimum coverage. Nationwide offers the cheapest full coverage policy, at $1,439.
What age can you get AARP car insurance?
If you're at least 50 years old and an AARP member, then you can also enjoy great rates, benefits and coverages from the AARP Auto Insurance Program from The Hartford. Call 888-546-9099 to ask about how you can start saving today.
What is the best insurance for seniors?
Medicare is the best health insurance option for seniors and retirees. Medicare is the cheapest health insurance with the best benefits for people age 65 and older or who have a qualifying disability. You can choose between two different options: Original Medicare and Medicare Advantage.
What insurance starts at 65?
Medicare is health insurance for people 65 or older.
Does age matter in insurance?
Age remains one of the most influential factors affecting life insurance premiums. Insurers assess premiums based on multiple personal rating factors, but an emphasis is placed on mortality risk, and the probability of death rises steadily as we get older.
Can you get cheaper car insurance with AARP?
This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you're on the road. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.
Is AARP car insurance good for seniors?
Car Insurance Discounts and Savings for Seniors
The AARP Auto Insurance Program from The Hartford offers car insurance discounts for mature drivers, including: Bundle Discount: You can save over $800** just by bundling your auto and home insurance policies with The Hartford.
Who does AARP endorse for auto insurance?
Since 1984, The Hartford has been serving the needs of people 50 and over through our affiliation with AARP. In fact, we now insure over two million AARP members, and are the only nationally endorsed auto insurance program for AARP members.
What is the most expensive age to get car insurance?
Key takeaways. 18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 9 percent less to insure than their female counterparts.
Why does Progressive keep raising my rates?
Car accidents and traffic violations are common explanations for an insurance rate increase, but other reasons why your car insurance rate can go up include changing your address, adding a new vehicle or driver, increases to claims in your ZIP code, and increases to car repair/replacement cost.
At what age do auto insurance premiums tend to drop?
Car insurance typically drops as you grow older, when you drive safely for three to five years following an accident or citation, and when you switch to a cheaper company. Both men and women see the steepest drop in car insurance costs between ages 18 and 19.
Is Allstate or AAA cheaper?
While Allstate is often cheaper, on average, there are several categories where AAA offers lower average premiums. AAA offers robust roadside assistance coverage, but other coverage options and discounts may vary by region.