What is the cheapest car insurance in South Carolina?
Asked by: Kirk Bartoletti | Last update: March 12, 2025Score: 5/5 (8 votes)
How much is car insurance per month in SC?
In South Carolina, drivers pay an average of $169 per month for full coverage car insurance and $53 per month for minimum coverage. Young drivers tend to pay higher rates than older drivers, with 18-year-old males having the highest average premium at $6,400 per year for full coverage.
Who typically has the cheapest car insurance?
Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.
What is the cheapest reliable car to insure?
The Honda CR-V, Mazda CX-5, Jeep Wrangler and Subaru Outback are the cheapest cars to insure. All three have full coverage rates under $250 per month, on average.
What is the cheapest car insurance group?
Group 1 is the lowest insurance group, which also means it's the cheapest insurance group. Group 50 is the most expensive. However, premiums aren't just based on insurance group. Other factors are taken into consideration, too.
The Cheapest car insurance in South Carolina
Is an old car cheaper to insure?
In general, auto insurance for older cars may be cheaper than insuring newer vehicles of the same make and model if the used car is cheaper to repair or replace. A car depreciates in value over time, which lowers the maximum amount an insurance company would have to pay in the event of an accident.
How do I get lower car insurance?
- Shop around. ...
- Before you buy a car, compare insurance costs. ...
- Ask for higher deductibles. ...
- Reduce coverage on older cars. ...
- Buy your homeowners and auto coverage from the same insurer. ...
- Maintain a good credit record. ...
- Take advantage of low mileage discounts. ...
- Ask about group insurance.
What is the cheapest insurance for full coverage?
- Travelers — $112 per month. Travelers' full coverage averages $112 per month for comprehensive and collision coverages.
- USAA — $114 per month. USAA full coverage averages $114 per month for comprehensive and collision coverages.
- Nationwide — $123 per month.
Which state does not require car insurance?
New Hampshire and Virginia are the only states that do not require auto insurance. However, if you choose not to purchase car insurance in these states, you would still be held liable for any property damage or bodily injury caused by their vehicle. Do you live in an at-fault or not-at-fault state?
Who is cheaper, GEICO or Progressive?
GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.
At what age is car insurance cheapest?
Experienced drivers are less likely to have accident claims, which means they cost less to insure. At Progressive, the average premium per driver tends to decrease significantly from 19-34 and then stabilize or decrease slightly from 34-75. At age 75, the average premium begins trending upward.
Is Allstate cheaper than GEICO?
GEICO is much cheaper and has better ratings than Allstate. Your experience with GEICO and Allstate will vary based on individual rating factors.
Who has the cheapest auto insurance in SC?
What is the cheapest car insurance in SC? Auto-Owners has the cheapest car insurance in South Carolina, at $53 per month for liability-only coverage and $122 per month for full coverage. That's 21% and 19% cheaper than the state average, respectively.
What is the minimum car insurance required in SC?
What auto insurance coverage is required in SC? Answer: Drivers are required to carry liability and uninsured motorist coverage with the following limits: $25,000 Bodily Injury Per Person / $50,000 Bodily Injury Per Accident / $25,000 Property Damage Per Accident.
Why is auto insurance so high in South Carolina?
Car insurance in South Carolina is expensive because drivers are required to have personal injury protection and some drivers can legally drive uninsured if they pay a fee to the state.
What is the best car for low insurance rates?
What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.
Who is the #1 insurance company in the USA?
State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.
Is Nationwide cheaper than Progressive?
On average, Nationwide offers cheaper rates for full coverage car insurance across a wide range of risk profiles, while Progressive is cheaper on average for minimum coverage policies and drivers with DUI convictions.
What are 3 factors that lower your cost for car insurance?
- Increase your deductible.
- Check for discounts you qualify for.
- Compare auto insurance quotes.
- Maintain a good driving record.
- Participate in a safe driving program.
- Take a defensive driving course.
- Explore payment options.
- Improve your credit score.
Does credit score affect car insurance?
How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.
How do you drop car insurance?
To cancel your car insurance, contact your insurer and submit your request. Be sure to ask about refunds and get a confirmation, and have another policy in place to avoid a lapse in coverage.
At what age is car insurance cheaper?
The most substantial reductions in auto insurance rates typically come as teen drivers get older, usually when they hit 18 or 19 years old. Rates continue to decline as you age, particularly once drivers pass the age of 25.
What is the best insurance company for older cars?
- Best for availability: American Collectors.
- Best for restored vehicles: Hagerty.
- Best for regular use: Safeco.
- Best for immediate coverage: Grundy.
- Best for high-value vehicles: Chubb.
When should you drop full coverage on a car?
- You drive a high-mileage car. ...
- You struggle to fit the cost of auto insurance in your budget. ...
- Your car is worth less than the cost of your full-coverage policy. ...
- You have relatively high risk tolerance. ...
- You rarely drive.