What is the cheapest full coverage car insurance in Florida?


Editorial team Published on

State Farm and Travelers offer the cheapest full coverage car insurance in Florida, with average monthly rates starting between $128 and $165.

Full coverage car insurance in Florida costs an average of $228 to $236 per month, which is higher than the national average.

Cheapest Companies for Full Coverage

  • State Farm: Averages about $128 per month for clean driving records. It provides low rates and local agent support.
  • Travelers: Averages about $165 to $183 per month. It offers good extra options like gap insurance and new car replacement.
  • Progressive: Averages about $144 per month. It provides competitive pricing and many digital discount options.
  • GEICO: Averages about $192 per month. It remains a popular choice for broad coverage options across the state.
  • Liberty Mutual: Averages around $300 per month, but offers customizable policy plans.

Tips to Lower Your Rate

  • Compare quotes: Prices vary a lot based on your specific driver profile and exact location.
  • Raise your deductible: Moving your deductible from $500 to $1,000 can lower your monthly bill.
  • Bundle policies: Combine your auto insurance with a renter's or homeowner's policy for extra savings.