What is the cheapest health insurance in Missouri?

Asked by: Lauryn West  |  Last update: November 7, 2025
Score: 4.4/5 (36 votes)

Cheapest health insurance companies in Missouri Ambetter has the cheapest health insurance in Missouri, at $417 per month on average before discounts.

What is the cheapest insurance for full coverage?

The cheapest companies for full coverage car insurance
  • Travelers — $112 per month. Travelers' full coverage averages $112 per month for comprehensive and collision coverages.
  • USAA — $114 per month. USAA full coverage averages $114 per month for comprehensive and collision coverages.
  • Nationwide — $123 per month.

What is the lowest form of health insurance?

Medicaid: Affordable health insurance for those who don't qualify for subsidies. If you make less than about $21,000 as a single person (under roughly $44,000 for a family of four), then you may qualify for free government insurance, called Medicaid, in all but 10 states.

How much is insurance a month in Missouri?

Meanwhile, the average cost of full coverage car insurance in Missouri is $2,674 per year, or about $223 per month. Minimum coverage in Missouri is $635 per year on average, but we found you can likely get a cheaper policy.

Is $200 a month good for health insurance?

Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old. The best way to get cheap rates is to use health insurance subsidies, which lower the cost of an insurance plan based on your income.

How to Buy Health Insurance on HealthCare.gov (or your State's Marketplace)

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How to cheap health insurance?

Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply. You'll get exact plan prices and savings by filling out a Marketplace application.

What is the average cost of health insurance in Missouri?

In Missouri, a family of four will pay an average of $1,969 per month before discounts for health insurance. On average, health insurance for an adult in Missouri costs $616 per month, and coverage for a child under the age of 19 costs $369 per month.

What is the minimum insurance in Missouri?

The minimum level of coverage required by state law is: $25,000 per person for bodily injury. $50,000 per accident for bodily injury. $25,000 per accident for property.

What are the 2 most common health insurance plans?

Before choosing a health insurance policy for yourself, your family, or your employees, you must know what types are available. Some popular health insurance policy options are: Preferred provider organization (PPO) plans. Health maintenance organization (HMO) plans.

Who typically has the cheapest insurance?

Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.

What age is insurance cheapest?

Does car insurance become cheaper when you turn 25? On average, drivers will see their premiums begin to fall around age 25. This reflects the lower risk posed by drivers in their mid-20s as they gain driving experience and maturity, compared to a 17-year-old who has just passed their test.

Who is the #1 insurance company in the USA?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

Does Missouri have a health insurance marketplace?

In Missouri, you have a few options to enroll in a Marketplace health plan: Directly through HealthCare.gov – the ACA exchange. By phone at (800) 318-2596.

How to get health insurance not through marketplace?

You can find these plans through some insurance companies, agents, brokers, and online health insurance sellers. If you buy a plan outside the Marketplace any time, during Open Enrollment or not, you can't get premium tax credits or other savings based on your income.

Is it cheaper to go without health insurance?

Healthcare is expensive—even with insurance. However, those who don't have insurance coverage will be at a much greater disadvantage. The inability to seek treatment for health conditions and the crushing weight of medical bills are two big reasons to obtain coverage.

Is there a way to make your insurance cheaper?

If you're wondering how to get a lower car insurance rate, use these methods for lowering your premium:
  1. Qualify for insurance discounts. ...
  2. Increase your deductible. ...
  3. Reduce your coverage. ...
  4. Compare rates. ...
  5. Try usage-based insurance. ...
  6. Take a defensive driving course. ...
  7. Get a car that's cheaper to insure.

What is the best health insurance company to go with?

Best Health Insurance Companies for 2025
  • Best Overall and Best for Self-Employed: Kaiser Permanente.
  • Best Widely Available Plans: UnitedHealthcare.
  • Best for Low Complaints and Best for Chronic Conditions: Aetna.
  • Most Affordable: Molina Healthcare.

How to get $10 insurance?

Most people shopping for health insurance on the Affordable Care Act Marketplace are eligible for a tax credit that reduces how much they pay in premiums. Enhanced subsidies have brought premiums down to $10 a month—or less—for 75% of enrollees.

How much is cobra insurance?

How much does COBRA insurance cost? COBRA insurance typically costs 102% of the total health plan premium. This includes both the employee and employer contributions, along with a 2% administrative fee.