What is the difference between Hastings Direct and Hastings Premier home insurance?

Asked by: Mervin Russel  |  Last update: May 11, 2023
Score: 4.6/5 (8 votes)

Hastings Premier specifically offers more comprehensive insurance policies, rather than the more basic ones offered by Hastings Direct. A Hastings Premier home insurance policy includes a number of extra features, as standard, that give the customers further protection if they need it.

Is Hastings Premier the same as Hastings Direct?

Is Hastings Direct the same as Hastings Premier? Hastings Premier offers breakdown and motor legal expenses cover, which is not standard with Hastings Direct. Both are Defaqto five-star and Moneyfacts five-star rated, but these ratings apply only to the comprehensive versions of these policies.

Which is the best home insurance company in UK?

3 of the best home insurance companies
  • John Lewis.
  • Direct Line.
  • M&S Bank.

Who underwrites Hastings Direct?

Around 90% of policies are directly underwritten by the Group's Gibraltar based insurer, Advantage Insurance Company Limited.

Are Hastings and Hastings Direct the same company?

About Hastings Direct

Hastings Direct is a trading name of Hastings Insurance Services Limited, and is part of the Hastings Group.

Our Hastings Direct and Hastings Premier car insurance is Defaqto 5 star rated

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Has Hastings Direct been taken over?

Finland-based insurance group Sampo Plc has now taken full ownership of British general insurer Hastings.

How do I contact Hastings Premier?

Just call us on 0333 321 9790 and we'll be happy to help.

Are Hastings Direct moving?

East Sussex College has confirmed talks took place over the summer with Hastings Direct about moving into its Station Plaza site. It was revealed this week that it will not happen. Discussions had taken place between Hastings Direct and East Sussex College about finding the business a new home.

Which home insurance company has the highest customer satisfaction?

Amica homeowners insurance

Ranked No. 1 in J.D. Power's homeowners insurance customer satisfaction survey.

Is Direct Line a good insurance company?

Direct Line is the highest ranked insurer in the YouGov Buzz Index 2019, which ranks companies based on consumer views of their brand.

Which insurance company has the highest customer satisfaction?

USAA is the best insurance company in our ratings. According to our 2022 survey, USAA customers report the highest level of customer satisfaction and are most likely to renew their policies and recommend USAA to other drivers. USAA also has the lowest rates in our study, beating the national average by 35%.

What is Hastings Premier?

Hastings Premier is the top-tier car insurance policy from Hastings Direct, offering their highest level of cover to drivers. There are two tiers below this, Hastings Direct and Hastings Essential, offering less cover but usually for a cheaper price.

What do you get with Hastings Premier?

Our Hastings Premier policy is also Defaqto 5 Star rated and provides a range of additional features as standard. With a Premier policy you'll enjoy benefits such as legal protection, roadside assistance and breakdown recovery.

Does Hastings Direct price match?

If you do find a new customer quote that has the same like-for-like details as your renewal quote, but at a cheaper price, you should always get in touch so we can take a look and match it.

Where is Hastings Direct call Centre based?

HGCL is the ultimate UK parent company of the Group, and via its wholly owned subsidiary, Hastings Group Holdings Limited, is responsible for oversight of the Group's operations; its head office is located in Bexhill-on-Sea, East Sussex.

Does Hastings insurance automatically renew?

Auto-renewals

Hastings will automatically renew your car insurance unless you tell them you don't want to. To do that, you have to fill in a form to let them know you want your policy to lapse. Your price will often go up significantly if you auto-renew.

Do Hastings Direct ask for proof of no claims?

How do you get proof of car no claims discount? If you decide to change your car insurance provider, they'll want to see proof of your no claims discount. Your current insurer may include details of your no claims discount in your renewal or cancellation letters.

Are Direct Line and Churchill the same company?

Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Who is direct line owned by?

Direct Line was bought by RBS Insurance, a subsidiary of RBS Group, in June 2003.

Is Hastings Direct AXA?

Insurance broker Hastings Direct has launched a new household policy that will be underwritten by AXA, Towergate and Sterling Insurance. The policy will offer cover for contents only, buildings only and combined home insurance with a new common word policy document, irrespective of the underwriter.

Who acquired Hastings Direct in 2020?

In August 2020 it was announced that the company would be acquired by a consortium of the South African business, Rand Merchant International, and the Finnish insurer, Sampo Group, for £1.7 billion. The transaction was completed on 16 November 2020.

Who owns Churchill insurance?

We are a UK-based company and sell insurance policies by phone and on the internet. In 2003, Churchill was acquired by the Royal Bank of Scotland Group, making the bank's insurance arm the second largest general insurer in the UK.