What is the difference between Kaiser Senior Advantage and Senior Advantage Plus?

Asked by: Dr. Garnett Kiehn  |  Last update: December 24, 2025
Score: 5/5 (2 votes)

As a Kaiser Permanente Senior Advantage member, you enjoy the ease of combining your Medicare coverage with Kaiser Permanente coverage in a single plan. Now, with Advantage Plus, you can get valuable comprehensive dental, fitness, hearing, and vision benefits added to your plan.

Is Kaiser Senior Advantage Plus worth it?

Extra Perks and Benefits

Advantage Plus is one of the best ways to get extra benefits with your Kaiser Medicare Advantage plan. It provides varying degrees of dental, hearing, and vision coverage in one insurance plan.

How much is Kaiser Senior Advantage per month in California?

One of the costs you will pay is the Medicare Advantage Part C premium, which is often a $0 premium for most carriers. Kaiser offers $0 premiums on nearly most of its Medicare Advantage plans. However, you will be required to pay your Medicare Part B, about $175 per month in 2024. Some plans may also cover this cost.

Is Kaiser Senior Advantage the same as Medicare Advantage?

This is a Medicare Advantage plan, which means that it generally replaces your Medicare coverage. You agree to let Kaiser manage your Medicare benefits. It is an HMO (health maintenance organization) with a closed network of providers.

Is Advantage Plus an optional supplemental plan that?

Kaiser offers an optional supplemental plan called Advantage Plus. When someone adds this option to their Medicare Advantage plan, they receive additional vision, dental, and hearing benefits.

How much is Kaiser Senior Advantage per month?

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How much is Medicare Advantage Plus?

Costs of Medicare Advantage

According to the Centers for Medicare & Medicaid Services (CMS), the average monthly plan premium for all Medicare Advantage plans in 2025 is around $17. In addition to the MA plan premium, Medicare members enrolled in an MA plan are responsible for their Part B premium ($185 in 2025).

Is Kaiser Medicare Advantage good?

Kaiser Permanente Medicare Advantage plans are rated well above the industry average, receiving an average rating of 4.41 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment. For comparison, the average weighted star rating for plans from all providers is 3.95.

Why are people leaving Medicare Advantage plans?

Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.

What is a disadvantage of choosing Kaiser?

With Kaiser, you'll generally have to stay within their network. There may a great doctor who specializes in your ailment (or type of cancer) outside of the network. This illustrates the two biggest drawbacks to HMO's and Kaiser.

Does Kaiser Senior Advantage cover international travel?

As a Kaiser Permanente member, you're covered for emergency and urgent care from approved providers anywhere in the world.

Is Kaiser pension worth it?

So, is the Kaiser pension worth it? The answer will vary from one person to another. For many physicians, especially those who prioritize a stable, guaranteed income in retirement, it could indeed be worth it. However, the true worth of the pension depends on your individual circumstances and career goals.

Does Kaiser Medicare Advantage cover colonoscopy?

Kaiser Permanente Medicare Advantage (Medicare Part C) plans cover up to 100% of the cost of a qualified colonoscopy. If your doctor has recommended this procedure as part of a screening, diagnostic or treatment regimen, read below to learn what you'll need to know to make sure Kaiser Medicare covers your colonoscopy.

What does Kaiser Senior Advantage Plus cover in California?

Only $21 a month adds Advantage Plus coverage to your Senior Advantage plan. You'll get comprehensive dental, fitness, hearing, and vision benefits. You'll get one bill that includes both your Senior Advantage and Advantage Plus coverage — so taking care of your health is easier than ever.

What is Advantage Plus?

What is Meta Advantage+? In 2022, Meta announced their “Advantage Suite,” as a response to the impact of Apple's iOS 14 privacy update. Originally, Meta Advantage+ was focused on shopping campaigns, using machine learning to help ecommerce advertisers streamline campaign construction and performance optimization.

What is the best Medicare plan that covers everything for seniors?

Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.

What is the biggest disadvantage of the Medicare Advantage plan?

Medicare Advantage Plan Pros And Cons

One disadvantage is that some Medicare Advantage plans may offer fewer options when it comes to doctors and hospitals, as they may have smaller plan networks than Original Medicare.

Can I drop my Medicare Advantage plan and go back to original Medicare?

Medicare Advantage Open Enrollment Period: Between January 1 and March 31 of each year, if you already have a Medicare Advantage Plan (with or without drug coverage) you can: Switch to another Medicare Advantage Plan (with or without drug coverage). Drop your Medicare Advantage Plan and return to Original Medicare.

Why are seniors losing their Medicare Advantage plans?

Health systems and hospitals are also making the decision to cancel contracts due to excessive prior authorization denial rates and slow payments from insurers. Already 27 health systems have canceled their Medicare Advantage contracts this year.

What are the top 5 medicare supplement plans?

💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.

Why do doctors not like Medicare Advantage plans?

Across the country, provider grumbling about claim denials and onerous preapproval requirements by Advantage plans is crescendoing. Some hospitals and physician practices are so fed up they're refusing to accept the plans — even big ones like those offered by UnitedHealthcare and Humana.

What is the disadvantage of Kaiser?

If you do a search of online reviews of Kaiser, you'll discover a lot of complaints about everything from limiting doctor visits, long ER wait times, and decreasing service accessibility to limiting the number of contracted specialists, making appointments inconvenient, and increased office visit waiting times.

Are people happy with Kaiser Senior Advantage?

— Kaiser Permanente's Medicare Advantage health plans are highly rated, according to the Centers for Medicare & Medicaid Services 2025 Star Ratings. All Kaiser Permanente Medicare Advantage plans earned either 4 or 4.5 stars out of a maximum of 5 stars. Our plan in Hawaii is rated highest in the state.

What is the difference between Kaiser Permanente Senior Advantage and Senior Advantage Summit?

CalPERS offers members Kaiser Permanente Basic HMO, Kaiser Permanente Senior Advantage, and Kaiser Permanente Senior Advantage Summit (the latter has a higher premium but offers its members $0 copay for most services).