What is the difference between Medi-Share and insurance?

How much is Medi-Share monthly?

Medi-Share has qualities similar to traditional insurance, such as a deductible and premium (the monthly share amount). It costs $50 to apply to Medi-Share, and there is a $120 one-time membership fee with the first monthly payment. Mira provides an affordable alternative to health insurance at just $45 per month.

Does Medi-Share cover MRI?

With your HealthValues membership, never pay full price for an X-Ray, MRI, CT scan, mammogram or ultrasounds. Save on medical, discounted imagery and surgery services. With your HealthValues membership you receive 24/7 access to Teladoc.

What are the pros and cons of Medi-Share?

Is Medi-Share HMO or PPO?

Doctor Network – Medi-Share has a Preferred Provider Organization (PPO) network of doctors. It's built on MultiPlan's PHCS network, which is the same company that manages networks for some of the major traditional insurance companies.

Does Medi-Share cover prescriptions?

Prescriptions: Prescriptions are eligible for sharing (for a six-month period) if they are related to a new eligible illness, injury or accident. Members have access to prescription discounts which can help you save an average of 40 percent on all your medications – even if it is a medication you already take.

Are Medi-Share premiums tax deductible?

Tax deduction – Under traditional health insurance, monthly premiums are tax-deductible. Medi-Share's monthly sharing contributions are not deductible.

Will Medi-Share cover pre-existing conditions?

Medi-Share does not exclude people for pre-existing conditions (similar to major medical plans), but they won't pay for any pre-existing conditions for the first 36 months. ... Once you apply to Medi-Share, you're not automatically enrolled.

Is Medi-Share considered health insurance?

Medishare is not health insurance. Whereas traditional health insurance groups typically rely on a pool of member's funds, members share their funds directly with other members each month through an online portal. Fund sharing is always voluntary. Not all health conditions are eligible for sharing.

Does Medi-Share do dental?

As part of your Medi-Share membership, you have 24/7 on-demand access to affordable, quality healthcare, as well as incredible savings on dental, vision and hearing services.

Can I have an HSA with Medi-Share?

No HSAs – Medi-Share is not eligible for use with Health Savings Accounts (HSAs). Note: you can still keep your HSA and use it if you have one, you just can't make tax-free contributions to it.

Is MultiPlan legitimate?

MultiPlan is not a health insurance company and does not sell insurance directly or indirectly through agents or brokers. MultiPlan is not affiliated with anyone or any entity that claims to be selling MultiPlan health plans or insurance policies.

What is annual household portion in Medi-Share?

Deductibles - Called the "Annual Household Portion" or AHP, this is the amount you have to pay out of pocket on your own before your bills are eligible for sharing (or reimbursement).

Does Medi-Share cover flu shots?

Medi-Share has been a great way for me and my family to save on health insurance. However, before you take your kid for a regular checkup and for vaccines, there's something you should know: it WILL NOT cover vaccines.

What does AHP stand for in insurance?

The Trump administration has proposed a change of rules that would expand the ability of small employer groups and individuals to band together to obtain health insurance through association health plans (AHPs).

Does Medi-Share qualify as health insurance in California?

Unlike traditional health insurance, members of healthcare sharing ministries, such as Medi-Share, are exempt from the individual mandate penalty that has been imposed on those who can afford to purchase health insurance but opt out. You can view the Christian Care Ministry's Certificate of Exemption here.

Is High Blood Pressure considered a preexisting condition?

Other Types of Pre-existing Conditions

Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.

Should people with high blood pressure get the Covid vaccine?

Are people with high blood pressure more likely to experience adverse reactions to the vaccine? Based on the available evidence at this time, no.

Can a person with high blood pressure take Covid vaccine?

There is no evidence to prove COVID-19 vaccines are unsafe for individuals with high BP and thyroid conditions. It is fairly safe to take the vaccine.

How can you bring your blood pressure down quickly?