What is the difference between Medicare Wellness and annual physical?

Asked by: Dr. Cassie Stracke V  |  Last update: November 23, 2025
Score: 4.2/5 (16 votes)

While a physical includes a full examination and a wellness evaluation, an Annual Wellness Visits focuses solely on a patient's answers to a health risk assessment. It does not typically include any lab work or tests requiring physical contact.

Why doesn't Medicare cover annual physicals?

Medicare doesn't cover routine physical exams because its rules, set by Title XVIII of the Social Security Act, focus on medically necessary services rather than general checkups. 4 Medicare focuses on maintaining good health by preventing disease. Routine checkups involve physical tests to diagnose diseases.

Is a physical the same as a wellness check for Medicare?

An annual physical exam is more extensive than an AWV. It involves a physical exam by a doctor and includes bloodwork and other tests. The annual wellness visit will just include checking routine measurements such as height, weight, and blood pressure.

What does a Medicare wellness exam consist of?

At your Medicare annual wellness visit, your health care provider will: Review your blood pressure, heart rate, height, weight and body mass index (BMI).

What is not included in a Medicare wellness visit?

Annual Wellness Visits do not include: A physical exam. Diagnosing of new conditions. Treatment of existing or new conditions.

What's the difference between a Medicare Annual Wellness Visit and an Annual Physical?

27 related questions found

Is bloodwork part of a wellness visit?

Does a Wellness Exam Include Blood Work? Yes, a wellness exam can include blood work. However, it's important to note that the specific tests conducted during a wellness exam may vary from person to person.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

What are the three words to remember for a Medicare wellness exam?

MEDICARE ANNUAL WELLNESS VISIT PHYSICIAN WORKSHEET

Word recollection (Banana, Sunrise, Chair) Have patient repeat the 3 words, tell them to remember them.

How do you pass a wellness test?

6 Ways To Prepare For Your Wellness Screening
  1. Fast Eight Hours If Possible. Unless directed otherwise by your doctor, fasting is one of the best ways to ensure accurate results. ...
  2. Stay Hydrated. ...
  3. Avoid Alcohol. ...
  4. Take Prescribed Medications. ...
  5. Manage Your Stress. ...
  6. Review Program Details.

Is a breast exam part of a Medicare wellness visit?

Medicare covers Pap tests and pelvic exams to check for cervical and vaginal cancers. As part of the pelvic exam, Medicare also covers a clinical breast exam to check for breast cancer.

Can you refuse a Medicare wellness visit for seniors?

People can refuse a Medicare annual wellness visit, but it is worth considering the potential benefits. Wellness visits can help healthcare professionals detect health issues early on and are an important part of preventive care.

What do they check on a wellness physical?

Review your blood pressure, heart rate, height, weight and body mass index (BMI). Review your current health problems, as well as your medical, surgical, family and social histories. Review your current medications. Conduct a health risk assessment.

How much does Medicare pay for a wellness check?

With Medicare Part B, you can get a wellness visit once a year at no cost to you. Check to make sure the doctor or nurse accepts Medicare when you schedule your appointment.

What is the difference between a wellness visit and an annual physical?

Physical exams and wellness visits can seem different names for the same process, but there is a distinction. Wellness visits usually lack the core aspects of a thorough physical, opting instead just for basic vitals such as height, weight, and blood pressure. Plus, two appointments are treated differently by insurers.

How much does Medicare pay for an annual physical?

The list below shows some of the things your doctor may do during a physical exam. As a rule, Medicare does not cover an annual physical. The exam and any tests your doctor orders are separate services, and you may have costs related to each depending on your Medicare plan.

Are labs included in a Medicare annual wellness visit?

No. The IPPE and AWV don't include clinical lab tests, but you may make appropriate referrals for these tests as part of the IPPE or AWV. Does the deductible, coinsurance, or copayment apply for the IPPE? No.

What not to do before a wellness check?

What not to do before a physical exam
  1. Consuming alcohol.
  2. Drinking caffeine within an hour of your visit.
  3. Eating a high-fat meal before bloodwork.
  4. Eating or drinking anything for eight to 12 hours, or as directed by your provider, before bloodwork that requires a fast.
  5. Taking cold medicine if you're feeling under the weather.

What is not covered in a Medicare annual wellness visit?

Medicare does not cover Annual Wellness Visits if they are used to discuss, plan, or alter treatment for pre-diagnosed chronic illnesses, including high cholesterol, high blood pressure, or arthritis.

Do they draw blood for a wellness check?

Your doctor typically orders blood tests for you during a physical exam or to screen for specific conditions like heart disease, thyroid disease, cancer, diabetes and sexually transmitted infections. They can also monitor the effectiveness of treatments.

What questions are asked on the Medicare Wellness exam?

Your visit may include:
  • Routine measurements (like height, weight, and blood pressure).
  • A review of your medical and family history.
  • A review of your current prescriptions.
  • Personalized health advice.
  • Advance care planning.
  • A screening schedule (like a checklist) for appropriate preventive services.

Can you refuse the Medicare cognitive test?

A cognitive test is not mandatory for Medicare beneficiaries, but it is an included feature of the Medicare Annual Wellness Visit (AWV). If a person has Medicare Part B and has been enrolled for at least 12 months, their AWV includes a brief cognitive screening to assess memory and thinking abilities.

Why are people leaving Medicare Advantage plans?

Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.