What is the healthcare crisis that the ACA was created to address?

Asked by: Amira Smitham  |  Last update: November 1, 2025
Score: 4.3/5 (63 votes)

In short, the Affordable Care Act represents an effort to reframe the financial relationship between Americans and the health-care system to stem the health insurance crisis that has enveloped individuals, families, communities, the health-care system, and the national economy as a whole.

Which problem was the Affordable Care Act designed to address?

One of the primary aims of the ACA was to reduce the number of Americans who are uninsured. It did this through the extension of private and public health insurance.

What issues does the Affordable Care Act address?

The ACA uses two primary approaches to increase access to health insurance: It expands access to Medicaid, based solely on income, for those with incomes up to 138% of the federal poverty level (FPL), and creates eligibility for those with incomes from 139% to 400% FPL to apply for subsidies [in the form of advance ...

How has the ACA impacted HealthCare?

The ACA established important consumer protections like out-of-pocket cost limits, cost-sharing standards, and bans on annual or lifetime coverage limits. It also streamlined the enrollment process by creating a federal marketplace and requiring comprehensive benefits across plans.

What was the Affordable Care Act ACA intended to do?

The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.

Here's Why the Affordable Care Act Is So Controversial | History

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What were the 3 goals of the Affordable Care Act?

Overview of the Affordable Care Act (ACA)

The Triple Aim goals are: improve patient care, improve population health, and reduce the cost of health care.

What is the mission of the ACA?

The mission of the American Counseling Association (ACA) is to enhance the quality of life in society by promoting the development of professional counselors, advancing the counseling profession, and using the profession and practice of counseling to promote respect for human dignity and diversity.

What is the biggest problem with the Affordable Care Act?

Impact on Individual Insurance

It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.

How did the ACA affect long term care?

The ACA has increased the population of insured U.S. citizens through Medicaid expansion and increase the long term facilities population and Marketplace insurance. Expenditures and reimbursement rates have shown that the ACA has increased Medicaid payments in long-term care.

Who benefits most from the Affordable Care Act?

The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.

In which 3 ways did the Affordable Care Act affect individuals?

How does health care reform affect me?
  • If you get sick, an insurance company cannot cancel your policy.
  • Health insurance companies cannot turn down your application because of your health status.
  • Women can no longer be charged more for insurance than men.

What did Obama do for health care?

The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.

What can be done to improve the ACA?

Building on the Affordable Care Act: Strategies to Address Marketplace Enrollees' Cost Challenges
  1. Ensure Affordable Premiums.
  2. Reduce Cost-Sharing.
  3. Strengthen Coverage Requirements.
  4. Create Federal Backstops for Coverage.
  5. Simplify Plan Options and Enrollment Pathways.

Is ACA the same as Obamacare?

“Obamacare” and the “Affordable Care Act” are the SAME thing. A recent article in the New York Times reported survey results showing that one-third of the people surveyed did not know that “Obamacare” and the “Affordable Care Act” refer to the same law.

What impact has the ACA had on health disparities?

The ACA has reduced racial/ethnic disparities in coverage, although substantial disparities remain. Further increases in coverage will require Medicaid expansion by more states and improved program take-up in states that have already done so.

Has the ACA improved the quality of care?

Improvements in community health centers – The ACA also provides for improving the quality of our care by strengthening the nation's network of community health centers and testing new methods for delivering services, for example, coordinating care among physicians and community resources.

What impact will the ACA have on medical malpractice?

Overall, expected short-term effects of the ACA appear likely to be small relative to aggregate liability insurer payouts in the markets in question. However, under reasonable assumptions, some mechanisms can generate potential cost changes as high as 5 percent or more in particular states and insurance lines.

Why are people against the ACA?

Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features. They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care.

What are the three biggest issues in healthcare today?

So, let's hop on a journey to explore the 7 biggest challenges of the healthcare industry!
  • Rising Costs of Healthcare Services.
  • Financial Challenges for Providers.
  • Shortage of Healthcare Professionals.
  • The Need for Improved Mental Health Systems.
  • Increased Demand for Personalized Care.
  • Big Data and Cybersecurity Issues.

Which problem was the Affordable Care Act designed to address quizlet?

Final answer:

The Affordable Care Act was designed to decrease the number of Americans without health insurance, lower the costs of healthcare, and make access to healthcare more equitable.

What are the cons of the Affordable Care Act?

Cons:
  • The cost has not decreased for everyone. Those who do not qualify for subsidies may find marketplace health insurance plans unaffordable. ...
  • Loss of company-sponsored health plans. ...
  • Tax penalties. ...
  • Shrinking networks. ...
  • Shopping for coverage can be complicated.

What are the 5 values of the ACA code of ethics?

Honoring diversity and embracing a multicultural approach in support of the worth, dignity, potential, and uniqueness of people with their social and cultural contexts; Promoting social justice; Safeguarding the integrity of the counselors-client relationship; and. Practicing in a competent and ethical manner.

Why should healthcare be more affordable?

Surveys consistently show that people delay or forgo care due to cost, worry about their ability to pay for health care bills, and incur medical debt. Health care affordability—or a lack thereof—can harm individual health.