What is the income limit to qualify for Medicaid in Montana?
Asked by: Caesar Olson | Last update: January 25, 2026Score: 4.2/5 (38 votes)
How much money can I make and keep Medicaid?
Low-income working adults with no children are eligible for Medicaid if their state has expanded eligibility under the Affordable Care Act. In most states, these low-income adults need to make less than 138% FPL or $17,226 per year if they are the only person in their household.
How do I find out if I qualify for Medicaid in Montana?
If you are not sure if you can be covered by Medicaid or other assistance programs, go to apply.mt.gov and find out. The Department of Public Health and Human Services online application. Here you can apply for food, medical, or cash assistance.
Do you automatically get Medicaid if you get SSI in Montana?
In Montana, any aged, blind, or disabled individual determined eligible for SSI receives Medicaid. This support enables them to receive regular medical attention and maintain their independence.
What does Medicaid cover in Montana for adults?
Medicaid covers inpatient care for individuals admitted to a hospital and emergency services when needed. Medicaid covers necessary dental services, including exams, cleanings, fillings, and dentures. Montana is one of 39 states that cover preventive dental services for adults.
Medicaid Eligibility - Medicaid Income and Asset Limits – 2024
What is the income cut off for Medicaid in Montana?
Medicaid is free but requires an application to enroll and you must make less than $20,782.
How does Medicaid benefit older adults?
Medicaid and Medicare: The Basics
If a loved one qualifies financially for Medicaid and meets the functional eligibility requirements, then Medicaid will help pay for long-term care services like nursing home care, and home and community-based services like home health care.
Do Social Security benefits count as income for Medicaid?
In most cases Social Security benefits will be counted as income toward Medicaid eligibility, however, there are some exceptions. Rules, restrictions, and income thresholds vary from state-to-state.
What assets are exempt from Medicaid in Montana?
- $2,000 or less in cash or non-exempt assets if single.
- One home with an equity limit of $688,000 (exempt if planning to return, or if a spouse, child under 21, or disabled dependent resides there).
- One car.
What is the $943 Social Security payment?
If you're wondering about the amounts for these SSI checks, the SSA has set a maximum monthly amount of $943 for individuals and up to $1,415 for couples in 2024. Some states even offer additional SSI supplements, increasing the overall payment for residents of places like California and New York.
How long does it take to get approved for Medicaid in Montana?
Q: How long will it take for the Office of Public Assistance (OPA) to process my application? A: The OPA has 45 days to process new applications for Medicaid. If you applied for SNAP at the same time, the state has 30 days to process that application.
How often does Medicaid check your bank account?
Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.
How much does Medicaid cost per month?
Amounts. Most states adjust premium amounts by beneficiary income, with approved possible charges ranging from approximately $5 to $74 per month. Four states (AR, AZ, MI, and MT) have approved waivers to require monthly premium payments as a percentage of income.
How do I protect my income from Medicaid?
One such option to protect assets is a Medicaid Trust. By placing some of your assets in an appropriate trust, you can protect them from Medicaid and have them not be counted when you are applying for benefits.
What are the four types of Medicaid?
- State-operated fee-for-service (FFS)
- Primary care case management (PCCM)
- Comprehensive risk-based managed care (MCO model)
- Limited-benefit plans.
How much money can you have in the bank to qualify for Medicaid in Florida?
In Florida, the Medicaid program has strict asset limits for applicants. As of 2024, the general asset limit for an individual applying for Medicaid's long term care programs (i.e. ICP, Medicaid Waiver or PACE) is $2,000. For married couples where both spouses are applying, the limit is $3,000.
Can you hide assets to qualify for Medicaid?
Purposely not disclosing asset information in order to gain Medicaid eligibility is illegal. It is fraud, and consequences for hiding assets can be severe, including jailtime and hefty fines. Furthermore, persons should not gift assets as a means to “hide” them and qualify for Medicaid.
What is the Medicaid spend down rule in Montana?
The amount one must “spend down” is the difference between one's monthly income and MT's medically needy income limit (MNIL). This can be thought of as a deductible. In 2025, the MNIL is $525 / month for single applicants, as well as married couples.
Does Montana Medicaid cover weight loss?
MT Medicaid explicitly excludes coverage of drugs prescribed for weight reduction. MN Medicaid explicitly excludes gastric bypass surgery and weight-loss surgery for adults. NOTE: Bariatric surgery may be covered for some individuals (< 21 years of age) with full Medicaid.
What disqualifies you from Medicaid?
In general, a single person must have no more than $2,000 in cash assets to qualify. If you're over 65, the requirements are more complex. Whatever your age, there are strict rules about asset transfers. Medicaid may take into consideration any gifts or transfers of cash you've made recently.
Does Social Security count as income?
Your benefits may be taxable if the total of (1) one-half of your benefits, plus (2) all of your other income, including tax-exempt interest, is greater than the base amount for your filing status.
Who qualifies for an extra $144 added to their Social Security?
To qualify to get $144 added back to your Social Security check, you can enroll in a Medicare Advantage plan that offers a Part B premium reduction or giveback benefit.
What is the highest income to qualify for Medicaid 2024?
Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.
What happens if you make too much money while on Medicaid?
If you're over the Medicaid income limit, some states let you spend down extra income or place it in a trust to help you qualify for Medicaid. If you receive long-term care but your spouse doesn't, Medicaid will allow your spouse to keep enough income to avoid living in poverty.
How can senior citizens get free money from the government?
- Social Security Disability Insurance (SSDI), a federal disability insurance program.
- Supplemental Security Income (SSI), a federal cash assistance program for low-income people who are age 65 or older, blind, or disabled.