What is the IRS deadline for 1095-C?
Asked by: Harley Nolan DDS | Last update: January 25, 2026Score: 4.2/5 (19 votes)
Does the IRS still require a 1095-C?
Although information from the Form 1095-C – information about an offer of employer provided coverage - can assist you in determining eligibility for the premium tax credit, it is not necessary to have Form 1095-C to file your return.
Is there an extension for 1095-C?
Federal Form 1095-C must be provided to the employee and any individual receiving MEC through an employer by January 31 of the year following the calendar year to which the return relates. Extensions – No penalty will be imposed for federal Forms 1094-C and 1095-C filed with the FTB on or before May 31.
What happens if I don't report my 1095-C?
Employers who fail to meet filing or furnishing deadlines or report incorrect information on an informational return may be subject to IRS penalties. For forms due in 2025, failure to file an informational return such as the 1095-C can result in a penalty of $330 per form, capped at $3,987,000.
Do I need my 1095-C to file taxes in 2024?
For calendar year 2024, Forms 1094-C and 1095-C are required to be filed by February 28, 2025, or March 31, 2025, if filing electronically.
IRS Form 1095-C walkthrough (Employer-Provided Health Insurance Offer and Coverage)
What is the penalty for not filing a 1095-C on time?
IRPs for 2021 1095-C Corrections
2021 IRP Amounts for each corrected 1095-C: $280: Failure to file a correct 1095-C with the IRS. $280: Failure to provide a correct 1095-C to the employee. Total: $560 per corrected 1095-C.
Will a 1095-C affect my tax refund?
No, the 1095-C form just proves that you had health coverage. It would not affect your refund as long as you answered the Health Insurance questions accurately. You don't need your form 1095-C to file your tax return. TurboTax will ask you questions about your health coverage but your form 1095-C isn't needed.
What are the deadlines for forms 1094-C and 1095-C in 2024?
For calendar year 2024, an Applicable Large Employer (ALE) must furnish Form 1095-C to eligible employees by March 3, 2025. The ACA deadline for filing paper Forms 1094-C and 1095-C with the IRS is February 28, 2025. The due date for electronic filing is March 31, 2025. These are expected due dates.
How long do employers have to keep 1095-C?
The following must be retained for at least three years: The Affordable Care Act information returns (Forms 1094-B, 1095-B, 1094-C, and 1095-C). Retain them for at least three years from the reporting due date.
How important is a 1095-C?
You do not need this form in order to file your taxes, but when you do file, you'll have to tell the IRS whether or not you had health insurance for each month of the year. Form 1095-C shows if you had health insurance through your employer.
Is ACA reporting required for 2024?
Employers must report employee insurance information with the California Franchise Tax Board (FTB) once per year. Information should be submitted to the state using federal Forms 1094-C, 1095-C, and 1095-B.
How do I get a copy of my 1095-C?
If the employee was issued a 1095-C, request a duplicate from ACA Online Support at (916) 322-3770 or by email at acasupport@sco.ca.gov. Include the employee's full name and the last four digits of their Social Security Number in the request.
Is the 1095-C no longer required?
Form 1095 Distribution – Effective for the 2024 reporting year, employers are no longer required to distribute Form 1095-C to all full-time employees (and plan sponsors of self-insured plans do not have to distribute Form 1095-B to individuals[2]). Instead, these forms only need to be provided upon request.
Can I add my 1095-C after filing taxes?
No. Forms 1095-B and 1095-C are for your records only, as the IRS doesn't need any details from them.
Does the IRS still require proof of health insurance?
Health care coverage documents
You are not required to send the IRS information forms or other proof of health care coverage when filing your tax return. However, it's a good idea to keep these records on hand. This documentation includes: Form 1095 information forms.
What is the deadline for employers to provide 1095-C forms to employees?
Timely Furnishing Upon Request: Upon receiving a request, employers must furnish the employees Form 1095-C by the later of: Jan. 31 of the year following the calendar year in which coverage was provided, or. 30 days after the date of the request, whichever is later.
When should I receive my 1095-C form?
No later than 30 days after January 31, the State of California, via the State Controller's Office, will issue a Form 1095-C to its full-time employees with information about the health coverage offered, if any, to the employee, their spouse and dependents.
How to file 1095-C electronically?
To apply for 1095-C electronic filing through the Affordable Care Act Information Returns (AIR), visit the Affordable Care Act (ACA) Services page on the IRS website. You'll need an active e-Services account to apply for 1095-C electronic filing.
Does a 1095-C mean I owe money?
Much like the Form W-2 is used to determine whether or not you owe taxes, the IRS will use the information reported from your Form 1095-C to determine whether you (or your employer) may have to pay a fine for failing to comply with the Affordable Care Act.
What happens if 1095-C is wrong?
If correcting information on a Form 1095-C that was previously filed with the IRS, file a fully completed Form 1095-C including the correct information and enter an “X” in the “CORRECTED” checkbox. File a Form 1094-C (do not mark the “CORRECTED” checkbox on Form 1094-C) with corrected Form(s) 1095-C.
Do you have to enter a 1095-C with your taxes?
In addition to filing your W-2, the IRS requires reporting of health insurance coverage information for the 2023 federal income tax reporting year. While it is not necessary to include the Form 1095-C with your tax return, you'll need to include your insurance information on your tax return.
What is the penalty for 1095-C in 2024?
If the employer neglects their filing obligations altogether, the penalty increases to $630, per return. For example, if an organization with 300 full-time employees fails to submit the required 1095-C forms to the tax agency by Aug. 1, 2024, the IRS may impose an ACA penalty of $87,000.
How long do you have to keep 1095-C?
The ACA requires employers to retain Forms 1094-B, 1095-B, 1094-C, and 1095-C for at least three years from the reporting due date.