What is the least expensive way to get car insurance?


Editorial team Published on

The least expensive way to get car insurance is to shop around and compare quotes from at least three to five different providers.

📊 Action Plan to Minimize Costs

  • Compare quotes: Use online comparison tools like Insurify or The Zebra to evaluate multiple carriers simultaneously.
  • Opt for liability-only: Drop comprehensive and collision coverage if your car is older and worth less than $4,000.
  • Raise your deductible: Increase collision and comprehensive deductibles from $500 to $1,000 to lower monthly premiums.
  • Bundle policies: Combine your auto insurance with renters or homeowners insurance for multi-policy discounts.
  • Leverage discounts: Ask for safe driver, paperless, auto-pay, and pay-in-full discounts.

🗒 Further Exploration

  • Compare instant nationwide rates using the tool at The Zebra.
  • View side-by-side policy options through Insurify.
  • Read detailed money-saving steps on NerdWallet.