What is the Medicare Part G premium in 2026?


Editorial team Published on

📊 Medicare Plan G Premium 2026

There is no single federal price for Medicare Supplement (Medigap) Plan G in 2026, as private insurance companies set their own rates ranging from $90 to over $400 per month depending on your age, location, and tobacco use.

💡 Average Monthly Premiums by Age (2026)

  • Age 65: $90 – $280 per month
  • Age 70: $110 – $340 per month
  • Age 75: $140 – $420 per month
  • Age 80+: $170 – $500+ per month

🔎 Key Cost Factors

  • Part B Deductible: You must pay the annual $283 Part B deductible out-of-pocket before Plan G benefits kick in.
  • High-Deductible Option: A High-Deductible Plan G lowers monthly premiums (often to $30–$70/month), but requires you to pay $2,950 out-of-pocket in 2026 before coverage begins.
  • Pricing Method: Rates vary based on whether the insurer uses community-rated, issue-age-rated, or attained-age-rated pricing.