What is the most common dental insurance?

Asked by: Rachael Hintz II  |  Last update: June 25, 2025
Score: 4.9/5 (52 votes)

Dental health maintenance organization (DHMO) and dental preferred provider organization (DPPO) are the two most common dental insurance plans. While one option isn't better than the other, each type has its advantages and limitations.

What is the most common type of dental insurance?

PPOs are popular plans because they allow covered consumers to choose from an array of dentists and dental specialists. HMOs have specific dentists under contract with the dental insurance company and offer services at predetermined rates. The flexibility of PPOs trends toward higher costs for that type of coverage.

What is the best dental insurance to have?

Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.

What is the largest dental insurance network?

Delta Dental serves more than 90 million* Americans, protecting more smiles than any other dental benefits company, with the largest network of dentists nationwide, quick answers and personalized service.

What is the most common dental?

10 Most Common Dental Procedures and How They Work
  • 1 – Teeth Cleanings. This is by far the most common reason people visit the dentist. ...
  • 2 – Teeth Whitening. Like cleaning, whitening is a relatively discomfort-less process. ...
  • 3 – Extractions. ...
  • 4 – Veneers. ...
  • 5 – Fillings. ...
  • 6 – Crowns. ...
  • 7 – Root Canal. ...
  • 8 – Braces/Invisalign.

Dentist Explains How to Choose Dental Insurance? | Which Dental Insurance Is Best? | Dr. Nate

15 related questions found

What is the most popular dental treatment?

11 Most Common General Dentistry Procedures
  • Teeth Cleaning. Teeth cleaning is one of the most common general dentistry procedures. ...
  • X-Rays. ...
  • Sealants and Fluoride Treatments. ...
  • Tooth-Colored Fillings. ...
  • Dental Bonding. ...
  • Root Canal Therapy. ...
  • Dental Crowns, Bridges, and Veneers. ...
  • Invisalign Braces and Orthodontic Treatment.

What is the most painful dental condition?

We have explored some of the most painful dental problems, including tooth abscesses, severe tooth decay, pulpitis, and trigeminal neuralgia. These conditions can cause excruciating pain, affecting our daily lives and overall well-being.

Is Delta Dental a good insurance?

In addition to ranking best overall of the 17 companies we surveyed, Delta Dental also made our lists for: Best dental insurance provider for braces. Best dental insurance companies for implants. Best dental insurance for older adults.

Does Blue Cross have dental insurance?

A healthy smile is an important part of your overall health. That's why BCBS FEP Dental offers the coverage you and your family need to keep your teeth healthy.

What is a good maximum for dental insurance?

Annual maximums typically range between $1,000 and $2,000 – and most people never reach this amount in their benefit period. According to the National Association of Dental Plans, only 2.8% of people on a PPO plan reach their dental annual maximum each year.

Is it cheaper to get dental insurance or pay out of pocket?

If your only expenses each year are for routine six-month checkups, it might be less expensive to skip the insurance and pay out of pocket. However, unexpected dental work—such as fillings, crowns, or root canals—can be expensive, and it is for those situations when dental insurance can be most helpful.

Which dental insurance is primary?

More than One Employer Plan – When a patient has plans provided by more than one employer, the plan that has covered the patient the longest is primary.

What is the most common insurance?

The preferred provider organization (PPO) plan is the most common type of health plan. According to a KFF survey, 47% of individuals with an employer-sponsored plan have a PPO1. PPO plans encourage participants to use a preferred provider network for their medical needs in exchange for discounted rates.

What is better, hmo or PPO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

Are Blue Shield and Blue Cross the same?

Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands.

Is Anthem Blue Cross dental good?

The Bottom Line. Anthem can be a good dental insurance provider if you want to use your dental benefits soon after you enroll. You can access basic care after a three-month waiting period and pay just 50% of the costs. The 50% coverage is fairly standard, but the three-month wait is shorter than many other plans.

What insurance is used for dental?

An indemnity dental plan is sometimes called “traditional” insurance. In this type of plan, an insurance company pays claims based on the procedures performed, usually as a percentage of the charges. Generally an indemnity plan allows patients to choose their own dentists, but it may also be paired with a PPO.

Do most dentists accept Delta Dental insurance?

With 3 out of 4 dentists participating in the Delta Dental network, it's easy to find a qualified in-network dentist.

What are the cons of dental insurance?

Aside from cost concerns, other cons include limited coverage or policies that have annual limits on reimbursements. Additionally, some plans may require premium payments that are higher than what is necessary for providing the desired level of care.

What is the most feared dental procedure?

Root Canal – The dreaded root canal. These two words alone cause most people to cringe but why? Most of the time it is because of a past experience where a root canal was painful. A root canal needs to be performed on a damaged or an infected tooth where the nerve is dying off.

What is the number 1 most painful disease?

20 most painful conditions
  • Sciatica. ...
  • Kidney stones. ...
  • Trigeminal neuralgia. ...
  • Endometriosis. ...
  • Gout. ...
  • Acute pancreatitis. ...
  • Stomach or peptic ulcer. Peptic ulcers are open sores that form in the lining inside the stomach. ...
  • Fibromyalgia. Fibromyalgia is a condition that causes pain all over the body (widespread musculoskeletal pain).

Which tooth hurts the most for a root canal?

The recovery time for a molar root canal treatment is typically longer than an incisor procedure. This is because molars have more roots and are harder to clean, making the procedure more complex. As a result, patients usually experience more pain and discomfort during the recovery process.