What is the most expensive car insurance group?

Asked by: Prof. Dalton Lind  |  Last update: March 15, 2025
Score: 4.9/5 (66 votes)

Group 50 is the most expensive. The lower the car insurance group, the lower your car insurance premium is likely to be.

What is the highest car insurance group?

Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research. These insurance groups range from group 1 (the cheapest cars to insure), all the way up to group 50 (the most expensive).

What is the most expensive car insurance?

California, Missouri and Minnesota could see car insurance costs increase by more than 50% in 2024. Maryland has the highest car insurance costs in the U.S., with an average full-coverage rate of $3,400 annually.

Is insurance group 17 high?

Car Insurance Group 17 is one of the relatively lower insurance groups. Groups range from 1 to 50 with group 1 being the lowest and group 50 being the highest. Therefore, cars in insurance group 17 rank on the mid-to-lower end of the scale, making them amongst some of the more reasonably cheap cars to insure in the UK.

What age group is the most expensive to insure?

Young drivers (16-24)

As a result, car insurance companies view young drivers as the most risky to insure. Drivers ages 16 to 24 tend to face the highest premiums compared to other age groups.

Car insurance groups explained

45 related questions found

Which group pays the most for car insurance?

Key takeaways. 18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 9 percent less to insure than their female counterparts.

Does credit score affect car insurance?

How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.

What is the cheapest car insurance group?

Group 1 is the lowest insurance group, which also means it's the cheapest insurance group. Group 50 is the most expensive. However, premiums aren't just based on insurance group. Other factors are taken into consideration, too.

What does Group 17 represent?

The halogens are located on the left of the noble gases on the periodic table. These five toxic, non-metallic elements make up Group 17 of the periodic table and consist of: fluorine (F), chlorine (Cl), bromine (Br), iodine (I), and astatine (At).

Why is my insurance so high at 23?

Age is one of the most important factors in determining your car insurance rate. This may seem unfair because there are good drivers in every age group, but younger drivers are generally more likely to have accidents or take risks on the road.

What vehicle has the cheapest insurance?

The Honda CR-V, Mazda CX-5, Jeep Wrangler and Subaru Outback are the cheapest cars to insure. All three have full coverage rates under $250 per month, on average.

Where is the most expensive place to insure a car?

Brooklyn, New York, is the most expensive city in the U.S. for full coverage car insurance according to our research. Many of the cheapest cities for full coverage are in Massachusetts, Ohio and Vermont. Palm Beach is Florida's most expensive city for auto insurance, at an average full coverage rate of $5,826 per year.

What is the highest type of car insurance?

Fully comprehensive

This is the highest level of insurance you can have. It covers you, your car and any others involved in an accident.

Who is #1 in auto insurance?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

What does insurance group 18 mean?

Every single car is categorised under a car insurance group based on factors such as how much the car is worth, how likely it is to be stolen or damaged, and its engine size. There are 50 groups altogether, and car insurance group 18 includes cars which are relatively cheap to insure.

What car has the highest insurance cost?

1. Maserati Quattroporte. The Maserati Quattroporte is a luxury sedan that typically costs over $2,500 per six-month policy period to insure, making this car the most expensive vehicle to purchase auto insurance for in 2021.

What charge does group 18 have?

Group 18, the noble gases (He, Ne, Ar, Kr, Xn, Rn): charge of 0.

What is the Group 17 and 18?

Group 17 elements are called halogens. Group 18 elements are called noble gases. Groups 1, 2, and 13-18 are the representative elements (or main-group elements). Groups 3-12 are called the transition metals.

What is a group of 17?

The halogens are the elements that form group 17 of the periodic table. They are reactive nonmetals and include fluorine, chlorine, bromine, and iodine.

What group pays the most for car insurance?

While adult men and women pay about the same amount for car insurance, the gap changes as drivers get older. While all teens pay more for car insurance than older adults, teenage boys pay the most of all.

Which SUV is least expensive to insure?

What's the cheapest SUV to insure?
  • Honda CR-V.
  • Jeep Cherokee.
  • Ford Escape.
  • Chevrolet Equinox.
  • Jeep Wrangler.
  • Subaru Forester.
  • Toyota RAV4.
  • Nissan Rogue.

How do I get lower car insurance?

Nine ways to lower your auto insurance costs
  1. Shop around. ...
  2. Before you buy a car, compare insurance costs. ...
  3. Ask for higher deductibles. ...
  4. Reduce coverage on older cars. ...
  5. Buy your homeowners and auto coverage from the same insurer. ...
  6. Maintain a good credit record. ...
  7. Take advantage of low mileage discounts. ...
  8. Ask about group insurance.

Does State Farm run your credit?

Most major car insurance companies like GEICO, Progressive and State Farm factor in your credit score when giving you a quote. Some smaller, regional insurers skip credit checks, though their coverage options (and available online information) can be limited.

What is a good credit score?

For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent.

Does having bad credit make car insurance more expensive?

Drivers with poor credit (a credit score under 580) pay 97% more, on average, for full coverage car insurance premiums than do their counterpart drivers with exceptional credit (a credit score above 800), according to a study by Bankrate.