What is the most expensive car to insure?
Asked by: Eldred Bogan | Last update: July 28, 2025Score: 4.4/5 (72 votes)
Which car is least expensive to insure?
The Honda CR-V, Mazda CX-5, Jeep Wrangler and Subaru Outback are the cheapest cars to insure. All three have full coverage rates under $250 per month, on average.
Which is the most expensive form of car insurance?
Comprehensive insurance is, in most cases, the most expensive coverage on the market. It provides the same cover as third party fire and theft; however, it also allows you to claim for accidental damage to your own vehicle, no matter who is to blame in the case of a collision.
What color car is the most expensive to insure?
Color has no impact on your insurance price. At Progressive, we won't even ask about it. Custom paint jobs are another story—if you paint your vehicle, be sure to add optional coverage for “custom parts and equipment” to your auto policy.
Is it more expensive to insure a luxury car?
Insurance for luxury cars almost always costs more than the national average cost of a policy. This is largely due to the higher repair costs.
Insurance: Top 5 Cheapest & Top 10 Most Expensive Car Brands to Insure
What car is the most expensive insurance?
1. Maserati Quattroporte. The Maserati Quattroporte is a luxury sedan that typically costs over $2,500 per six-month policy period to insure, making this car the most expensive vehicle to purchase auto insurance for in 2021.
Is Lexus or BMW more expensive to insure?
While the Lexus RX has a moderately high list price of $44,150, its average premium is on the lower end of surveyed luxury vehicles — after the BMW X3, it's the second cheapest luxury vehicle to insure. On average, insuring a Lexus RX costs $1,689 per year or $845 for a standard six-month policy.
What is the best color car to avoid accidents?
Overwhelmingly, white is considered the safest car color with the lowest risk of being struck. According to one study, white cars are 12% less likely to be in a crash than black cars, even during the day.
Are older or newer cars cheaper to insure?
In general, auto insurance for older cars may be cheaper than insuring newer vehicles of the same make and model if the used car is cheaper to repair or replace. A car depreciates in value over time, which lowers the maximum amount an insurance company would have to pay in the event of an accident.
What color car is the least stolen?
According to the data: White and Silver/Grey Cars: These colours are stolen less frequently than others. Their high visibility may deter thieves as they are easier to spot by witnesses and law enforcement.
At what age is car insurance most expensive?
The Insurance Institute for Highway Safety reports that teen drivers are four times more likely to get into a car crash than drivers 20 and older. As a result, car insurance companies view young drivers as the most risky to insure. Drivers ages 16 to 24 tend to face the highest premiums compared to other age groups.
Is Geico more expensive than Progressive?
GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.
What happens if your car gets stolen and you have full coverage?
Downey drivers whose cars are stolen in Califonia will have car theft insurance if they have comprehensive coverage. That should cover you up to the Actual Cash Value (ACV) of your vehicle. If your car is damaged due to a break-in, you'll also be covered.
Which SUV is the cheapest to insure?
- Honda CR-V.
- Jeep Cherokee.
- Ford Escape.
- Chevrolet Equinox.
- Jeep Wrangler.
- Subaru Forester.
- Toyota RAV4.
- Nissan Rogue.
Why are kias so expensive to insure?
While both brands are known for their affordability, reliability, and popularity among consumers, certain factors have made them targets for theft and subsequently increased insurance premiums. Thefts of Kia and Hyundai vehicles has increased by 1000% since 2020 per this article on CNN.
Who generally has the cheapest car insurance?
Geico, Nationwide and Travelers are among the least expensive for car insurance.
Which type of car is cheapest to insure?
What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.
What is a 20 year old car considered?
For insurance and registration purposes, the age of a classic car, in most cases, is at least 20 years old but not more than 40 years old. If you are going to register it (and insure it) as a classic, it should have been kept to its original design and specifications.
Do I need full coverage on a 10 year old car?
It's usually worth dropping full coverage on an older car if its value is less than a few thousand dollars, as long as there's no loan on it. The more your car depreciates, the less you'll get from the insurance company after an accident or theft.
What color car gets stolen the most?
According to the National Insurance Crime Bureau, black, silver, white, green, and gold cars are the most stolen. Many of those car colors blend in better than others.
Which car color is hardest to maintain?
Conclusion. The bottom line is, white cars are by far the easiest to keep clean. Black cars are the hardest, as they show grime more easily and don't hide imperfections well at all. Red—or any other bright color that requires frequent cleaning—isn't ideal, but it can still work if you have some time and patience.
Which car is safest in a crash?
Subaru models tend to be considered the strongest cars in accidents for both these systems and their inherent engineering; the IIHS agrees and has included six Subaru models (the Impreza, WRX, Forester, Outback, Solterra, and Ascent) in their list of 2024 and 2025 Top Safety Pick and Top Safety Pick+ award winners.
What car is the most expensive to insure?
—the most expensive cars to insure, based on the national average of insurance coverage, are: Maserati Quattroporte: $5,024 a year (a luxury car) Audi R8: $4,568 a year (a luxury sports car) BMW i8: $4,372 a year (a hybrid sports car)
Is Toyota or Lexus more expensive?
TOYOTA PRICES VS LEXUS PRICES
The Lexus brand pricetag starts higher than a Toyota, but it is a luxury value package worthy of the cost. For that matter, it's possible to pay more for a Toyota if you are trying to get the luxuries mostly reserved for the Lexus lineup. Here are some examples of Toyota and Lexus prices.
Which brand is better BMW or Lexus?
In 2024, original owners of 2021 model year vehicles were asked to report their experiences. This study covers 184 specific problems grouped into 9 major vehicle categories, with a lower score reflecting higher quality. Lexus stands at the top of the competition in terms of dependability with a score of 135 PP100.