What is the most expensive insurance in the world?

Asked by: Ford Block IV  |  Last update: November 13, 2025
Score: 4.7/5 (60 votes)

The most valuable life insurance policy is US$ 250 million (£197,825,000; €229,825,000) and was achieved by HSBC Life (International) Limited (China) in Hong Kong SAR, China, as verified on 22 February 2024.

Who has the most expensive insurance in the world?

We've set a new Guinness World Record for the most valuable life insurance policy ever sold, worth US$250 million. Issued and fully underwritten by HSBC Life, our insurance business in Hong Kong, it was taken out by an individual customer earlier this year.

How much is Ronaldo insurance?

Cristiano Ronaldo (Legs): €103 million

Real Madrid insured his legs to prevent injury when he joined the club in 2009. The insurance policy is valued at €103 million. He has won five Ballon d'Or and so far has scored over 700 goals in his career.

What is a 100 million life insurance policy?

A 100 million life insurance policy is a type of life insurance policy that provides a death benefit of $100 million to your beneficiaries if you pass away while the policy is in effect. This type of policy is typically only offered to individuals who are high net worth or have a significant income.

Why do millionaires get whole life insurance?

Whole life insurance can provide tax-free dividends

For someone looking to build up wealth to cash in on during retirement, Secco says that dividends can accumulate over time and be used as a tax-free pool of money. However, Secco says that using life insurance as a savings vehicle is a long-term strategy.

Why Ireland has the worlds most expensive car insurance

17 related questions found

How much is Messi insurance?

However, the most expensive sporting insurance policy of all time dwarfs Beckham's record by quite a margin; in fact it's worth more than three times all of the previous numbers combined! That record belongs to Argentinean forward Lionel Messi, who is reported to have his legs insured for a phenomenal €750 million.

Who had their legs insured for $1 million?

When Betty Grable was profiled in the June 7, 1943, issue of LIFE, she shared headline status with another entity: her own legs, which the magazine dubbed a “major Hollywood landmark.” The previous February, an impression of her leg had been immortalized in the cement in front of Grauman's Chinese Theater, and the ...

Is Lionel Messi a billionaire?

To sum it up, his base salary at Inter Miami is $60 million, and he'll own 10% of the team by the end of his contract, which could be worth over $200 million if the team's value holds up after he retires. Despite some misleading reports, Lionel Messi is NOT a billionaire.

How much does $1000000 insurance cost?

On average, a $1 million liability insurance policy costs $69 a month, or $824 a year, for our small business owners. Keep in mind that every business is different, so the $1 million liability insurance cost will vary.

What state has the worst insurance rates?

Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.

What cars are cheapest to insure?

What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.

Who has the highest healthcare costs in the world?

Health Expenditure in the U.S.

The United States is the highest spending country worldwide when it comes to health care. In 2022, total health expenditure in the U.S. exceeded four trillion dollars. Expenditure as a percentage of GDP is projected to increase to approximately 20 percent by the year 2031.

Who is the #1 insurance company in the USA?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

What car has the highest insurance cost?

1. Maserati Quattroporte. The Maserati Quattroporte is a luxury sedan that typically costs over $2,500 per six-month policy period to insure, making this car the most expensive vehicle to purchase auto insurance for in 2021.

How much has Miley Cyrus insured her tongue for?

Miley Cyrus's tongue – $1.4 million (£1.1m)

Singer Miley Cyrus insured her tongue for $1 million following her 2013 VMAs performance, or around $1.4 million (£1.1m) in 2024 money.

How much was Michael Jackson insured for?

LOS ANGELES (Reuters) - The insurers of Michael Jackson's ill-fated "This Is It" London comeback concerts on Wednesday have settled out of court with the late King of Pop's estate over a $17.5 million policy, the attorney for Jackson's estate said.

What celebrity has the most expensive body insurance?

10 expensively insured body parts
  1. Heidi Klum's legs - $2 million. ...
  2. America Ferrera's smile - $10million. ...
  3. Keith Richard's hands - $1.6 million. ...
  4. Ilja Gort's nose - $5.58 million. ...
  5. Gennaro Pelliccia's taste buds - $13.3 million. ...
  6. David Beckham's legs (and face) - $195 million. ...
  7. Cristiano Ronaldo's legs - $144 million.

How much is Messi expensive car?

The crown jewel of Messi's collection, the Ferrari 335 S Spider Scaglietti, is worth a staggering $36 million.

What celebrities have insurance with Lloyd's of London?

Lloyd's, which claims to have insured everything from Keith Richards' fingers for $1.6 million to Holly Madison's breasts for $1 million, has a long history of celebrity-insured legs. Besides Grable, some of its high-profile policies have covered the legs of Marlene Dietrich, Fred Astaire and Angie Dickinson.

What expensive things does Messi own?

Some standouts include a Ferrari F430 Spider, a Maserati GranTurismo MC Stradale, an Audi R8 Spyder, a Tesla Model S, a Rolls-Royce Ghost, and several customized Range Rovers. Private Jet — Messi often travels in style on his $15 million Gulfstream V private jet.

How did the Rockefellers use life insurance?

Trusts as beneficiaries

They also established trusts2, a legal mechanism that outlined how their assets should be managed and distributed. Instead of directly naming their children as beneficiaries of the life insurance policies, they designated trusts as the recipient of the funds.

What car insurance do rich people use?

There are several insurance carriers that offer comprehensive auto insurance coverage for high net worth individuals. Among the best include AIG Insurance, ACE Group, and The Chubb Group. Some of the benefits these carriers offer wealthy people include: Rental car coverage worldwide.

How do the rich avoid taxes with life insurance?

For the wealthy, life insurance is an unsexy yet powerful tactic for avoiding taxes. By putting the policy inside a trust, the death benefit is excluded from estate taxes. The payout goes to the trust, which pays Uncle Sam and protects the remaining assets from lawsuits.