What is the number one rated Medicare plan?

Asked by: Braxton Sipes  |  Last update: November 26, 2025
Score: 4.3/5 (29 votes)

Best for ratings: Aetna Medicare Advantage. Best for low-cost plan availability: Cigna Medicare Advantage. Best for Part B Giveback: Humana Medicare Advantage.

What is the highest Medicare rating?

What are Medicare Star ratings? Each year, Medicare reviews Medicare Advantage (Medicare Part C) and stand-alone Medicare prescription drug plans (Medicare Part D) and rates each one. The highest-performing plans earn 5 Stars; the lowest get 1 Star.

What are the top 5 medicare supplement plans?

💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.

What are 3 plans for Medicare?

Medicare Advantage (also known as Part C)

These “bundled” plans include Part A, Part B, and usually Part D.

What is a 5 star Medicare Advantage plan?

A plan can get a rating from one to five stars. A 5-star rating is considered excellent. The overall plan rating gives you a single summary score that makes it easy for you to compare plans based on quality and performance.

The Best Medicare Supplement Plans in 2024 and 2025

31 related questions found

What are 4 types of Medicare Advantage plans?

There are different types of Medicare Advantage Plans:

HMO Point-of-Service (HMOPOS) Plan: Go to page 12. Preferred Provider Organization (PPO) Plan: Go to page 13. Private Fee-for-Service (PFFS) Plan: Go to page 13. Special Needs Plan (SNPs): Go to page 14.

What is a star rating Medicare?

The overall star rating for hospitals summarizes quality information on important topics, like readmissions and deaths after heart attacks or pneumonia. The overall rating, between 1 and 5 stars, summarizes a variety of measures across 5 areas of quality into a single star rating for each hospital.

What's the best plan for Medicare?

Best for ratings: Aetna Medicare Advantage. Best for low-cost plan availability: Cigna Medicare Advantage. Best for Part B Giveback: Humana Medicare Advantage. Best startup: Devoted Health Medicare Advantage.

Does Medicare cover 100% of hospital bills?

Whether you're new to Original Medicare or have been enrolled for some time, understanding the limitations of your coverage is important as you navigate decisions about your healthcare. One of the main reasons why Original Medicare doesn't cover 100% of your medical bills is because it operates on a cost-sharing model.

What is AARP Medicare?

AARP Medicare Supplement plans are insured and sold by private insurance companies like UnitedHealthcare to help limit the out-of-pocket costs associated with Medicare Parts A and B. Supplement plans can help pay for some or all of the costs not covered by Original Medicare — things like coinsurance and deductibles.

What are the 5 types of Medicare?

Medicare Advantage (Part C)
  • Part A (Hospital Insurance)
  • Part B (Medical Insurance)
  • Part D (Medicare Drug Coverage)

What is Medicare Plan F?

Medicare Supplement Insurance Plan F is a comprehensive supplemental insurance plan that helps cover out-of-pocket expenses not paid by Original Medicare, providing extensive coverage for medical services and reducing or eliminating deductibles, copayments, and coinsurance.

Who uses Medicare the most?

In 2021, California reported some 6.49 million Medicare beneficiaries and therefore was the U.S. state with the highest number of beneficiaries.

What is Medicare Part D Plan?

A program that helps pay for prescription drugs for people with Medicare who join a plan that includes Medicare prescription drug coverage. There are two ways to get Medicare prescription drug coverage: through a Medicare Prescription Drug Plan or a Medicare Advantage Plan that includes drug coverage.

Is Medicare 100 coverage?

No. Even though Medicare can cover many of your health care costs, you'll still have some out-of-pocket expenses, including premiums, deductibles, copayments and coinsurance.

What is the Medicare lifetime maximum?

Original Medicare covers up to 90 days of inpatient hospital care each benefit period. You also have an additional 60 days of coverage, called lifetime reserve days.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

Does Medicare cover ICU costs?

Part A covers hospital costs such as medical treatments, your room, meals, medications, and supplies used in treatment. Medicare Part C, also known as Medicare Advantage, also helps cover ICU stays because this policy includes Part A and Part B.

Is there a Medicare plan that pays 100%?

Medicare Advantage Plan (Part C):

Deductibles, coinsurance, and copayments vary based on which plan you join. Plans also have a yearly limit on what you pay out-of-pocket. Once you pay the plan's limit, the plan pays 100% for covered health services for the rest of the year.

Which is best HMO or PPO Medicare?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

Does Medicare cover dental?

In most cases, Medicare doesn't cover dental services like routine cleanings, fillings, tooth extractions, or items like dentures.

Which hospital rating system is best?

When it comes to which rating systems to consult, Bilimoria recommends U.S. News & World Report's Best Hospital Rankings and Medicare's Hospital Compare. “Both of these allow you to drill a little deeper into specific areas of care as well as specific things that may be important to you,” he says.

What is a Medicare 5-star plan?

Medicare uses information from member satisfaction surveys, plans, and health care providers to give overall performance star ratings to plans. These ratings help you compare plans based on quality and performance. A plan can get a rating from one to five stars. A 5-star rating is considered excellent.